Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
4 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
ChiaW3n
post Apr 22 2020, 04:00 AM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(_kilakila_ @ Apr 20 2020, 01:38 PM)
I paid car insurance last year, same ETIQA, entitled for 10% CB, no prob. Will do the same in coming May.
*
Just got my new Barcelona card - still fresh, haven’t even bother to call up their hotline for waiver I wondering it’s the Service Tax waiver still valid?

Lucky I accumulate all my spending - decided to spent on next month to get the free cb. Two car insurance waiting to renew in May...
ChiaW3n
post Apr 22 2020, 12:32 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(perky @ Apr 22 2020, 08:54 AM)
When did you apply for your card bro? I received the approved application sms last month on the 19th March, still waiting till now to receive my card. I have applied for them to send it to my home address also.
*
I got my card way before - because I lazy to activate it therefore just put aside. And recently before mco I just activate it and ready for May.
ChiaW3n
post Apr 22 2020, 01:09 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(GrumpyNooby @ Apr 22 2020, 08:45 AM)
SST is not waiveable nor payable by offsetting with TP for Barcelona card.
*
QUOTE(Human Nature @ Apr 22 2020, 01:03 PM)
Yes, don't bother. Have to pay the SST
*
Okay sifus - will proceed with the payment now...don’t bother to call up the hotline also
ChiaW3n
post Apr 22 2020, 02:28 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(perky @ Apr 22 2020, 02:26 PM)
Ah i see, i'm not sure whether they deliver the cc during this mco or not..i don't mind waiting as long as i receive it by May so that i can start using it to get the 10% cashback in May.
*
Login to your Maybank app to see if your new card reflected there?
ChiaW3n
post Apr 22 2020, 02:46 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(perky @ Apr 22 2020, 02:31 PM)
Yes, awaiting for activation since last month. Just waiting for the actual card to arrive now.
*
Last month you meant during mco period? Maybe you can ring the CS to ask about the card delivery status. They might helped to cancel that card, and send a new card to your nearby bank to collect - I am sure delivery is still on during this period but although they might be some delayed but one month it is too much? Just my 2c
ChiaW3n
post May 1 2020, 03:50 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(GrumpyNooby @ May 1 2020, 03:11 PM)
Tomorrow you'll know.
*
The cashback come immediately? Sorry first time using this card
ChiaW3n
post May 1 2020, 03:56 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(GrumpyNooby @ May 1 2020, 03:52 PM)
April spending cash back will be posted to Maybank2u tomorrow (online ledger).
*
I see. This is the first time I am using this barcelona card, I thought you guys talking about this...
ChiaW3n
post May 1 2020, 05:25 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(GrumpyNooby @ May 1 2020, 03:57 PM)
Same for all Maybank cash back credit cards.
*
If paying for Astro entitled for Barcelona cb?
ChiaW3n
post May 1 2020, 07:08 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(GrumpyNooby @ May 1 2020, 05:28 PM)
Yes.
*
Wookay! Because I normally pay it using my amex2
ChiaW3n
post May 1 2020, 07:36 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(ClarenceT @ May 1 2020, 07:18 PM)
If you can spend RM1000 somewhere else then don't waste to spend on Astro/TM which Amex or some e-wallets will give at least 5% rebate. To maximise rebates earned from various sources.
*
Roger that as well, I totally can get your point
ChiaW3n
post May 1 2020, 07:53 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(janson_kaniaz @ May 1 2020, 07:39 PM)
In fact Lazada ewallet payment for Astro is entitled for 10% rebate already.
*
Yeah but capped at RM5. I got a RM300 Bill here
ChiaW3n
post May 1 2020, 08:13 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(MGM @ May 1 2020, 08:02 PM)
Can't split into 6x rm50?
*
I think only can entitled for one.
ChiaW3n
post May 2 2020, 12:22 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(ClarenceT @ May 2 2020, 12:09 PM)
Spent RM2500 in April and got full CB RM50.
No rebate for ewallet transactions.
*
Before they revised the cashback terms, I used to get full fb of RM50. Now I got nothing to spend with amex2 thou 😭😭
ChiaW3n
post May 2 2020, 06:52 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(ClarenceT @ May 2 2020, 12:51 PM)
I used to get full CB almost every month as well since 2/2011 (Amex) and 10/2017 (FCB VS). But difficult to achieve now as other credit cards and e-wallets are giving better rewards/rebates.
*
Have to plan when using credit card. Which card to use on what and blah blah
ChiaW3n
post May 2 2020, 11:06 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(choco_ice @ May 2 2020, 07:44 PM)
I think most people here did that in order to maximize the earnings
*
Yeap, that’s why we are here to discuss and learn from those sifus what is their gimmick behind in order to maximised the cb yield.
ChiaW3n
post May 21 2020, 09:39 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(leanman @ May 21 2020, 08:58 PM)
I have a very good profile, debt free, holding their Maybank2 card, applied for Barcelona card twice but also rejected. Maybe because I am debt free?
*
Actually holding credit card, the card limit = your debt
ChiaW3n
post May 21 2020, 09:54 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(!@#$%^ @ May 21 2020, 09:42 PM)
utilization of available credit more important. example, 1k of 10k is not as good as 1k of 100k
*
Sometimes when come to approval of credit card also depend on luck. Didn’t expect it to be approved since already holding many credit cards, yet still got approved. Some people clean record like the one above didn’t get approved sometimes we also scratch head what is their reason.
ChiaW3n
post May 21 2020, 10:08 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(GrumpyNooby @ May 21 2020, 09:55 PM)
There's an MCO promo to get free CTOS Score report.
Go register one and you may have your answer from the report.

user posted image

If your score is above 744, then it's Maybank problem.
*
Thanks for the head up - just got my latest report!
ChiaW3n
post Jun 4 2020, 03:21 AM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(coolguy99 @ Jun 3 2020, 01:28 PM)
Yeah I am keeping this card despite the SST. The RM100 x 2 cashback alone is worth it already.
*
I damn cheapskate purposely applied this card just to prepare for May and August spending.
ChiaW3n
post Jun 8 2020, 11:21 PM

Look at all my stars!!
*******
Senior Member
3,733 posts

Joined: Apr 2010
QUOTE(ronnie @ Jun 7 2020, 01:07 AM)
If we don't use the Shopee Coins it's not worth it hahaha
*
Shopee coins mainly for recurring customer, so if you use shopee frequently enough, those coins can contra loh
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

4 Pages  1 2 3 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0402sec    1.04    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 02:06 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.