Yes, I was wondering the same thing. I contacted Maybank to ask and they said yes and pointed me to the list of Maybank cards compatible with Apple Pay. But I get the feeling the customer service rep is thinking of the physical card. But what if I don’t want the physical card? Can I just enter the number/details of the virtual card to activate Apple Pay?

From the MAE FAQ it looks the virtual card works with Samsung Pay:

What is the usage of the virtual card?
You will be provided with a virtual card number, expiry date and CVV. Your MSOS will also be registered automatically upon onboarding of a MAE account. Once this is done, customers will be able to use their card for:
 Online e-commerce purchases
 NFC payment (e.g. Samsung Pay)

Yes, I was wondering the same thing. I contacted Maybank to ask and they said yes and pointed me to the list of Maybank cards compatible with Apple Pay. But I get the feeling the customer service rep is thinking of the physical card. But what if I don’t want the physical card? Can I just enter the number/details of the virtual card to activate Apple Pay?

From the MAE FAQ it looks the virtual card works with Samsung Pay:

What is the usage of the virtual card?
You will be provided with a virtual card number, expiry date and CVV. Your MSOS will also be registered automatically upon onboarding of a MAE account. Once this is done, customers will be able to use their card for:
 Online e-commerce purchases
 NFC payment (e.g. Samsung Pay)

Yeah, want to avoid having to pay RM8.00/year for the physical card.

Yes, it can be add into ApplePay with the virtual card details without physical card. Been using it without any issue and physical card if needed can order later on.

Is it possible to get a virtual card without applying for a physical MAE card?

A thing that spay don have, still same limit 250 need PIN, as i see on spay thread, some card will reject, trans will fail

May I know where to press to get a virtual card instead of physical card ya? Is the RM8 compulsory for card registration? Btw I have mae account tho

Anyone using MAE virtual card only (without physical card) and can add that virtual card to use on AP?

If you are new to Maybank, you can get the virtual card, but if you are existing Maybank customer, you have no way to get that~


Source: MAE FAQ

May I know where to press to get a virtual card instead of physical card ya? Is the RM8 compulsory for card registration? Btw I have mae account tho

same
i dont see the option to apply virtual card
even though im new to maybank

Could it be the details of virtual card is in the settings?

MAE's product disclosure sheet seemed to suggest that the virtual card is "automatically" allocated for new-to-Maybank customers.

nope
didn't saw anything about virtual card
i applied the debit card but still on its way not sure when gonna arrive

Ok, I just registered for MAE as a new-to-Maybank customer.

After much clicking, I finally found the details of my virtual MAE card.

Under the "Maybank2u" option at the bottom of main screen, then click "Cards".

This is how it looks like on Android MAE app (should look the same on iOS version): -

hmmmm i think something else might be factor here…

the fees that Apple charges for Apple Pay is deducted from the bank’s share of the MDR cost that the merchant already paid - so to merchant’s perspective, the MDR cost will be the same as physical contactless. this is how it works worldwide already (also Maybank already on record stating MDR fees they charge to merchants is same as physical contactless)

what i think might be influencing this is how the terminal is setup. it’s possible that PBB terminal runs the transaction through a different card networks - ie. it will try myDebit first, then only Visa/Mastercard. so physical cards which have support local myDebit network can end up getting lower MDR fees than Apple Pay which must run through the foreign Visa/Mastercard network (which causes higher fees)

also PBB might have different MDR rates for different banks so that might be why the Alliance card have a lower cost than the Maybank ones

Yea, my citibank cash back card in Samsung pay exceed RM250.01 after key in Pin result fail, not  sure why

Yes.. I would agree. So lesson here is don’t bother mention Apple Pay. Just say paywave and if required mention Master or Visa.

Especially PBB terminals.. tend to have selective acceptance. Places like SENHENG, they use different card terminal depending what card u use. It guess it applies to Apple Pay which underlying card you use.
AP advantage is no rm250 limit. It will transact. Samsung pay subjected to the use PIN and guess it’s integration issue.

Yea, my citibank cash back card in Samsung pay exceed RM250.01 after key in Pin result fail, not  sure why

Yes.. I would agree. So lesson here is don’t bother mention Apple Pay. Just say paywave and if required mention Master or Visa.

Especially PBB terminals.. tend to have selective acceptance. Places like SENHENG, they use different card terminal depending what card u use. It guess it applies to Apple Pay which underlying card you use.
AP advantage is no rm250 limit. It will transact. Samsung pay subjected to the use PIN and guess it’s integration issue.