normally i use bigpay, then yes, it's identified as "online".

bill payment, if not in exclusion, should be yes, if paid online.


for JOP, if you dont pump petrol or autobilling, you lose even more because online cb cap is just rm30 even if you spend min RM2.5k.

Then i think i will pull my auto-billing from other card to JOP then.

Currently holding M2C Plat and Citi Clear with JOP.

So Citi Clear confirm out... just that for M2C sometimes i use that Amex for manual billing on weekend.

So what i can get CB max for JOP is RM60 while Amex is RM50 each month.

need to think how to max them both...

Citi Clear = bye

rm10 cb difference only.

jop has higher min total spending @ 2.5k.mth.
amex min total spending rm20/mth to get min RM1 cb.

alternatively get Affin Duo card. the Visa cashback card @ 3% max RM80/mth cb cap. no min spending. can reload to ewallet and pay your stuffs.

Guys, usually the "Cashback Earned" amount at the bottom of our monthly e-statement is reflected from when of our spending?

My statement date is 17th every month and due date is 7th of following month.

This month my CB shown on statement (17th Sep 2020) is RM0.00 even though I did spent on all 3 categories from 1-31th Aug (transaction date).

Anyone can advise me on this?

This post has been edited by michealelsie: Sep 21 2020, 09:56 AM

CB to be released within 60 days from 31/8, ie Before 30/10/2020.

oh.. means this applies on every month's CB?

Oh ya, anyone mind to share the exclusion list that mentioned by cybpsych in the past few replies? Thanks in advance ya

You didn't read T&C/PDS but hold the card.

https://av.sc.com/my/content/docs/my-client...credit-card.pdf
Read Page 7-8 for JOP.

Thanks for sharing.

Just received my JOP

Reload bigpay got cashback ?

Yes.

3D Secure Service’s Update

3D Secure is a service facilitated by VISA and Mastercard to ensure you transact online securely using your Credit Card and Debit/Debit-i Card.

In order to provide an enhanced experience, we will be upgrading the 3D Secure Service on 28 September 2020.

There is no change to the process of 3D Secure Transaction after the upgrade except for the 3D Secure Page.



For more information about 3D Secure Service, please refer to https://www.sc.com/my/credit-cards/3dsecure/faq/.
Please note that Credit Card is not available under Standard Chartered Saadiq Berhad.

https://av.sc.com/my/content/docs/3d-secure...ices-update.pdf

For the sst waiver/cash back, is it already credited to credit card account? Mine get approved at beginning of Aug20, but yet credited to account.

What kind of condition? Usually like offer RM200 min spending by certain date and get RM50 cashback after two month.

GrabPay is considered under online category for Liverpool? Trying to move as much away from BigPay as possible.

No online category for Liverpool MC.
Only transactions excluded from spending - Jompay, FPX, Government-related transactions; and excluded from Cashback - Petrol, Insurance.

anyone received last month cashback, this month bit late...

Which card?

again, which card?

JOP

Not ready for redemption yet!