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Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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kenny79
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 Oct 27 2017, 09:17 AM
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QUOTE(SerioseCat @ Oct 27 2017, 09:08 AM) ok, my concern is I have to cancel some cards because they might think I have too many Prefer to cold storage a card rather then cancel it because maybe I need the CL some day I should just try to apply Barca, once ringgitplus offers it with the free gifts The free gift is for fresh new customer if u still hold for maybank card I do think u are not eligible for the free gift plus I have 7 bank 28 card still manage to get the approach ... guide on approach I think it based on your income and capabilities to paid Plus criss .... |
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SerioseCat
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Oct 27 2017, 09:17 AM
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QUOTE(ClarenceT @ Oct 27 2017, 09:16 AM) You case is not difficult, it is only a matter whether Maybank (conventional) wants to increase your CL from RM10k to RM20k (or above). (+RM10k, not +RM20k to a new customer) Why wait for RP as you are already an existing Maybank (conventional) credit card customer. apply from RP (hopefully) can get the free gift, halogen oven cooker This post has been edited by SerioseCat: Oct 27 2017, 09:18 AM |
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cybpsych
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Oct 27 2017, 09:23 AM
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QUOTE(SerioseCat @ Oct 27 2017, 09:17 AM) apply from RP (hopefully) can get the free gift, halogen oven cooker u already owned m2c, already not eligible for RP's offer |
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ClarenceT
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Oct 27 2017, 09:24 AM
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QUOTE(SerioseCat @ Oct 27 2017, 09:17 AM) apply from RP (hopefully) can get the free gift, halogen oven cooker Depend on individuals, whoever get the cards earlier will definitely enjoy the monthly cashback (2%) earlier. If you wait for 6 months, the total extra cashback you gain maybe more than the price of cooker. |
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Black Red
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Oct 27 2017, 11:54 AM
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QUOTE(ClarenceT @ Oct 27 2017, 08:41 AM) If application is by m2u online, re-send your application forms (16 pages) and supporting documents to maybankardsales@maybank.com.my. will do. thanks for the advice. |
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kit2
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Oct 27 2017, 12:28 PM
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QUOTE(SerioseCat @ Oct 27 2017, 08:16 AM) If I already have M2U Gold 2 Cards with 10k CL and CIMB 15k CL, would they consider my application for Barcelona Card or is it better if I cancel one card first? it seems the min credit limit for this card is 10k. if you already have existing maybank card with 10k credit limit, chances of you getting this card is quite high. |
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Bliz
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Oct 27 2017, 12:34 PM
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QUOTE(Black Red @ Oct 27 2017, 08:35 AM) my application for FCB card was rejected.  Mine was rejected as well, i already have maybank2card gold/platinum & Ikhwan platinum  |
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Bliz
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Oct 27 2017, 12:38 PM
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QUOTE(kenny79 @ Oct 25 2017, 07:11 PM) My case almost same but after reject m2u I call 1800 plantinium card call center to appeal after six days working get the message approved..... take 2 days to get the card How did u guys appeal? Mine sharing some information? I am existing platinum card holder for maybank2card and ikhwan but they still reject me, only have housing loan which is paid promptly everymonth without delay  |
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kit2
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Oct 27 2017, 12:42 PM
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QUOTE(kevyeoh @ Oct 23 2017, 09:34 AM) i don't know how much FD need to pledge...but assuming if it's RM40k... Assuming if FD gives 3% and if your house loan is charging 6%.... the additional 3% would have saved you RM1200 a year which works out to be RM100 a month.... or any other investment if we can get 6 or 7% return p.a. .... just thinking out loud la... anyway it's up to individual if they really want the card...  min credit limit is 10k for barcelona card, so fd of 10k is needed. the difference between promo rate and board rate fd is around 1%, which is rm100 for a 10k fd. can treat the loss as paying annual fee of rm100. |
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ClarenceT
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Oct 27 2017, 12:48 PM
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QUOTE(Bliz @ Oct 27 2017, 12:38 PM) How did u guys appeal? Mine sharing some information? I am existing platinum card holder for maybank2card and ikhwan but they still reject me, only have housing loan which is paid promptly everymonth without delay If you are an existing M2 P customer, you applied at M2U (Online) and approved in principle but rejected by SMS/Email. It could be due to technical glitch. I experienced it. Download the 16 pages application form and send it with your supporting documents to maybankardsales@maybank.com.my. You will get the approval in 1-2 weeks. |
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hakkai0810
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Oct 27 2017, 12:52 PM
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hmm my barcelona card and m2c gold approved but my CL is only 8k lol. wonder why my CL always so low  |
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kevyeoh
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Oct 27 2017, 12:52 PM
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Yea... same issue here... approved in principle then sms reject... Already submitted application via email instead.. after 2 times try submit email only successful ... those who wanna submit via email... remember to keep all documents total size to 3mb or less in a single email... else you need to send two separate emails ... . The maybank email account can't accept email with attachment more than 3mb file size... QUOTE(ClarenceT @ Oct 27 2017, 12:48 PM) If you are an existing M2 P customer, you applied at M2U (Online) and approved in principle but rejected by SMS/Email. It could be due to technical glitch. I experienced it. Download the 16 pages application form and send it with your supporting documents to maybankardsales@maybank.com.my. You will get the approval in 1-2 weeks. |
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ClarenceT
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Oct 27 2017, 12:55 PM
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QUOTE(hakkai0810 @ Oct 27 2017, 12:52 PM) hmm my barcelona card and m2c gold approved but my CL is only 8k lol. wonder why my CL always so low Just to re-confirm. Your FC Bar VS Credit limit is RM8,000? I thought minimum CL is RM20k. |
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ClarenceT
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Oct 27 2017, 12:58 PM
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QUOTE(kevyeoh @ Oct 27 2017, 12:52 PM) Yea... same issue here... approved in principle then sms reject... Already submitted application via email instead.. after 2 times try submit email only successful ... those who wanna submit via email... remember to keep all documents total size to 3mb or less in a single email... else you need to send two separate emails ... . The maybank email account can't accept email with attachment more than 3mb file size... Use low-resolution. Split the 16-page forms into (1) Application Forms, (2) US citizens declaration, (3) PDPA 3 files, each <3MB. |
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hakkai0810
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Oct 27 2017, 01:01 PM
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QUOTE(ClarenceT @ Oct 27 2017, 12:55 PM) Just to re-confirm. Your FC Bar VS Credit limit is RM8,000? I thought minimum CL is RM20k. yeah saw in M2U is 8k lol |
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kit2
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Oct 27 2017, 01:10 PM
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QUOTE(ClarenceT @ Oct 27 2017, 12:55 PM) Just to re-confirm. Your FC Bar VS Credit limit is RM8,000? I thought minimum CL is RM20k. maybe depends on branch. maybank klcc told me it's 10k. |
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hakkai0810
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Oct 27 2017, 01:24 PM
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QUOTE(kit2 @ Oct 27 2017, 01:10 PM) maybe depends on branch. maybank klcc told me it's 10k. called the cs, they say the CL ultimately is based on mgmt decision. No minimum CL lol. |
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kit2
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Oct 27 2017, 01:26 PM
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QUOTE(hakkai0810 @ Oct 27 2017, 01:24 PM) called the cs, they say the CL ultimately is based on mgmt decision. No minimum CL lol. mgt decision is the minimum cl |
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hakkai0810
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Oct 27 2017, 01:29 PM
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QUOTE(kit2 @ Oct 27 2017, 01:26 PM) mgt decision is the minimum cl o lol guess i m lucky to get approved for minimum CL then rather then rejected. |
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minthiam
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Oct 27 2017, 01:34 PM
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QUOTE(ClarenceT @ Oct 27 2017, 12:55 PM) Just to re-confirm. Your FC Bar VS Credit limit is RM8,000? I thought minimum CL is RM20k. Don't be fool by its name of "Visa Signature" This card has a minimum income requirement of RM48k per annum which RM12k lesser than a Platinum Card requirement. |
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