Hihi i was reading about the TnC of Barca card. Actually, what is retail spending? I mean, we have online, dining, entertainment...blablabla. Are these NOT considered as retail? Kinda confuse.

Thanks. Was a little confused since I managed to max out my 100 last month, and suddenly seems like there are changes.

Just curious. Why do u want to take cash advance or cash withdrawal just to incur loan interest, just to waive annual fees? Might as well take big pay. For more info please refer to bigpay forum. Dont wanna type more here, if not will incur the wrath from monkeys who say we abuse credit cards for bigpay.

What card are you using? MBB VS? MBB VS is 50k annual spending. Not 30k. Better read from TnC. U can call bank to dispute say misleading information. Most of the time they will waive for u coz they scared bank negara repercussions.

This post has been edited by beebee1314: Oct 21 2018, 02:24 PM

Can see the website says so. But open TnC say 50k. Misleading from both sides. Anyway since he spent 30k anyway. Just call bank and tell them waive lo. Easy

Hi I saw my net amount already, though it still doesn't appear in unbilled.

FCB VS 2500 spent with 50 cash back. Nett at 2450

I think you confuse yourself.

For those who topup on 31st May RM500 hoping to get 10% of Rm50 in June (given in July), they won't topup 2500 anymore.

When CB given in July, they will know it is either RM10 or RM50.

The only sense is that they don't have to reload so much, so they withdraw lesser. Cost of withdrawal lower too.

This post has been edited by beebee1314: Jun 10 2019, 04:40 PM

Since whatever u posted after on 31st midnight, the cb will be considered next month's cb quota, so they are trying to bet it. Let's see if they updated the system or not.


Most ppl wait statement comes only spend, since statement captures upto 1st or 2nd transactions. Either spend on 31st or don't spend. Lol

My friend has both.

true. can't believe someone so kiasu until like that. too many kiasu ppl around. that's why banks become smarter. banks don't need IT experts. They only need kiasus to inform them.

Shopee finally can pay maxis postpaid bills. Nice

Bigpay is better against FCB except in May and August where FCB cb is 10%. Maybank markup the rates + the Cross border fee (something like that) exceeds the 2% cb.

As for AMEX, if u use it on weekends, then it's better because 5% cb exceeds whatever markup and the fees.

Depends really. I bought my new specs rm1100. I told merchant to swipe 800 with Amex, then another separate 300 balance. 800 coz I already used 200 to buy something else.

I get RM40 + 6 = 46.

Where you all find the TnC for the new 1% CB revision. I find the website don't have. I go into Barcelona card, still see old TnC

Hi everyone. With the new revision of CB for Maybank Barca card, how about the normal Visa signature. I plan to get the card coz my Public Bank Quantum Visa not enough quota, so at least I can transfer my Grocery to normal Maybank Visa Signature.

Please let me know if anyone has any insider news whether Visa Signature gonna revise. If no revise, I'll apply during this weekend.

Okay la. I hate it when we sign up and they change TnC. Is like they give freebies to you, but reserve the rights to terminate the benefits and giving only short notice. At least give 1-2 months headstart. Nvm la. Thanks anyway.