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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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kit2
post Oct 27 2017, 12:28 PM

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QUOTE(SerioseCat @ Oct 27 2017, 08:16 AM)
If I already have M2U Gold 2 Cards with 10k CL and CIMB 15k CL, would they consider my application for Barcelona Card or is it better if I cancel one card first?
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it seems the min credit limit for this card is 10k. if you already have existing maybank card with 10k credit limit, chances of you getting this card is quite high.
kit2
post Oct 27 2017, 12:42 PM

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QUOTE(kevyeoh @ Oct 23 2017, 09:34 AM)
i don't know how much FD need to pledge...but assuming if it's RM40k...

Assuming if FD gives 3% and if your house loan is charging 6%.... the additional 3% would have saved you RM1200 a year which works out to be RM100 a month....

or any other investment if we can get 6 or 7% return p.a. .... 

just thinking out loud la... anyway it's up to individual if they really want the card... smile.gif
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min credit limit is 10k for barcelona card, so fd of 10k is needed. the difference between promo rate and board rate fd is around 1%, which is rm100 for a 10k fd. can treat the loss as paying annual fee of rm100.



kit2
post Oct 27 2017, 01:10 PM

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QUOTE(ClarenceT @ Oct 27 2017, 12:55 PM)
Just to re-confirm. Your FC Bar VS Credit limit is RM8,000?
I thought minimum CL is RM20k.
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maybe depends on branch. maybank klcc told me it's 10k.
kit2
post Oct 27 2017, 01:26 PM

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QUOTE(hakkai0810 @ Oct 27 2017, 01:24 PM)
called the cs, they say the CL ultimately is based on mgmt decision. No minimum CL lol.
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mgt decision is the minimum cl smile.gif
kit2
post Aug 24 2018, 08:25 AM

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anyone applied for a maybank credit card and received it recently? how long did you have to wait before the card was delivered?

my card was approved last friday and when i called to check the delivery status today, they said it's still being processed and still not ready for delivery.
kit2
post Aug 24 2018, 09:12 AM

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QUOTE(Cookie101 @ Aug 24 2018, 08:48 AM)
please factor is PH and the slow delivery. so expect it within 5 working days, if within KV.

*PH= public holiday tongue.gif
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5 working days, that's very efficient!

QUOTE(Smurfs @ Aug 24 2018, 08:54 AM)
usually quite fast.

My case was more than 2 weeks due to POSLAJU screwed up as usual.
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poslaju worries me too. need to have someone at home to receive and sign.

thank you all!
kit2
post Aug 24 2018, 10:57 PM

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QUOTE(caesarx @ Aug 24 2018, 05:07 PM)
My wife applied online for M2Card and VS FCB last week, received within 3 days. I am surprise for the approval speed!  rclxms.gif  rclxms.gif
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QUOTE(talexeh @ Aug 24 2018, 05:29 PM)
I applied last week on M2U website & received it yesterday. Not sure if it helps but I'm in Penang.
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thanks for the info. mine was approved a week ago and no action after that. i guess i have to call them everyday!
kit2
post Aug 25 2018, 08:58 AM

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called again this morning. now they are talking a bit more.

they said since i applied at branch, the card center will send the card to branch for collection regardless of delivery request in the application. the card will be held for at least 7 days before returned to card center. after that only will the card be delivered to my home.

wtf sop!


kit2
post Aug 25 2018, 10:21 AM

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QUOTE(MilesAndMore @ Aug 25 2018, 10:00 AM)
Not really. We had applied for Maybank credit card recently at a Maybank branch and the new credit card was  sent to our correspondence address as instructed.
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after how long? 2 weeks?
kit2
post Aug 25 2018, 10:27 AM

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QUOTE(MilesAndMore @ Aug 25 2018, 10:24 AM)
Got it in less than a week. It was for additional credit card though. Applied at The Gardens. Correspondence address is in Kota Kinabalu.
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thanks. i guess the branch screwed up for my case. need to call the branch. hopefully can get through.

update: branch's contact number doesn't work. so don't know where is my card now.

This post has been edited by kit2: Aug 25 2018, 10:32 AM
kit2
post Aug 26 2018, 09:27 PM

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QUOTE(MilesAndMore @ Aug 25 2018, 11:38 AM)
Since the call centre said it’s been sent to branch, then I suppose you will need to go to that branch to check. By the way, phone’s engaged or ? Since today is Saturday, try to call again on Monday ?

If the card is sent to your billing address, the call centre should be able to retrieve the Poslaju tracking code from their system.
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i specifically asked for delivery before i knew beforehand i will be busy till end of the month and can't go back to the branch.

call centre can only see the last status message saying that my card was approved on 17. no trace of the card after that.

QUOTE(talexeh @ Aug 25 2018, 11:45 AM)
That's the frustrating thing about Maybank branch phone numbers. They usually have a couple of them & only a few of them will be reachable on any single day.

You'll have to try all the numbers until one of them can be reached through.
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thanks. there is only one number per branch listed on website. don't feel optimistic about getting thru.

QUOTE(adamhzm90 @ Aug 26 2018, 09:19 AM)
call maybank general cs.

they will provide the status and even the tracking number if its already posted
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maybank general cs can only see the card was approved on 17 and no info after that.
kit2
post Aug 27 2018, 09:08 AM

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today, another cc agent finally confirmed my card is now being held at branch. when asked if it's the new standard procedure for keeping the card at branch despite customer asking for delivery, the agent refused to answer.
kit2
post Jul 28 2019, 10:22 AM

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QUOTE(Exodius @ Jul 26 2019, 03:48 PM)
because there's an option to pay straight through credit card under grab instead of using their grab credits, so was wondering about this haha
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afaik, grab car and grab wallet carry diffferent mcc codes. however, it is not sure how maybank is going to implement the exclusion. i have tested some grab car payments on the amex card and i'll know next month.
kit2
post Jul 28 2019, 10:30 AM

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QUOTE(Human Nature @ Jul 28 2019, 10:29 AM)
Please go to the respective e-wallet thread
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trying not to cross post smile.gif
kit2
post Jul 28 2019, 11:42 AM

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QUOTE(Human Nature @ Jul 28 2019, 10:46 AM)
Dont have to cross post, just post there. No discussion on ewallet is allowed here
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it was mainly a discussion on maybank cc cashback exclusion and grab taxi eligibility.

kit2
post Jul 28 2019, 11:50 AM

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QUOTE(Human Nature @ Jul 28 2019, 11:46 AM)
Yes, check out the whole page, is all about e-wallets. So please go to the respective thread or go the the general maybank thread. No discussion on e-wallet to be conducted here.
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but we were not talking about ewallets as per se. the ts was concerned about his barcelona card not receiving cashbacks for payments on grab taxi.

 

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