TnC still stating 50k, and yeah I totally missed the 30k line.

Good thing to argue if they don't honour those with 30k spending.

Anyone had tried spend in overseas groceries and got cash back 5%? I know T & C stated just for local groceries, just wish to see practise wise any exception found?

Ridiculous to have double standard in minimum spending waiver

What's more ridiculous is that no one knows whats the true waiver condition that applies to them. This is even worse for people who received the card during the transition.

Its also very difficult to track the 50k, and they are not able to tell you if you call to ask.

I know my AF due date and will definitely cancel before then.

I asked the same question too. I don't think so as I have checked my TP for this card, it has been increased 5x. I guess I will only get TP but not cash back... Will confirm again on 1st/2nd April.

My anniversary date is April , maybe it will charge you 5 days before the due so you have some time to call bank for waiver?

**btw, my is auto waived

This post has been edited by wasabi: Mar 29 2017, 11:25 AM

Did you spend the minimum amount?

yes i have had spent 20k for 1 bill , and no i can't remember did i spend min for a year. So now continue to enjoy the another year. =.=

The annual fee will be charged 1 year from the approval date? because I saw my card validity date is April (same to m2 amex) while the approval month is October

Yeah, just use lo. I certainly can't achieve, will cancel mine when the time comes.

Eh, we are exactly the same. Approval for VS in Oct and card validity is same as my M2Cards in April.
I supposed it is the approval date for VS, if you are calling them, please post here as well. I will call them too when I go back to Malaysia next week.

My card being charges annual fees RM 550 + RM 33 GST too, call in but subject too management approval. Knew I did not achieve the amount required to spend, so CS request me to settle the outstanding + the annual fees charges before proceed terminate the card ?

This post has been edited by solarwing: Mar 31 2017, 02:00 PM

If you have spent after AF is charged, then you will need to pay for it.

I called cs today and was told that the AF will be charged in April 2018 ( amex anniversary month ). I double confirmed with cs. By the way my card approval date is Oct 2016.

My anniversary card is on April, not sure still can terminate the card without paying the annual fees by settle all outstanding amount?

Thanks for checking! I will check mine too.
Exactly same scenario as yours.

Alright. Plz keep us posted on the answer from cs.

That is correct, if you time it nicely you would get 24 months of no af

I just called and this CS confirmed mine will be charged on Sept 2017. One month prior to my anniversary year.
Oh well. I will call again next time.

Anyway, overseas transactions for groceries confirmed no cash back. Only 5xTP.

Hi everyone,

What falls under the 'spending' category? I have several huge transanctions a year although its mostly government related, do those fall under the 'spending' side of things for me to qualify for the annual fee waiver?