QUOTE(tAmp0i @ Apr 9 2017, 04:30 PM)
YesCredit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Apr 9 2017, 04:35 PM
Show posts by this member only | IPv6 | Post
#481
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All Stars
26,519 posts Joined: Jan 2003 |
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Apr 10 2017, 01:09 PM
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Junior Member
197 posts Joined: Jan 2016 |
I having few BT in my VS card...and I need to cancel my card to avoid annual fee...what can I do? is that possible to transfer the BT to another new MBB credit card?
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Apr 10 2017, 01:35 PM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(triple c @ Apr 10 2017, 01:09 PM) I having few BT in my VS card...and I need to cancel my card to avoid annual fee...what can I do? is that possible to transfer the BT to another new MBB credit card? I think that's possible, just tell CS you want to cancel your VS and shift BT to other cards. That's the reason why I BT to my AmEx instead of VS. |
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Apr 11 2017, 01:35 PM
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Junior Member
116 posts Joined: Nov 2006 |
QUOTE(triple c @ Apr 10 2017, 01:09 PM) I having few BT in my VS card...and I need to cancel my card to avoid annual fee...what can I do? is that possible to transfer the BT to another new MBB credit card? Why you need to cancel your VS card when is Free-For-Life (Principal & Supplementary Cards) - First year annual fee waived & subsequent years’ annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months. |
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Apr 11 2017, 01:41 PM
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Senior Member
4,676 posts Joined: Sep 2012 |
QUOTE(Nerdyfred @ Apr 11 2017, 01:35 PM) Why you need to cancel your VS card when is Free-For-Life (Principal & Supplementary Cards) - First year annual fee waived & subsequent That sounds like PBB VS. years’ annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months. MBB VS you have to spend min RM30k subsequent years for auto AF waiver. This post has been edited by Lego Warfare: Apr 11 2017, 01:41 PM |
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Apr 11 2017, 01:41 PM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Nerdyfred @ Apr 11 2017, 01:35 PM) Why you need to cancel your VS card when is Free-For-Life (Principal & Supplementary Cards) - First year annual fee waived & subsequent years’ annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months. You need to spend RM 50k per annum for cards approved before Dec 2016, after Dec 2016 is 30k per annum. |
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Apr 11 2017, 01:48 PM
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Senior Member
986 posts Joined: Sep 2011 |
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Apr 11 2017, 02:04 PM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
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Apr 12 2017, 11:07 PM
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Senior Member
2,680 posts Joined: Dec 2010 |
Last 2 weeks for me to use my VS. My annual fee is due in May, so I'll cancel in first week of May.
Love the card, but AF is ridiculous. Not much point keeping this card with the reinstatement of M2U Amex 5% week-end CB. |
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Apr 12 2017, 11:19 PM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(lilsunflower @ Apr 12 2017, 11:07 PM) Last 2 weeks for me to use my VS. My annual fee is due in May, so I'll cancel in first week of May. Yes and I think you will apply back soon. Love the card, but AF is ridiculous. Not much point keeping this card with the reinstatement of M2U Amex 5% week-end CB. I will cancel early Sept as well. Sigh. Convenient to use lo. |
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Apr 13 2017, 03:02 PM
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Senior Member
2,680 posts Joined: Dec 2010 |
QUOTE(fruitie @ Apr 12 2017, 11:19 PM) Yes and I think you will apply back soon. Yeh but I think MBB is a bit strict with applying and reapplying. I managed to hit the RM50k for the previous 2 rounds so this is first time I'm cancelling the VS. Think I may have to wait 6 months to reapply.I will cancel early Sept as well. Sigh. Convenient to use lo. |
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Apr 13 2017, 03:15 PM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(lilsunflower @ Apr 13 2017, 03:02 PM) Yeh but I think MBB is a bit strict with applying and reapplying. I managed to hit the RM50k for the previous 2 rounds so this is first time I'm cancelling the VS. Think I may have to wait 6 months to reapply. Luckily there are other cards that can cover during its absence. |
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Apr 13 2017, 06:09 PM
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Junior Member
489 posts Joined: Nov 2012 |
Do balance transfer considered as spending to meet the minimum spending AF waiver?
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Apr 13 2017, 06:17 PM
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72,772 posts Joined: Sep 2005 From: KUL |
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Apr 13 2017, 06:23 PM
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Junior Member
489 posts Joined: Nov 2012 |
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Apr 13 2017, 06:26 PM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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Apr 13 2017, 06:33 PM
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Junior Member
489 posts Joined: Nov 2012 |
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Apr 13 2017, 09:53 PM
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Senior Member
1,597 posts Joined: Aug 2014 |
QUOTE(lilsunflower @ Apr 12 2017, 11:07 PM) QUOTE(lilsunflower @ Apr 13 2017, 03:02 PM) Assuming that you cancel your Maybank Visa Signature Card on May 2017, you may reapply for the same card on November 2017.If that is the case, do you still get free 1-year annual fee waiver for your Maybank Visa Signature Card, from November 2017 to October 2018? |
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Apr 13 2017, 09:53 PM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(kart @ Apr 13 2017, 09:53 PM) Assuming that you cancel your Maybank Visa Signature Card on May 2017, you may reapply for the same card on November 2017. Yes, that's the whole point for reapplying isn't it? If that is the case, do you still get free 1-year annual fee waiver for your Maybank Visa Signature Card, from November 2017 to October 2018? |
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Apr 13 2017, 09:58 PM
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Senior Member
2,680 posts Joined: Dec 2010 |
QUOTE(kart @ Apr 13 2017, 09:53 PM) Assuming that you cancel your Maybank Visa Signature Card on May 2017, you may reapply for the same card on November 2017. If that is the case, do you still get free 1-year annual fee waiver for your Maybank Visa Signature Card, from November 2017 to October 2018? QUOTE(fruitie @ Apr 13 2017, 09:53 PM) I hope so! But I'm not sure. I may end up not reapplying as I really hate annual fee cards. Can use my PBB VS to cover groceries, and just pump petrol on weekends with MBB Amex. |
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