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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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mini_me
post Sep 19 2020, 01:06 PM

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QUOTE(cybpsych @ Sep 19 2020, 01:00 PM)
yes, and max cb cap still rm60/mth
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Sorry, yes to which?
a) Fuel
b) Online purchase
cybpsych
post Sep 19 2020, 01:21 PM

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QUOTE(mini_me @ Sep 19 2020, 01:06 PM)
Sorry, yes to which?
a) Fuel
b) Online purchase
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both, provided they are not in the exclusions

you can search this topic with "setel" keyword to find users reporting here
mini_me
post Sep 19 2020, 01:46 PM

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QUOTE(cybpsych @ Sep 19 2020, 01:21 PM)
both, provided they are not in the exclusions

you can search this topic with "setel" keyword to find users reporting here
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Ok.. thank you for clarification..
ayamback
post Sep 19 2020, 10:22 PM

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QUOTE(mini_me @ Sep 19 2020, 12:20 PM)
Hi...

May i ask for JOP, topup to Setel app is considered as fuel (ie no limit CB) or online purchase (capped CB of RM30/mth)?

Tqvm for clarification...
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be careful, there are some changes to setel app now, they now allow payment by card via setel (instead of using setel wallet/balance)

i think there was a mention about topping up setel wallet no longer considered as fuel.

either wait for feedback or u can test urself
wjleong15
post Sep 19 2020, 11:00 PM

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QUOTE(ayamback @ Sep 19 2020, 10:22 PM)
be careful, there are some changes to setel app now, they now allow payment by card via setel (instead of using setel wallet/balance)

i think there was a mention about topping up setel wallet no longer considered as fuel.

either wait for feedback or u can test urself
*
Wondering Maybank Ikhwan Petronas Visa can get cashback or not
hmm.gif
michealelsie
post Sep 20 2020, 03:39 PM

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Just curious, how you guys use JOP now to maximise the cb? Need to plan about my spending pattern... need some guidance here ya. Thanks sifus
cybpsych
post Sep 20 2020, 03:57 PM

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QUOTE(michealelsie @ Sep 20 2020, 03:39 PM)
Just curious, how you guys use JOP now to maximise the cb? Need to plan about my spending pattern... need some guidance here ya. Thanks sifus
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depends on your spending pattern to fit the criteria...

user posted image

user posted image
noien
post Sep 20 2020, 04:13 PM

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QUOTE(wjleong15 @ Sep 19 2020, 11:00 PM)
Wondering Maybank Ikhwan Petronas Visa can get cashback or not
hmm.gif
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Need to check the mcc code. If it is petrol then cash back will be given. Maybe I should try to top up rm 10 and call the bank to check for setel
kwk_1995
post Sep 20 2020, 04:55 PM

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-deleted due to old info-

This post has been edited by kwk_1995: Sep 20 2020, 05:02 PM
GrumpyNooby
post Sep 20 2020, 04:58 PM

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QUOTE(kwk_1995 @ Sep 20 2020, 04:55 PM)
user posted image

Is anyone noticing the Max Cap for JOP increases to RM85? I just saw it just now......
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I'm seeing RM 60.

user posted image
kwk_1995
post Sep 20 2020, 05:01 PM

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QUOTE(GrumpyNooby @ Sep 20 2020, 04:58 PM)
I'm seeing RM 60.

user posted image
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Alright, I might be entering old SCB micro-site, yes it is still RM60 currently.
LemonJane
post Sep 20 2020, 06:46 PM

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QUOTE(cybpsych @ Sep 20 2020, 03:57 PM)
depends on your spending pattern to fit the criteria...

user posted image

user posted image
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Your example shows if I spend > 2501, I will get cash back of 60, equal to 2.4%.
I thought it's calculated as:
1st tier 1000 X 0.2% = 2 cap at 2
2nd tier 500 X 5% = 25 but cap at 12
3rd tier 1000 X 10% = 100 but cap at 28
4th tier 1 X 15% = 0.15
Therefore total = 42.15
Therefore to max 60, have to spend 2620 in total
Which one is right?
cybpsych
post Sep 20 2020, 07:07 PM

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QUOTE(LemonJane @ Sep 20 2020, 06:46 PM)
Your example shows if I spend > 2501, I will get cash back of 60, equal to 2.4%.
I thought it's calculated as:
1st tier 1000 X 0.2% = 2 cap at 2
2nd tier 500 X 5% = 25 but cap at 12
3rd tier 1000 X 10% = 100 but cap at 28
4th tier 1 X 15% = 0.15
Therefore total = 42.15
Therefore to max 60, have to spend 2620 in total
Which one is right?
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incorrect assumption.

// Cashback of 15% on Petrol, Online & Auto Bill and 0.2% on all other retail purchases (except government MCC & charities MCC) when you spend a minimum of RM2,500 or more per calendar month in retail purchases (local and international) on your JustOne Platinum credit card, subject to a cap of RM60 per calendar month;

Cashback for Online Spend is subject to a cap of RM30 per calendar month. //

aubergine6958
post Sep 20 2020, 07:44 PM

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Weird..not getting any cashback for August JOP. Gonna check with CS tmr while requesting AF waiver
GrumpyNooby
post Sep 20 2020, 07:46 PM

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QUOTE(aubergine6958 @ Sep 20 2020, 07:44 PM)
Weird..not getting any cashback for August JOP. Gonna check with CS tmr while requesting AF waiver
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Cash back for August spending for JOP is not out yet for redemption.
aubergine6958
post Sep 20 2020, 07:50 PM

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QUOTE(GrumpyNooby @ Sep 20 2020, 08:46 PM)
Cash back for August spending for JOP is not out yet for redemption.
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Ermm.. i mean inside my statement.. it stated CB for Liverpool CC but no CB for JOP

GrumpyNooby
post Sep 20 2020, 07:52 PM

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QUOTE(aubergine6958 @ Sep 20 2020, 07:50 PM)
Ermm.. i mean inside my statement.. it stated CB for Liverpool CC but no CB for JOP
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Only LFC cash back for August spending is available for redemption from 360rewards page as reported by several forumers here.
aubergine6958
post Sep 20 2020, 07:55 PM

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QUOTE(GrumpyNooby @ Sep 20 2020, 08:52 PM)
Only LFC cash back for August spending is available for redemption from 360rewards page as reported by several forumers here.
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Opps.. i should have read it though...
.. thanks bro..
LemonJane
post Sep 20 2020, 09:13 PM

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QUOTE(cybpsych @ Sep 20 2020, 07:07 PM)
incorrect assumption.

// Cashback of 15% on Petrol, Online & Auto Bill and 0.2% on all other retail purchases (except government MCC & charities MCC) when you spend a minimum of RM2,500 or more per calendar month in retail purchases (local and international) on your JustOne Platinum credit card, subject to a cap of RM60 per calendar month;

Cashback for Online Spend is subject to a cap of RM30 per calendar month. //

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O you are right.
Think the RHB Signature Visa rebate is the same basis then.
I always thought the tier system is like income tax tier structure.
michealelsie
post Sep 20 2020, 09:50 PM

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QUOTE(cybpsych @ Sep 20 2020, 03:57 PM)
depends on your spending pattern to fit the criteria...

user posted image

user posted image
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First of all, super thanks to cybpsych for such wonderful stuff. thumbup.gif
Is ewallet topup consider as "Online" spending?
And is bill payment (not auto-billing) consider "Online" spending as well?

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