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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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avinlim
post Sep 15 2020, 08:43 AM

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QUOTE(!@#$%^ @ Sep 15 2020, 12:39 AM)
aiyo, really need to stretch the interest free period till like that meh.
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they willing to take the risk just to earn the extra 3 days interest...later bank ma on9 them with real INTEREST lo...

k2017
post Sep 15 2020, 09:13 AM

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QUOTE(optional1988 @ Sep 15 2020, 07:54 AM)
just topup my boost for round 2 of RM 10 cashback smile.gif
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You got cashback already? When did you topup?
??!!
post Sep 15 2020, 09:30 AM

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QUOTE(k2017 @ Sep 15 2020, 09:13 AM)
You got cashback already? When did you topup?
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From previous transactions, cashback usually dapat around 10am + -
jiaen0509
post Sep 15 2020, 09:55 AM

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RM10.00 CB frm Boost received.
synical
post Sep 15 2020, 09:57 AM

On my way
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QUOTE(fruitie @ Sep 14 2020, 08:30 PM)
SCB just sent me SMS about CL increase, another 50% increase and I need to reply to the SMS if I want to. I replied and will know result in two weeks time. laugh.gif
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I've been getting those SMS-es about the CL increase every month for the last few months. I don't know why they want to offer it, but also, what's the benefit of a higher CL for me...? confused.gif

I replied back this time to see what would happen. If don't get also ok.
cybpsych
post Sep 15 2020, 10:02 AM

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QUOTE(synical @ Sep 15 2020, 09:57 AM)
I've been getting those SMS-es about the CL increase every month for the last few months. I don't know why they want to offer it, but also, what's the benefit of a higher CL for me...? confused.gif

I replied back this time to see what would happen. If don't get also ok.
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spend more and hope you lapse in repayment
ClarenceT
post Sep 15 2020, 10:03 AM

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QUOTE(synical @ Sep 15 2020, 09:57 AM)
I've been getting those SMS-es about the CL increase every month for the last few months. I don't know why they want to offer it, but also, what's the benefit of a higher CL for me...? :confused:

I replied back this time to see what would happen. If don't get also ok.
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Higher CL -> increase frequency to call for loan / balance transfer / insurance etc.
SC Telemarketing can call every few days (037498****) non-stop.
GrumpyNooby
post Sep 15 2020, 10:04 AM

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QUOTE(ClarenceT @ Sep 15 2020, 10:03 AM)
Higher CL -> increase frequency to call for loan / balance transfer / insurance etc.
SC Telemarketing can call every few days (037498****) non-stop.
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I have been harassed by calls from PS for almost everday. mad.gif
synical
post Sep 15 2020, 10:24 AM

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QUOTE(cybpsych @ Sep 15 2020, 10:02 AM)
spend more and hope you lapse in repayment
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Yeah, probably. Don't have that much to spend, let alone risk lapsing in repayment.

QUOTE(ClarenceT @ Sep 15 2020, 10:03 AM)
Higher CL -> increase frequency to call for loan / balance transfer / insurance etc.
SC Telemarketing can call every few days (037498****) non-stop.
*
Normally when they ask if I'm free to talk, I just say, "No, I'm at work". I could be more drama about it, but normally they apologize and hang up by then. Haven't been getting those calls recently... hmm.gif

QUOTE(GrumpyNooby @ Sep 15 2020, 10:04 AM)
I have been harassed by calls from PS for almost everday.  mad.gif
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I no reason to take up whatever else they're offering, so unless they're calling me to say I won something, I'm not interested.
cybpsych
post Sep 15 2020, 10:34 AM

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QUOTE(synical @ Sep 15 2020, 10:24 AM)
Yeah, probably. Don't have that much to spend, let alone risk lapsing in repayment.

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they offer you money, here and there, hope that your human nature to grab the "free" money first and spend. later comes the legality to impose all the fees/interests/etc.

imagine illegal ah longs knocking your door to take $$ to use and talk about fees/interests at later date! laugh.gif
CHEAHYH89
post Sep 15 2020, 10:49 AM

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QUOTE(GrumpyNooby @ Sep 15 2020, 10:04 AM)
I have been harassed by calls from PS for almost everday.  mad.gif
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Hi
For your info, the application form got stated acceptance of promotion by Standard Chartered

There are four channels Standard Chartered can promote their products
- SMS
- Mail (via post)
- Email
- Call

Previously I also daily received call from Price Solution
Then I proceeded the below procedure and no more calls from them.

Pls chat with officer via Live Chat and request to opt out the above channel - callAttached Image

This post has been edited by CHEAHYH89: Sep 15 2020, 10:53 AM
fruitie
post Sep 15 2020, 10:54 AM

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QUOTE(wjleong15 @ Sep 15 2020, 07:52 AM)
Not sure
I only got 1 experience in last year
Due to SC standing instruction failed
Late 1 day
Then cs told me got 3 days grace
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OT: Maybe they changed, but they used to be very strict with late payment.

QUOTE(avinlim @ Sep 15 2020, 08:42 AM)
getting so High CL good? will it use up the "quota" available to apply other bank cc?
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Hmm.. If one's income is sufficient, high CL is not a problem.
That doesn't mean mine is high la, but I guess should be enough for my next CC. Let's see.
CL is something that can always reduce, so not an issue.

QUOTE(ClarenceT @ Sep 15 2020, 10:03 AM)
Higher CL -> increase frequency to call for loan / balance transfer / insurance etc.
SC Telemarketing can call every few days (037498****) non-stop.
*
Yes, I have been getting non-stop. Can we ask them to stop calling? I feel like wanna tell CS about this.
pisang
post Sep 15 2020, 11:22 AM

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QUOTE(ps007 @ Sep 15 2020, 12:42 AM)
Paid AF on May. Received around end of July.
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thanks. Meaning to say, we need to wait for almost 2 months to get the SMS redemption code. This is also stated somewhere in the T&C.
hopefully SC can resolve the situation with New Balance or Nike. For me, as long as i can get the jersey, i'm happy.

synical
post Sep 15 2020, 11:43 AM

On my way
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Joined: Jul 2008
From: PJ


Only remembered to top up Boost a couple hours ago, got the RM10 CB about 20 minutes ago. So if you reload during the day, it only takes about an hour or two instead of 8, 9 hours if you reload in the middle of the night?

Boost just posted that CB quota habis already.
cybpsych
post Sep 15 2020, 11:49 AM

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QUOTE(synical @ Sep 15 2020, 11:43 AM)
Only remembered to top up Boost a couple hours ago, got the RM10 CB about 20 minutes ago. So if you reload during the day, it only takes about an hour or two instead of 8, 9 hours if you reload in the middle of the night?

Boost just posted that CB quota habis already.
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boost credit the cb in batch (roughly 10am), not per reload (FIFO)
MGM
post Sep 15 2020, 12:02 PM

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QUOTE(synical @ Sep 15 2020, 11:43 AM)
Only remembered to top up Boost a couple hours ago, got the RM10 CB about 20 minutes ago. So if you reload during the day, it only takes about an hour or two instead of 8, 9 hours if you reload in the middle of the night?

Boost just posted that CB quota habis already.
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Got the "Card not saved" msg when trying to add a previously deleted SCB cc for this campaign, a risk of swapping CC in Boost.
iamkid
post Sep 15 2020, 07:31 PM

On my way
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677 posts

Joined: Jan 2009
From: Selayang/Kepong
Alamak lupa nk reload boost
#Victor
post Sep 15 2020, 08:23 PM

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QUOTE(iamkid @ Sep 15 2020, 07:31 PM)
Alamak lupa nk reload boost
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same, just realised after reading this.. still available now?
GrumpyNooby
post Sep 15 2020, 08:26 PM

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QUOTE(#Victor @ Sep 15 2020, 08:23 PM)
same, just realised after reading this.. still available now?
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Fully redeemed for Round 2



cybpsych
post Sep 16 2020, 10:12 AM

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LFC cashback is in

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