Hi guys, I'm new to this topic as just came across the 5% weekend CB on AMEX card. A few queries hope can get clarification from sifu here:
1. I'm using Petronas Maybank visa card now, if I terminate it and change to M2C, all my existing TP will be transferred/remained or will be cancelled as well?
2. Spending on weekends entitled for 5% CB + TP? Or just CB?
3. My annual income just lack of few hundreds to meet 60k, but if include bonus it can exceed the min. requirement for Platinum M2C. Do u think I can successfully get approved for the Platinum M2C?

Thanks all

1. During cancellation, please request for transfer.
2. I believe same rule as previously. CB is awarded for weekend swipes. TP is awarded for other days too.
3. Meeting min salary requirement doesn't secure you the approval. They have other factors to take into consideration for approval.

To add on what David has just posted, I think I saw it few days ago that someone posted Maybank only considers basic salary + fixed allowances as annual income.

Hello, not sure what are the charges for other banks. Please do inquire about the info from other threads as this is Maybank thread.

I only bring it for emergency. In case I bring not enough cash or theft etc, at least I still can withdraw money from my credit card or use it.

This post has been edited by chubbyqq: Apr 9 2017, 07:23 PM

gold & platinum got any diff?

I asked a senior staff at a Maybank branch a month ago and she said they also consider annual bonus.

please refer first page of thread thanks

That's good to know.

pay tnb online during weekend entitle 5%?

everything

remember, only amex gives u 5% cb

This post has been edited by cybpsych: Apr 9 2017, 10:29 PM

ok tq

because wanted to get the 10%
btw, today retry at seapark pj petron, it work.
also reloaded tng at hub, im happy with the cb.

i used my cc in korea a few times. no additional charges. only the currency exchange rate slightly higher. worth paying for expensive items if you are short on cash. but i bought bingsu using CC also la just for the lolz.

The extra charge is not transparent.

When you swipe in foreign currency, it'll incur certain forex rate + admin fee (by the bank).
The forex rate is governed by Visa International/Mastercard International/AMEX International.

Merchant usually won't charge extra.

Correct.

You only can extract it when you calculate your statement.

However, I noticed that CIMB's rate was rather decent even after the extra charge as it's almost as close to the exchange rate as possible.

I see, that's what I wonder too - usually bring along CC in case short of cash but never used it before as I know usually the exchange rate is higher but somehow wonder with 5x points does it somehow make it worth better since I have no idea how to make comparison between both...

Yes. for my case it's like 20 cents more compared to the amount I changed at the money changer in Malaysia. But if MYR further declines, the exchange rate is negligible liao

Caltex also, Amex is totally not suitable there no matter at the pump machine or cashier.

how do you guys decide where to get the most out of TreatPoints ? Is conversion 400TP = RM1 , the correct calculation to use ?

read catalogue here

usually just redeem vouchers, more flexibility.

walk-in redemption is better. online redemption has additional points to cover delivery fee.