If I already have M2U Gold 2 Cards with 10k CL and CIMB 15k CL, would they consider my application for Barcelona Card or is it better if I cancel one card first?
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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 Oct 27 2017, 08:16 AM
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501 posts Joined: May 2008  
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Oct 27 2017, 08:59 AM
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#2
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501 posts Joined: May 2008
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QUOTE(ClarenceT @ Oct 27 2017, 08:38 AM) Their requirement is annual income of RM48k, your M2 CL RM10k and CIMB CL RM15k are meaningless. requirement fulfilled. But when approving cards, do they check first how many cards we have already? |
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Oct 27 2017, 09:08 AM
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#3
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501 posts Joined: May 2008
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QUOTE(cybpsych @ Oct 27 2017, 09:01 AM) banks doesnt evaluate you just based on card count and CL. there are other criteria and parameters as well (differs from bank to bank). ok, my concern is I have to cancel some cards because they might think I have too manyPrefer to cold storage a card rather then cancel it because maybe I need the CL some day I should just try to apply Barca, once ringgitplus offers it with the free gifts |
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Oct 27 2017, 09:17 AM
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#4
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QUOTE(ClarenceT @ Oct 27 2017, 09:16 AM) You case is not difficult, it is only a matter whether Maybank (conventional) wants to increase your CL from RM10k to RM20k (or above). apply from RP (hopefully) can get the free gift, halogen oven cooker(+RM10k, not +RM20k to a new customer) Why wait for RP as you are already an existing Maybank (conventional) credit card customer. This post has been edited by SerioseCat: Oct 27 2017, 09:18 AM |
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Nov 1 2017, 08:57 AM
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#5
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QUOTE(inShuz @ Oct 31 2017, 11:12 PM) Hi all, I think ringgitplus free halogen cooker is the best. I would surely have taken it if not already an existing MB CC user.I understand that Maybank seldom giving gift/rewards for new to bank applicant but I just want to double confirm with you all, is there any promo for new to bank since I'm interested to apply this card? If there is none, then I will most likely go with riggitplus promo. Thanks in advanced. |
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Nov 1 2017, 12:24 PM
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#6
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501 posts Joined: May 2008
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I received the SMS "we are pleased to inform that your cc application has been approved" on 30 oct (monday). It is the Barca card.
How long usually for the card to arrive by post? CS phone lines are congested. |
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Aug 11 2020, 09:15 AM
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#7
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Can i transfer ez installments from Barca to another Maybank card before cancelling it?
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Nov 27 2020, 01:56 PM
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#8
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if anyone here have experience cancelling Barcelona card with a shopee easy installment plan ongoing do pray tell if it can be transferred to another maybank card
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