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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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janson_kaniaz
post Oct 3 2016, 03:38 PM

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no minimum spending. flexible day to spend compared to ikhwan. higher monthly quota

the benefits outweigh the effort to apply the card and spend only one year wink.gif
fruitie
post Oct 3 2016, 04:37 PM

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QUOTE(lilsunflower @ Oct 3 2016, 03:31 PM)
Agreed - I would apply the same strategy like you. Always take advantage of benefits when they are around and then cancel if AF outweigh benefits.  innocent.gif
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QUOTE(janson_kaniaz @ Oct 3 2016, 03:38 PM)
no minimum spending. flexible day to spend compared to ikhwan. higher monthly quota

the benefits outweigh the effort to apply the card and spend only one year wink.gif
*
Not like cancellation takes a lot of effort. Just a call will do. biggrin.gif
Even my application was done via online too. Not a super tiring thing to do. laugh.gif

This post has been edited by fruitie: Oct 3 2016, 04:38 PM
lilsunflower
post Oct 3 2016, 05:18 PM

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QUOTE(fruitie @ Oct 3 2016, 04:37 PM)
Not like cancellation takes a lot of effort. Just a call will do. biggrin.gif
Even my application was done via online too. Not a super tiring thing to do. laugh.gif
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I'm a serial applicant and canceller, especially for banks with high AF but short cooling down period for new applications. Nowadays both applications and cancellations are so easy, and new applications usually come with lots of goodies (except Maybank). So it's good to shop around.
fruitie
post Oct 3 2016, 05:20 PM

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QUOTE(lilsunflower @ Oct 3 2016, 05:18 PM)
I'm a serial applicant and canceller, especially for banks with high AF but short cooling down period for new applications. Nowadays both applications and cancellations are so easy, and new applications usually come with lots of goodies (except Maybank). So it's good to shop around.
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Despite that, I will only apply cards which are beneficial to me. biggrin.gif
tonytyk
post Oct 3 2016, 06:01 PM

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QUOTE(lilsunflower @ Oct 3 2016, 05:18 PM)
I'm a serial applicant and canceller, especially for banks with high AF but short cooling down period for new applications. Nowadays both applications and cancellations are so easy, and new applications usually come with lots of goodies (except Maybank). So it's good to shop around.
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Agreed
pvateme
post Oct 4 2016, 04:38 PM

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How to appeal if supplementary card application got rejected? Any of you has experience?
TSHuman Nature
post Oct 4 2016, 08:13 PM

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QUOTE(pvateme @ Oct 4 2016, 04:38 PM)
How to appeal if supplementary card application got rejected? Any of you has experience?
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not sure why they would reject supp application...maybe incomplete details?
cedyy
post Oct 4 2016, 09:39 PM

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to overcome the minimum annual spend, i decided to apply a supplementary card for family member. now RM50k spending per annum is no longer an issue.
pvateme
post Oct 4 2016, 10:07 PM

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QUOTE(Human Nature @ Oct 4 2016, 08:13 PM)
not sure why they would reject supp application...maybe incomplete details?
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Only IC right? Supplementary card need not a salary or bank slip.
TSHuman Nature
post Oct 4 2016, 10:15 PM

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QUOTE(pvateme @ Oct 4 2016, 10:07 PM)
Only IC right? Supplementary card need not a salary or bank slip.
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Yup..forms filled properly? maybe contact MBB to appeal then
rdevil33
post Oct 5 2016, 10:35 AM

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Applied online last Friday and today show VS appear in M2U! rclxms.gif


fruitie
post Oct 5 2016, 09:45 PM

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Are their CS that busy?! mad.gif 10 minutes gone and still nobody picked up. vmad.gif
TSHuman Nature
post Oct 6 2016, 01:54 AM

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They have downgraded the quality of their CS long time ago
fruitie
post Oct 6 2016, 01:56 AM

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QUOTE(Human Nature @ Oct 6 2016, 01:54 AM)
They have downgraded the quality of their CS long time ago
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Last called them in July and things have never changed a bit. mad.gif
kop2299
post Oct 6 2016, 09:38 AM

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Applied via M2U yesday noon and this morning show the card in M2U already - pending for activation. Super efficient for MBB card processing team.
aromachong
post Oct 6 2016, 12:27 PM

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This post has been edited by aromachong: Nov 5 2016, 11:41 PM
kop2299
post Oct 6 2016, 01:48 PM

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QUOTE(aromachong @ Oct 6 2016, 12:27 PM)
that's super efficient

ur salary credit to maybank acc? or ccris more than 1 year? want to know their system criteria hahah...
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Existing M2 Cardholder for >5 years..+ i m an old man..haha
herc
post Oct 6 2016, 02:10 PM

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QUOTE(fruitie @ Oct 6 2016, 01:56 AM)
Last called them in July and things have never changed a bit. mad.gif
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do expect 15mins wait time.

even for premier line, I waited 5mins before a CS pick up this morning, previously its not more than 3 rings.
fruitie
post Oct 6 2016, 02:12 PM

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QUOTE(herc @ Oct 6 2016, 02:10 PM)
do expect 15mins wait time.

even for premier line, I waited 5mins before a CS pick up this morning, previously its not more than 3 rings.
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Can I complain this kind of inefficiency to BNM? Is there such a complaint category for this? laugh.gif
herc
post Oct 6 2016, 02:24 PM

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QUOTE(fruitie @ Oct 6 2016, 02:12 PM)
Can I complain this kind of inefficiency to BNM? Is there such a complaint category for this? laugh.gif
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Don't think BNM will entertain the service quality level complaint. They are monitoring the discrepancy of monetary issue, not service quality of particular bank.
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