Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
celciuz
post Oct 27 2018, 05:16 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
FCB cash back resets on 1st of the month right? Irregardless of the statement date?
celciuz
post Nov 17 2018, 04:00 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
My FCB follows the M2C... say I applied M2C in April, then FCB in August. Do I pay SST for FCB in August or April? :S
celciuz
post Nov 17 2018, 04:44 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(fruitie @ Nov 17 2018, 04:19 PM)
Follow expiry month on card, so it's April 2019 will be your first SST.
*
Might try to dispute that tongue.gif see what MBB says when the time comes. Thanks.
celciuz
post Nov 17 2018, 05:58 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(fruitie @ Nov 17 2018, 05:25 PM)
It's already out in FAQ, refer to illustration in no. 6: https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf
*
bangwall.gif row 3... is the worst scenario doh.gif
celciuz
post Nov 30 2018, 10:50 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(talexeh @ Nov 30 2018, 05:25 PM)
No, the CB quote follows the month.

Spend RM1000 for May's RM100 CB. Then spend another RM500 on 31-MAY 11.45pm - 11.59pm to get June's RM50 CB as long as the RM500 transaction is posted on the next day.
*
ohmy.gif so this actually worked and proven? Gotta try this!
celciuz
post Dec 1 2018, 09:37 AM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(cybpsych @ Nov 30 2018, 11:01 PM)
read from Post #4617 for reports from brave users biggrin.gif  thumbup.gif
*
Looks good, gonna do this the next round ;-) the usual 2% really not so worth it >_< RM2500 only get RM50 aiyo.

This post has been edited by celciuz: Dec 1 2018, 09:37 AM
celciuz
post Dec 1 2018, 12:04 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(ClarenceT @ Dec 1 2018, 09:47 AM)
Wish you good luck. Have to wait for 6 months, provided Maybank don't revise the rebate scheme and mechanism.
*
Its a bonus if its still there smile.gif

QUOTE(sjz @ Dec 1 2018, 10:17 AM)
tried and proven it works.
but the only catch is to only perform transaction AFTER 11.45pm or even best 11.50pm on 31st May or 31st Aug.
to be sure its posted on the next month
*
Roger that, thanks for the tips.
celciuz
post Feb 17 2019, 12:42 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(LostAndFound @ Feb 9 2019, 03:45 PM)
Except on rollover end of May/August. Then it's VERY important.
*
I remember a fellow forumer on how to get the 10% cash back on May - June, and August - September... something to do with charging on last day of May/August. Tried finding back the post but unable to do so, does this actually work though?

I recalled something like the cash back per month is based on statement date, while the 2% or 10% depends on calendar month?
celciuz
post Feb 17 2019, 01:10 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(AskarPerang @ Feb 17 2019, 01:07 PM)

*
thumbup.gif this should be pinned put at first page, thanks!
celciuz
post Aug 12 2019, 02:32 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(yeakyau @ Aug 12 2019, 12:53 PM)
may i know for online  transaction using maybank Barcelona purchase entitle for cashback such lazada or shopee?
*
If directly pay to Lazada and Shopee, why not? But if reload to Lazada e-Wallet then pay... this one might be questionable.
celciuz
post Aug 26 2019, 09:16 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
Question, is the 5 minutes before September still works now? Or is it somewhat "patched"?
celciuz
post Aug 27 2019, 03:47 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(naruko85 @ Aug 27 2019, 03:43 PM)
i see, good o 10%, then I should spend more on 31st Aug, but what is the safe 'time' to spend which it will post on the next day? after 12 pm?
*
Based on the TnC, 4) Cash rebate is awarded based on transaction date irrespective of the posting date
(eg transaction dated 30/4 posted on 2/5, the cash rebate will be calculated based on 30/4)

I'm not sure if this was there all this while or... just added on July 2019.
celciuz
post Sep 29 2019, 11:02 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(KaD1GO @ Sep 29 2019, 10:51 PM)
Guys, in theory, between FCB (or AMEX) and Bigpay,

Which is better when spending oversea?

FCB (or AMEX) imposes extra charges but offer cashback, while BP conversion rate is better.
*
BP, use credit card that gives cash back to it LOL.
celciuz
post Jul 10 2020, 12:13 AM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(kart @ Jul 9 2020, 06:57 PM)
Bad News for Maybank FC Barcelona Visa Signature Credit Card:

Source: Maybank Credit Card Statement

[attachmentid=10533930]
*
cry.gif

QUOTE(cybpsych @ Jul 9 2020, 08:22 PM)
shift the misc spending to SCB JOP to maximize 2.5k/mth spending. luckily i havent cut JOP after bigpay revision to 2.5k/mth cc reload limit.  laugh.gif
*
I wanted to shift my auto debits to FCB to terminate the JOP, but looks like it will be the other way now.
celciuz
post Jul 27 2020, 10:31 AM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(ChiaW3n @ Jul 26 2020, 07:38 PM)
I will keep first until next annual fee due then cut.
*
laugh.gif same here. I might get the OCBC Titanium for 1% CB as my "overflow" card.
celciuz
post Aug 6 2020, 01:17 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
So my auto payment to credit card failed this month (insufficient funds), when I want to pay my FCB card... I selected the statement balance but it came out with an error. Only able to do outstanding balance, usually credit card I do the statement balance to avoid any issues... in this case I need to transfer RM50 (haha yeah the cash back value) into the card? So I eventually meet the "statement balance"?
celciuz
post Dec 13 2020, 10:14 AM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(frostfrench @ Dec 9 2020, 03:22 PM)
I haven't find a card to substitute my Barcelona VIsa Signature?

Which cards do you guys substitute with?
*
Affin Duo (Cashback card), will be cutting FCB before SST charges anyways.
celciuz
post Dec 13 2020, 01:16 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(ClarenceT @ Dec 13 2020, 12:35 PM)
True only for online and some direct debit transactions.
2nd year onwards, you need to pay 2xSST for Affin Duo.
*
Haha in future one belakang kira, why Affin is my favorite now is cause mostly able to use eWallet anyways.

Of course got other cards like LFC and JOP if need to swipe physical or if able to wave type also got QV and well last resort is the FCB until I cut it off.
celciuz
post Feb 7 2021, 04:55 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
QUOTE(ChiaW3n @ Feb 5 2021, 07:29 PM)
I left M2C Amex.
*
Same here, going to terminate my FCB this month (next month SST kicks in) since the SC LFC does the same thing plus I get SST rebate too 🤣

Shopee accepts Amex now so... yeah gonna leave it for weekend shopping.
celciuz
post Mar 7 2021, 03:05 PM

10k Club
********
All Stars
14,035 posts

Joined: Nov 2004
Luckily I have not unsubscribed from this thread, just recalled my VS haven't cut off laugh.gif checked my statement, haven't charge me SST so faster cancel phew.

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.2398sec    0.38    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 06:00 PM