For general use this card is still very good at 1%, except Government, charities, ewallets and utilities.

For online and direct debit, good alternatives are SC Just-one Platinum and Affin Duo.

simple questions:

1) do you have existing mbb cards (visa/mastercard) except FCB VS?
2) if yes, do you have decent/high CL? -- if lower-than-expectation CL, then can cancel FCB VS. if good CL, can consider to keep.
3) if no, better keep FCB VS in order to utilize its CL for ad-hoc large spending
4) unless you have other better cards, then cancel FCB VS

for me, i only have M2C Amex. no other visa/mastercard with MBB. currently, using FCB VS for large spending (where merchant doesnt accept amex). downside is SST, but that can be covered from few months of usage (not necessary must be max RM50 cb monthly).

if really dont have any use for FCB VS, cut it and save the SST. move the spending to other cards (obviously will be utilizing CL for that card/bank)

If there is any handling charges for ezypay? Because I am planning to buy a TV using shopee by topping up using my Barcelona. But need it to be converted to instalment later because cheapskate wanted the shopee coins.

Now 0%, make sure convert before statement is generated.

I am abit of worried now, my statement date normally it will cut at 14th. So if I check out now, just scare it will posted straight away I might not have enough time to convert

Once it appears on M2U can straight convert already, it’s better to show up as soon as possible.

I just scared it posted mm sheung mm lok. Because I having posting problem where I pay my Astro last week (but the transaction just posted yesterday) which I thought I haven’t pay for it, because I check my Astro it’s still shown as outstanding. Then I repay again and realised I was paid doubled.

Affin Duo (Cashback card), will be cutting FCB before SST charges anyways.

True only for online and some direct debit transactions.
2nd year onwards, you need to pay 2xSST for Affin Duo.

This post has been edited by ClarenceT: Dec 13 2020, 12:36 PM

Haha in future one belakang kira, why Affin is my favorite now is cause mostly able to use eWallet anyways.

Of course got other cards like LFC and JOP if need to swipe physical or if able to wave type also got QV and well last resort is the FCB until I cut it off.

can we cancel maybank FCB CC just by call or msg at fb

cos covid thingy..i can do that with maxis
i remember before they dont allow it, die die must go to maxis center

can we cancel maybank FCB CC just by call or msg at fb

cos covid thingy..i can do that with maxis
i remember before they dont allow it, die die must go to maxis center

Cancel card and cancel line have two different SOPs right?

I cancelled my Maybank card via email previously. By call should work too.

call or email will do

orait ty sir
will do this after pay statement

thanks

i have too many CC
many travel CC is practically useless now

Have anyone use the personal concierge before for FCB?

How is the service like?

This post has been edited by steel52: Dec 13 2020, 11:32 PM

Cancel the useless card. Otherwise every year need to pay SST

You need to pay for it. I guess I haven’t seen anybody here used it before for VS.