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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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kenny79
post Oct 15 2017, 12:01 AM

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QUOTE(rapple @ Oct 13 2017, 11:05 AM)
You are right. It's nearly 20k.

Just surprise that they increase my CL even though the FCB VS only requires 48k pa income.
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Being using Amex 2 card gold with cL rm25000 the. Maybank officer call offering to upgrade to plantinium.... Fb card seem good for apply ..
kenny79
post Oct 19 2017, 08:31 AM

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QUOTE(pvateme @ Oct 18 2017, 11:31 PM)
how did you appeal via email?
i actually called them to get them email me the application form.
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Just call card center told them u wish to appeal for you cc Barcelona card then wait them do the rest of job....The appeal result mostly will be inform with 5 working day
kenny79
post Oct 19 2017, 04:39 PM

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QUOTE(laymank @ Oct 19 2017, 03:18 PM)
I applied and was immediately informed 'your application is approved in principle'. Then following day in my M2U already.
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I'm got this message also but end up on get the email of reject and a sms on 6olock
kenny79
post Oct 19 2017, 09:17 PM

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QUOTE(vinn @ Oct 19 2017, 08:53 PM)
How to upgrade to platinum? Any form to fill up?
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Just call to card center to upgrade lol... If your cl is over 15k
kenny79
post Oct 20 2017, 09:21 AM

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QUOTE(ClarenceT @ Oct 20 2017, 08:31 AM)
Finally, 1 week after appeal by email, the card appears in my m2u and CL increased by 50%!
XXXX-1XXx, so I should be the one of the first 1,200 cardholders, luckily not 1,3xx or 1,4xxth.
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Increase 50%?How much is it.. 30k to 60k?
kenny79
post Oct 20 2017, 05:59 PM

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QUOTE(boonhan @ Oct 20 2017, 03:43 PM)
yes. if u already existing maybank card holder.
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Which card hokder
kenny79
post Oct 22 2017, 09:01 PM

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QUOTE(drbone @ Oct 22 2017, 08:57 PM)
What’s the FD rate ?
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Interest to know it
kenny79
post Oct 23 2017, 07:45 AM

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3。1quit low since loh of bank is offering at least 4
kenny79
post Oct 23 2017, 08:48 AM

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Previous being try to help my friend which is self worker and without any income tax report.. make a new fd at rate 4.2 after that just pledge for cc .... taking the Ambank vI

This post has been edited by kenny79: Oct 23 2017, 08:48 AM
kenny79
post Oct 23 2017, 11:33 AM

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QUOTE(kevyeoh @ Oct 23 2017, 09:34 AM)
i don't know how much FD need to pledge...but assuming if it's RM40k...

Assuming if FD gives 3% and if your house loan is charging 6%.... the additional 3% would have saved you RM1200 a year which works out to be RM100 a month....

or any other investment if we can get 6 or 7% return p.a. .... 

just thinking out loud la... anyway it's up to individual if they really want the card... smile.gif
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For someone interest on highend card will be willing to pledge for it... For me I just interest in what can I save for interest and what can I got for the investment.
kenny79
post Oct 23 2017, 06:09 PM

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QUOTE(OKLY @ Oct 23 2017, 05:53 PM)
To check application status need to speak to a customer service officer? There’s no automated system whereby we key-in our NRIC right?

Submitted application since last week via email but no news about it.
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Be patient... Application can take 14 working days as told last time
kenny79
post Oct 24 2017, 10:39 AM

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QUOTE(sendohz @ Oct 24 2017, 09:25 AM)
On top of it, they never update the posting status, that's why Maybank CS need some time to do the digging.
In normal situation there will be a tracking number or reference number but i assumed there is none for this case.
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Drop mail don't have status to check just like a normal rm0.60 mail.. my previous WMC for Ambank also delivery lately and can't be trace.. call center they just ask to wait since there are none system to trace the drop mail ....
kenny79
post Oct 24 2017, 11:57 AM

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QUOTE(sendohz @ Oct 24 2017, 11:47 AM)
Pos Laju should not be under Rm0.60 mail rate.
It is at least RM3.00 and above.
Therefore no matter it's drop mail or signature require it should have a reference number nonetheless.
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My am visa signature use normal cheap drop mail rm0.60 delivery out at 13th Oct arrived yestersays
kenny79
post Oct 24 2017, 12:18 PM

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QUOTE(sendohz @ Oct 24 2017, 12:12 PM)
But mine is courier service. The envelope is all blank without posting license.
Therefore it is assigned with consignment note for Pos Laju to refer.

For your AM VS case, it's dangerous to use normal mail rate to mail out CC.
I wonder if there is any BNM regulation on this matter.

Maybank is definitely committed in protecting customer data integrity.
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I was complain to Ambank also y don't use proper courtier.. but end up with nothing .
kenny79
post Oct 24 2017, 12:23 PM

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QUOTE(sendohz @ Oct 24 2017, 12:21 PM)
I suggest you log complaint to BNM directly.
Since i'm working in an industry related to bulk mailing, therefore these data integrity concern it utmost important.
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Email to them?
kenny79
post Oct 24 2017, 12:27 PM

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QUOTE(sendohz @ Oct 24 2017, 12:23 PM)
Yes. Provide as much details as possible.
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I will but the envelope I thought already.. inside just a card and letter even the maNual book also don't have
kenny79
post Oct 25 2017, 10:40 AM

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QUOTE(space_boy_88 @ Oct 25 2017, 09:23 AM)
submit document on yesterday morning and receive approved sms at evening
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This is quit efficent
kenny79
post Oct 25 2017, 07:11 PM

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QUOTE(loong1979 @ Oct 25 2017, 05:20 PM)
mine applied via Maybank 2u last week. rejection after around 30 minutes.
sent another application to maybankardsales@maybank.com.my but didn't have any news about it. finally sent one more to mbbcardservices@maybank.com.my to appeal. received approval sms yesterday. got my card via poslaju today. hehe
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My case almost same but after reject m2u I call 1800 plantinium card call center to appeal after six days working get the message approved..... take 2 days to get the card
kenny79
post Oct 26 2017, 08:45 PM

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QUOTE(alexwsk @ Oct 26 2017, 08:38 PM)
let me share my experience  rolleyes.gif
1) 10/10 - applied on via m2u but did not complete the application, stopped at employment details section
2) 13/10 - received automated email saying application will be automatically cancelled if did not complete by that day
3) 16/10 - received an email from MBB telesales notifying to complete the attached application form and supporting documents
4) 17/10 - replied the email above saying I'm existing M2 plat holder, so requesting to add Barca VS without any documents
5) 17/10 - requesting some info to confirm my identify and to proceed with application without documents but will retain existing CL
6) 19/10 - received email saying application in process
7) 26/10 - received sms saying approved  rclxms.gif

though slow but since I'm not rushing to get it, still a great job by MBB
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My situation is micracle ...
apply maybank2u reject call appeal on waiting list
Final email to salecard maybank to request add card ....
Finally get approached on six working days
kenny79
post Oct 27 2017, 09:17 AM

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QUOTE(SerioseCat @ Oct 27 2017, 09:08 AM)
ok, my concern is I have to cancel some cards because they might think I have too many

Prefer to cold storage a card rather then cancel it because maybe I need the CL some day

I should just try to apply Barca, once ringgitplus offers it with the free gifts
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The free gift is for fresh new customer if u still hold for maybank card I do think u are not eligible for the free gift plus I have 7 bank 28 card still manage to get the approach ... guide on approach I think it based on your income and capabilities to paid Plus criss ....

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