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FundSuperMart v16 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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botakbin
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Oct 23 2016, 03:21 PM
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Hi guys. New joiner here. Haven't started investing any yet but have read most of the replies in the previous thread and seems like Asia ex Japan is heavily favoured now. Should I start with those?
Also, what is ponzi 1.0 and 2.0? I tried searching but can't find the real names for it.
Thanks.
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botakbin
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Oct 23 2016, 03:27 PM
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QUOTE(David83 @ Oct 23 2016, 03:24 PM) Ponzi 1: Affin Hwang Select Asia (Ex Japan) Quantum Fund Ponzi 2: CIMB-Principal Asia Pacific Dynamic Income Fund Thanks a lot. So ponzi 2.0 seems to be very in line with the recent inclination towards Asia ex Japan? I've already favourited that fund and thought of buying some already, but the price seems a bit high now. This post has been edited by botakbin: Oct 23 2016, 03:27 PM
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botakbin
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Oct 23 2016, 03:31 PM
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QUOTE(David83 @ Oct 23 2016, 03:28 PM) Ponzi 2 is on steroid for the past few weeks. Noted. Is it better to wait it out slightly or just put in some now and use DCA method when it drops?
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botakbin
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Oct 23 2016, 03:45 PM
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QUOTE(AIYH @ Oct 23 2016, 03:36 PM) If you want to invest lump sum, will suggest RHB AIF  IF you plan to DCA, Ponzi 2.0 is better  Btw how long are you going to invest?  Thanks a lot for the input. May I know what do you mean by how long am I going to invest?
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botakbin
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Oct 23 2016, 03:46 PM
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QUOTE(T231H @ Oct 23 2016, 03:40 PM) "The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount. Something you are comfortable with even if you suffer losses. It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust. Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash. The key thing is you have to accumulate investing experience. No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest. You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher." https://secure.fundsupermart.com/main/resea...SJBlog_20141031I've read this too and I totally agree with it. Just want to get advice from all the experienced investors here before I start my journey. Will start very soon.
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botakbin
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Oct 23 2016, 06:54 PM
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QUOTE(AIYH @ Oct 23 2016, 03:49 PM) Do you plan to put it for just for like 1 to 3 years, quit while suffering some losses or reap profit once hitting a certain profit range? Or do you plan to hold it for more than 3 years and just keep investing it until like retirement age or at least 3 to 5 years or more? The 2nd option most probably. Wanna cultivate the habit of investing instead of just keeping cash with no returns
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botakbin
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Oct 27 2016, 11:14 PM
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Deleted
This post has been edited by botakbin: Oct 27 2016, 11:18 PM
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botakbin
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Oct 29 2016, 03:17 PM
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Hi guys,
I've started by putting in a small lump sum into RHB AIF already, around 30% of my total amount that is available for investing.
From the Fund Fact Sheet, it seems that AIF and Ponzi 2.0 are focused on the same geographical sectors, but are focused on different equities. Would like to ask whether it is wise to put anymore into Ponzi 2?
Also thinking of putting into TA GT as well, should have done so yesterday when the price was lower.. Really missed the train.
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botakbin
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Oct 29 2016, 09:11 PM
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Thanks a lot for all your generous opinions. I've also read the thread's first page and everything is consistent. I guess I'll put in another 30% of my basket of eggs into TA GT.
However, on my other question, does anyone have any opinion? i.e., I already have 30% of total investments in RHB AIF, but seeing from the good future progress of Asia ex Japan market, Ponzi 2 seems like a good buy too.
My concern is just that whether I am concentrating too much together in terms of geographical sector, ie. AIF and Ponzi 2 having similar geographical exposures.
@Ramjade I have also considered your opinion of whether I am going to increase my Malaysian UT exposure. Let's say in this event, I am not considering Malaysia, is it still wise to go Ponzi 2? Or diversify in other funds?
Feedback appreciated.
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botakbin
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Nov 9 2016, 12:36 PM
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QUOTE(Avangelice @ Nov 9 2016, 12:25 PM) Gentlemen. It was an honor knowing each and everyone of you. We may be facing the most exciting year ahead! that said. time to start purchasing your funds before the 3pm cut off time. another two more days make another purchase. Why purchase before 3pm?
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botakbin
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Nov 9 2016, 12:39 PM
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QUOTE(Avangelice @ Nov 9 2016, 12:37 PM) Cut off time for today and today is the last day of the Asian ex Japan fund discounts But won't all the price drops be reflected later? If we buy before 3 it'll be at a higher price? Please correct me if I'm wrong.
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