As long you hit RM 750 for the month. Cashback will be credited like third week or so the following month.

I guess it's based on transaction date. Haven't had any rides that cross over to the following month

I had my 20% too when I was in Taiwan (before they banned Uber few weeks back).

But change your card if you hit the max capped of RM 60. SC has a bad CC forex exchange.

Member since 2012 and never paid anything. They used to charge me AF and I had to call to get it waived. Initial years they even gave $$ to retain.

Last year, my AF didn't even appear in the statement at all

For the first year, it's free. You'll be charged subsequent year but then call in to waive it.

Works for me too, just that the RM 50 for Feb is not in yet

Cross border fees are only applicable if it's a foreign payment gateway transacted in RM.

If you are paying in foreign currency, there won't be any cross border fees. If you are paying in RM on a foreign payment gateway, then yes, SC will charge you 1%.

Nicely done! Do you switch card once it hit RM 300 of Uber spending?

Mine only 6 bucks Was using Grab quite abit in Feb because of their Zerofare

Calendar month

Shouldn't be an issue. I normally spend 1.5K on the card but with the RM 50 rebate redeemed, outstanding is less than 1.5K and I still receive the RM 50 rebate the following month.

Actually it's a double edged sword. I check my spending recently and Uber transactions are on a exponential rise.

Or Citibank. I had Premier Miles twice. None of the time they want to waive it for me

The number at the back of your card.

and we don't tolerate caps here. Don't shout

Can I know if insurance is taken into account for total retail spent to hit the RM 800 quota to be eligible for the 3% rebate?

I might have trouble to hit the 800 cap this month (probably short of 200 from my projected spending)

So I thought of hitting 800 to be eligible by charging insurance to this card. Will the cashback calculation be 3% of the RM 600 (since 200 is insurance payment) or I don't entitled for the 3% at all cause the insurance is not considered as retail payment? Anyone has experience on this?

Uber cashback is directly credited into your bill.

750 can be part of Uber ride

Rebate capped at 85 per month.

Touch wood, I haven't had annual fees appearing for a few years for both my SC cards. But 20k, definitely I can't achieve (or rather no point achieving)

Swiped 3 RM 500 transaction, nothing

As a United fan, I hate even seeing the card name on the e-banking page