If you see the last 2 pages of the previous pages, that's his reason

I hardly ask for help with analysis of my portfolio but can some kind soul let me know if I'm doing everything right before the end of this year?

You are positive for Malaysia market?

Edit: see wrong

Quite balance

Your Anita mui is reserve or part of portfolio?

This post has been edited by AIYH: Oct 22 2016, 06:26 PM

the whole thing gone wonky after putting a sum of money into libra and kap chai

Anyways all good?

This post has been edited by Avangelice: Oct 22 2016, 06:22 PM

Quite balance

Your Libra is reserve or part of the portfolio?

If you can hold, I will suggest either rhb bond over libra asnita.

to answer to both questions, libra will be a reserve to lock down profits while keeping the funds in circulation in UT.

where as rbh bond, I am waiting for my FD of 30k to mature on the 11th of november and dump 25k onto the fund where as the other 5k will be parked as an emergency fund with fd maturing every 3 months.

I also withdrawn my prusaver account with prudential, getting around 3600myr to be placed into my hlebroker to buy stocks.

normal month to month saving will be done to perform DCA on equities and balance funds

I am trying my best to stabilize as much of my funds and maximize tax reliefs by 2017

the future scares me and the pessimist in me worries

Looks good. Not perfect, but you show a basic understand of good diversification and know "how to play" UTF.

Xuzen

Can sifu comment a bit how to make it perfect?

wanna learn from sifu here...

thank you sifu. I dedicate this all to you and if I can pour tea for you now I would. all I can offer is this thank you to you.

Hope I'm not too late to say Hello

Why did you sell ponzi 2.0 previously? Is the reason still there? If so why buy it again now?

India 24.04%.... want to consider lower that a bit? consider it as taking profit
Perhaps put in Asia ex Japan since FSM so gungho with Asia ex Jap

If you do lumpsum and don't 'trade', it's just a one off mafan-ness. For 7% to 8% per annum is quite worth it lor.
Volatility lowest amongst asian bonds

Select income is strictly speaking a balanced fund, or equity exposed bond fund. So not quite comparable. It's also reflected in its volatility

I have both islamic bond and select bond. I think they serve different purpose. So it depends, if you are high on asiapac, select bond will match that nicely; with still about 40% in Msian bond. Islamic bond is mostly Msian; did well relative to other local bond funds

ciao

I saw some ppl mention invest 1k in prs then govt give 1k.
What's that ?

That's youth incentive for those who haven't register for PRS yet. But that RM1k can only be withdrawn at 55 years old

Youth incentive... What is the age limit?

30 years old. Not sure whether current PRS holder can get additional RM500 (the old one only RM500) or is open to first timer only. Anyway even if cannot get, can still get income tax relief until 2021 (max RM3k/year)

This post has been edited by Ramjade: Oct 23 2016, 07:18 AM

try this link
Private Retirement Fund, What the hell is that??

Yah you are right. I'm going to dca into Asia ex jap starting next month