Yes, as the owner of the credit/debit card, you set the limits (provided your bank allows you to set it of course).

edit: typo

This post has been edited by Mavik: Aug 8 2022, 10:00 AM

In the meantime of counting down Apple Pay launching
Let's start for some fun discussion

Assume your common use bank card is able to add to Apple Pay
Are you going not to bring that card when going out?

In an extremely case,
Assume all your bank card is able to add to Apple Pay
will you going to put only 2 cards (IC + driving license) in your wallet?
Putting 100% truth on Apple Pay

nope.
bring the frequent use CC (1). No need bring debit card/atm

no, I feel like the opposite is better right? CC should live in Apple Pay so can leave that at home, but bring debit card to withdraw from ATM in case of emergency...

what happened when it failed and merchant want to use physical card. i seldom withdraw money from ATM. MBB and HLB can withdraw without card.
If travel oversea, must bring 2 CC as 1 may fail to scan. depend on merchant. My friend panic when his MBB cannot use to do verification for hotel. need to pay cash. USD 900+. almost 4k cash & some more oversea. hard to find atm and some more midnight

This post has been edited by ericlaiys: Aug 8 2022, 09:30 AM

My way, put NRIC, driving license and a RM100 note for standby in apple magsafe wallet. Apple Pay and Maybank cardless withdrawal and Mae QR payment to serve all purpose

Once we have AP I would only bring:
- IC
- License
- Debit card
- Main credit card
- Few cash

Will no longer bring my secondary cc as hoping that I can rely on Apple Pay. Once I confident enough, I will leave my main cc at home too, I guess?

Will see how mafan it is first for the first month. I know some merchant put their terminal hidden and so hard to tap one. Zzzzz.

Good question
I think i will bring 1 atm debit card
And 2-3 cc from different banks to standby

I have been waiting for Apple Pay as I migrated from Samsung last year. To me I will still bring all my cards and cash as usual based on experience, just that the whole idea of this mobile payment for me is reducing the need to pull out your wallet. Example: you are already holding your phone throughout your shopping, then upon checking out you just tap your phone, instead of putting your phone away and taking out your wallet. Some shops dont use paywave especially rural areas. So best to bring physical card 👍

What about the limit

the real deal for me is that the card details stored in AP is not accessible to merchants

this is really important to me cuz there are instances where merchant employees manually key in card details to their POS which have no enhanced data security managements

and even some companies ahem got data breach be it online or offline POS

so in the end for me

- Apple Pay for All CC.
- 2 physical CC for merchant's that don't support AP.
- 1 Debit card
- Cash + IC & DL

only can use Visa n Mastercard. Amex at a later date

I will still bring it out as I still need to show the card to enter the Plaza Premium Lounges

Ah yeah if its the same as Samsung Pay, for the cards in Apple pay they will have a different 16 digits number too. Less chance to get card skimmed by unauthorized party if you pay by apple Pay

Depending on the type of card, you can opt to RM10,000

question...those parking that require only CC/DC(esp before entering the mall)...will AP support?

This post has been edited by Lynixx: Aug 8 2022, 10:06 AM

if you can use paywave, you can use Apple Pay

in theory

For me, I will bring all my DB/CC in case it won't work or the cashier asked for physical (I have experienced on this and yes.. they asked my card).
But I will always use Apple Pay first before I go pickup my Wallet.

i hate some merchant will need to store ur cc info when request for paywave =.=
They said boss bagitau mau key into system.

Then i dun have physical card with me (paying using samsung pay)

so any recent updates? 12am on 9th August still?