If 10k getting rm20. What bargain is that? It is nothing special

I assume u used 2k for the 10k points under amex. The 2k spending if used under barcelona card...you are actually getting rm40 cash back...so spend wisely....

This post has been edited by Tigerr: Jul 16 2018, 02:26 PM

Take cashback card better as you gain more. Treat points only useful for me to convert into airmiles.

Last time i made a mistake. I thought the annual fee is charged at anniversary of the card. So i super make sure i spent enough to keep both my VI n Amex2premier. But end up in january i was slapped with 2 annual fees n i called to cancel if cannot waived. They just act cool n cancel it. So left with MU VI now.

Is it the cash rebate for the month of June transaction? How much your june transaction?

Starting on 1st Jan 2020.

From now till end of the year. No minimum spending required.

From 1st jan till 31st dec 2019. U will need to spend 120k to get the annual fee waived. Else 1st jan 2020 the annual fee will apply on your card.

Wrong. I was same think like you n i kena screwed up by mbb

I experienced thru Both Amex2premier n Visa Infinite card.

My card applied in Sep (not sure in Sep or Oct). The Amex2Premier n at the same time VI card too. I ensure from Sep to Aug i spent enough 80k n 50k for both card. So no annual fees charged to me in Sep or Oct or Nov n Dec bill. Then in January bill. Came the annual fee for both Amex2P n VI. I called to CS to ask only i know that they follow calendar year instead of card anniversary. So i asked them to cancel n if cannot waived. They really cancel it. So i left with the MU VI with me now.

Got to go thru all the trouble to re register those insurance etc auto debit.

May be inconsistent practise. So funny.

I was pretty upset as need to cancel the Amex2P card as i was in the midst of building my Enrich miles to redeem business class ticket for my family holiday. The annual fee saved can used to compensate the ticket price also. Was thinking to re apply the card back after 6 months but too lazy to apply for it.

This post has been edited by Tigerr: Aug 7 2018, 08:58 PM

Got to check. It is definately not jan.

Just now went to MBB card center n apply VS n Barce card n get them on the same day but only can start to use tomorrow.

I asked the person in charge. She confirmed that the card now follows card anniversary n not calender year. I asked her to check why my earlier case is different but cant check anymore as report no more there.

This post has been edited by Tigerr: Aug 9 2018, 03:55 PM

Then it is not follow card anniversary but probably it follow other cards anniversary?????

If this is true. No wonder why my Amex2P last time kena annual fees on Jan.

Also, if this is true, then what today the lady in charge told me yhis morning also wrong as she said my card will follow Aug - July aniversary n annual fees will be charge next year July if not meet spending commitment.

Just now check all my maybank card. All the card is anniversary is in Jan. Even the new cards that i got is Jan. No wonder all my spending calculation based on Jan - Dec. All the while i never look at this.

This is good also as it tie between card anniversary n calendar year is the same.

I believe is no. Example if u bank in 350 cash into your account. This will not reduce your spending of 1000 previously unless the tv get refunded.

Keep all.

Every card has its benefits. Keep all n enjoy all kind of benefits.

Our job is just spend the money.

MBB job to pick who is the lucky winner.

U imagine how many MBB card holders in malaysia. Lets say 5 million card holders n each swipe one time a month. Then u will have average 166.7k people competing each day. Itu macam mau strike 4d lagi senang.

This sunday another 1 round i going to swipe 6k on MU n bang on them to beat burnley.

To make sure you have higher shot on it. Your 100k spending. You break it up to 1000 x rm100 spending if possible.