I don't think they tightened their CL. Do you have credit cards from more than 5 banks?

I got my first SCB card, the JustOne Platinum MasterCard only in Jan this year. Made some 7.5k / month nett income slips then for the application.

They actually called me after they approved my application and informed me they can offer RM45k CL (Exactly 6 times the declared monthly amount).

I have few staffs whose Uber rides are all charged to this card and I get the maximum RM60 cash back just from Uber. The first few months I remember getting back the RM150 cashback and so on. Setup some auto billings and got the additional cashback as well, u can change it back to your regular credit card after u get the cashback. It's all good.

Many people said they prefer lower CL and I understand it may be good as it limits how much u can spend but I must also add that it's because of the higher CL that allowed me to leverage on the banks so much more.

At least now say if I have a combine CL of RM400k from 5 banks, and expenses of 50k monthly and some facilities like BT and so on for another 50k, my ctos / ccris shows that I am only using 100k / 400k which is 25% of my limit... and this is definitely a healthier number than having RM50k CL but monthly spending at 100%.

If using two separate SC cards, I get RM60 Uber CB separately. Right ?

I got my RM60 Uber Cash Back credited for:

June on 27 July,
May on 20 June,
April on 24 May