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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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syirbiznatch
post Dec 22 2016, 11:59 PM

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QUOTE(fruitie @ Dec 22 2016, 11:43 PM)
VS is 20k.
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Cool. All this while I thought need to show proof to bank "Hey my salary is 6000/month. Give me this card" hmm.gif
fruitie
post Dec 23 2016, 12:04 AM

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QUOTE(syirbiznatch @ Dec 22 2016, 11:59 PM)
Cool. All this while I thought need to show proof to bank "Hey my salary is 6000/month. Give me this card"  hmm.gif
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Not all banks allow FD though. Anyway, nothing very interesting with this card though I have it. High AF.
r_ninja99
post Dec 23 2016, 11:48 AM

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Hi All,

Is this card entitled to enter any Plaza Premium Lounge?

Thanks.
fruitie
post Dec 23 2016, 11:56 AM

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QUOTE(r_ninja99 @ Dec 23 2016, 11:48 AM)
Hi All,

Is this card entitled to enter any Plaza Premium Lounge?

Thanks.
*
No more.
deeplyheartbroken
post Dec 23 2016, 12:00 PM

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Offer 5% rebate but annual fees want to makan balik. Perks also lousy. Who in the sane mind will fall for that?
fruitie
post Dec 23 2016, 12:01 PM

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QUOTE(deeplyheartbroken @ Dec 23 2016, 12:00 PM)
Offer 5% rebate but annual fees want to makan balik. Perks also lousy. Who in the sane mind will fall for that?
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That's why I will only have it for first year since it's free AF for first year. I will not use FD to apply. laugh.gif
syirbiznatch
post Dec 23 2016, 04:10 PM

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QUOTE(fruitie @ Dec 23 2016, 12:04 AM)
Not all banks allow FD though. Anyway, nothing very interesting with this card though I have it. High AF.
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Hope that Ambank VS / VI maintain their privilege next year. I hate AF flex.gif
fruitie
post Dec 23 2016, 04:28 PM

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QUOTE(syirbiznatch @ Dec 23 2016, 04:10 PM)
Hope that Ambank VS / VI maintain their privilege next year. I hate AF  flex.gif
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Nobody likes AF but if the card is worth paying, I may consider paying. laugh.gif
tnghian
post Dec 23 2016, 05:01 PM

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If keep 20k in FD, can waive AF?
fruitie
post Dec 23 2016, 08:37 PM

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QUOTE(tnghian @ Dec 23 2016, 05:01 PM)
If keep 20k in FD, can waive AF?
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No. FD is to secure the card, not to waive AF.
drbone
post Dec 23 2016, 09:54 PM

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I'm also gonna use for a year only. Lol.
ps007
post Dec 26 2016, 02:44 PM

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The 5% cashback for selected paywave transactions is only valid for the first 6 months from the launch date of Maybank Visa Signature card.

Anyone can confirm if the cashback only for 6 months?
gedebe
post Dec 27 2016, 09:10 AM

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i was told that i've used my card beyond the annual renewal date, and they will charge me AF base on pro rate, anybody experience this?
janson_kaniaz
post Dec 27 2016, 09:58 AM

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QUOTE(gedebe @ Dec 27 2016, 09:10 AM)
i was told that i've used my card beyond the annual renewal date, and they will charge me AF base on pro rate, anybody experience this?
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you can argue that you didnt know when the exact date is/was.

if you plan to cancel the card, then just pay the outstanding amount.
blahbleh
post Dec 27 2016, 10:01 AM

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Terminated this card before my card anniversary on mid of Jan 2017, total usages <15K.

Can't convert to Ikhwan as I also have M2Cards. If want to, need to convert ALL cards.
gedebe
post Dec 27 2016, 01:59 PM

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QUOTE(janson_kaniaz @ Dec 27 2016, 09:58 AM)
you can argue that you didnt know when the exact date is/was.

if you plan to cancel the card, then just pay the outstanding amount.
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I don't think they will accept, they will put the blame on me for not keeping an eye on the AF.
gedebe
post Dec 28 2016, 02:51 PM

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anybody here has been forced to pay the credit card AF, rm550?
kenlui
post Dec 28 2016, 02:55 PM

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QUOTE(gedebe @ Dec 27 2016, 09:10 AM)
i was told that i've used my card beyond the annual renewal date, and they will charge me AF base on pro rate, anybody experience this?
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U can actually appeal for waiver. Forgot to cancel my supp card auto billing which was after the annual renewal date but was told by CR that only usage on main card applies and even so u still can appeal after paying for it.
lilsunflower
post Dec 28 2016, 03:01 PM

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QUOTE(gedebe @ Dec 28 2016, 02:51 PM)
anybody here has been forced to pay the credit card AF, rm550?
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How significantly did you exceed the AF charge date?

I think you should have a strong case to appeal if you didn't use beyond one statement cycle (i.e. the statement in which the AF appeared).
gedebe
post Dec 28 2016, 03:07 PM

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QUOTE(lilsunflower @ Dec 28 2016, 03:01 PM)
How significantly did you exceed the AF charge date?

I think you should have a strong case to appeal if you didn't use beyond one statement cycle (i.e. the statement in which the AF appeared).
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hmm, i will try.

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