APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!
APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!
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Jul 21 2022, 11:59 AM
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Junior Member
241 posts Joined: Apr 2011 |
I am wondering if those cc giving cashback for contactless payment, do I still receive cashback if I use AP ?
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Jul 21 2022, 12:08 PM
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#1462
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Senior Member
5,786 posts Joined: Nov 2007 From: VIC - The Place To Be |
QUOTE(KanGz @ Jul 21 2022, 11:59 AM) I am wondering if those cc giving cashback for contactless payment, do I still receive cashback if I use AP ? Yes, very likely (as there is no precedence within this region) KanGz liked this post
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Jul 21 2022, 12:35 PM
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#1463
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Junior Member
647 posts Joined: Apr 2010 |
QUOTE(KanGz @ Jul 21 2022, 11:59 AM) I am wondering if those cc giving cashback for contactless payment, do I still receive cashback if I use AP ? Yes. Source: https://www.apple.com/apple-pay/Attached thumbnail(s) KanGz liked this post
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Jul 21 2022, 01:08 PM
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Senior Member
1,841 posts Joined: Feb 2018 |
QUOTE(loonsave @ Jul 21 2022, 09:52 AM) TnG already so kiamsiap few years back (and still with some car park op) when it comes to car park payments. They want a cut.Imagine Apple taking a cut of 0.15%. RM10 + service charge 6% + 0.15% = RM10.615 we end up needing to pay. They'll come up with some PR announcement BS and say "already can reload TnG eWallet and then reload via your NFC card, why need to use AP?". jingren, TableBottom, and 1 other liked this post
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Jul 21 2022, 01:47 PM
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#1465
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Newbie
2 posts Joined: Jul 2014 |
Cant wait!! i can go out without wallet d hahah
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Jul 21 2022, 02:51 PM
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Senior Member
7,576 posts Joined: May 2012 |
QUOTE(LovelyPotato @ Jul 21 2022, 12:35 PM) dont think malaysia will get apple pay card. SG only get virtual card.I think it is more on linking to CC and DC |
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Jul 21 2022, 03:29 PM
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Elite
7,826 posts Joined: Jan 2003 |
QUOTE(PoisonSoul @ Jul 21 2022, 01:08 PM) TnG already so kiamsiap few years back (and still with some car park op) when it comes to car park payments. They want a cut. At 0.15% it is very low indeed. Standard credit card fees that merchants pay for already is at 1% and other ewallets charge a fee of 1% as well. MyDebit is lower at <1% and other forms like AMEX is >1%Imagine Apple taking a cut of 0.15%. RM10 + service charge 6% + 0.15% = RM10.615 we end up needing to pay. They'll come up with some PR announcement BS and say "already can reload TnG eWallet and then reload via your NFC card, why need to use AP?". |
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Jul 21 2022, 04:35 PM
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Junior Member
89 posts Joined: Mar 2011 |
QUOTE(Mavik @ Jul 21 2022, 03:29 PM) At 0.15% it is very low indeed. Standard credit card fees that merchants pay for already is at 1% and other ewallets charge a fee of 1% as well. MyDebit is lower at <1% and other forms like AMEX is >1% I remember last time we need to pay surcharge of almost 10% to use TnG to pay for parking when it was starting to be introduced in most shopping malls. RM 2 parking then became RM 2.20 and so on because of the TnG transaction charge and 10% is a bit too much... https://www.thestar.com.my/business/busines...ions-nationwide This post has been edited by youngwolf2k: Jul 21 2022, 04:36 PM |
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Jul 21 2022, 04:38 PM
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#1469
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Junior Member
647 posts Joined: Apr 2010 |
QUOTE(ericlaiys @ Jul 21 2022, 02:51 PM) dont think malaysia will get apple pay card. SG only get virtual card. It’s for Apple Pay, not Apple’s credit cards.I think it is more on linking to CC and DC “Just add your credit or debit card to the Wallet app on your iPhone and you’re ready to go. ” “You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.” So cash back and points will remain as your original bank reward scheme whether it’s for points or cashback. This post has been edited by LovelyPotato: Jul 21 2022, 04:40 PM PoisonSoul liked this post
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Jul 21 2022, 05:00 PM
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Senior Member
1,841 posts Joined: Feb 2018 |
QUOTE(Mavik @ Jul 21 2022, 03:29 PM) At 0.15% it is very low indeed. Standard credit card fees that merchants pay for already is at 1% and other ewallets charge a fee of 1% as well. MyDebit is lower at <1% and other forms like AMEX is >1% If TnG sees this as a good and cheaper way to charge customers, we as consumers are the winner here. I'm all for it if they allow us to put TnG card inside AP but as for now, public transports are taking more or less 100% of the paid value. Asking TnG to give up 0.15% to Apple is gonna make them cry father mother gov need tongkat yada yada. |
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Jul 21 2022, 05:51 PM
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Elite
7,826 posts Joined: Jan 2003 |
QUOTE(youngwolf2k @ Jul 21 2022, 04:35 PM) I remember last time we need to pay surcharge of almost 10% to use TnG to pay for parking when it was starting to be introduced in most shopping malls. RM 2 parking then became RM 2.20 and so on because of the TnG transaction charge and 10% is a bit too much... Yeah those were the times they charged insane amounts because of the monopoly. They have reduced it recently from 1-3% already to carpark operators. The operators as well absorb the cost.https://www.thestar.com.my/business/busines...ions-nationwide |
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Jul 21 2022, 06:41 PM
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Junior Member
13 posts Joined: Jul 2013 |
Hey all, I just did a simple analysis on the day which Apple Pay was announced in the past (source: https://en.wikipedia.org/wiki/Apple_Pay#Availability) and listed below are the results: Mon: 2.3% (1) Tue: 61.4% (27) Wed: 22.7% (10) Thu: 13.6% (6) Fri: 0.0% (0) Total: 44 (some announcements covers >1 countries) Inferring from the past data above and info from @nokia2003, announcement date for Apple Pay in Malaysia could be as follows: 2 Aug 2022 9 Aug 2022 For reference, Apple Pay in these countries/regions were launched in August: Macau - 6 Aug 2019 Qatar - 17 Aug 2021 Hope these help. Looking forward to AP's launch in Malaysia!! This post has been edited by jacktooandroid: Jul 21 2022, 07:20 PM kuihkapit, The1stHumanBeing, and 4 others liked this post
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Jul 21 2022, 06:43 PM
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Senior Member
2,106 posts Joined: Jul 2018 |
QUOTE(jacktooandroid @ Jul 21 2022, 06:41 PM) Hey all, I just did a simple analysis on the day which Apple Pay was announced in the past (source: https://en.wikipedia.org/wiki/Apple_Pay#Availability) and listed below are the results: Mon: 1 (2.3%) Tue: 27 (61.4%) Wed: 10 (22.7%) Thu: 6 (13.6%) Fri: 0 (0.0%) Total: 44 (some announcements covers >1 countries) Inferring from the past data above and info from other forumers, announcement date for Apple Pay in Malaysia could be as follows: 2 Aug 2022 9 Aug 2022 For reference, Apple Pay in these countries/regions were launched in August: Macau - 6 Aug 2019 Qatar - 17 Aug 2021 Hope these help. Looking forward to AP's launch in Malaysia!! kuihkapit, PoisonSoul, and 1 other liked this post
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Jul 21 2022, 07:07 PM
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Senior Member
1,972 posts Joined: Jan 2003 |
our bro creep removed all his post. hope nothing serious… kuihkapit liked this post
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Jul 21 2022, 07:09 PM
Show posts by this member only | IPv6 | Post
#1475
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Senior Member
1,841 posts Joined: Feb 2018 |
QUOTE(jacktooandroid @ Jul 21 2022, 06:41 PM) Hey all, I just did a simple analysis on the day which Apple Pay was announced in the past (source: https://en.wikipedia.org/wiki/Apple_Pay#Availability) and listed below are the results: Apple particularly love Tuesday (local time) announcements.Mon: 1 (2.3%) Tue: 27 (61.4%) Wed: 10 (22.7%) Thu: 6 (13.6%) Fri: 0 (0.0%) Total: 44 (some announcements covers >1 countries) Inferring from the past data above and info from @nokia2003, announcement date for Apple Pay in Malaysia could be as follows: 2 Aug 2022 9 Aug 2022 For reference, Apple Pay in these countries/regions were launched in August: Macau - 6 Aug 2019 Qatar - 17 Aug 2021 Hope these help. Looking forward to AP's launch in Malaysia!! I've read or seen video somewhere that mentions as follows. Tuesday - news break out. Media starts scrambling to churn out the news. Wednesday - talk of the town/socmed/everywhere = create hype Thursday - Follow socmed ppl know already about it, time for word of mouth to non techie ppl. Friday - Good amount of ppl know already, launch/sell it. That's why u always see we can pre-order stuffs on Thursdays and then get it in our hands on Fridays. |
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Jul 21 2022, 07:19 PM
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Junior Member
13 posts Joined: Jul 2013 |
QUOTE(jacktooandroid @ Jul 21 2022, 06:41 PM) Hey all, I just did a simple analysis on the day which Apple Pay was announced in the past (source: https://en.wikipedia.org/wiki/Apple_Pay#Availability) and listed below are the results: Did some further analysis on the Week Of The Month (first day of the month as Week 1) of the past release dates and the results are as follows:Mon: 1 (2.3%) Tue: 27 (61.4%) Wed: 10 (22.7%) Thu: 6 (13.6%) Fri: 0 (0.0%) Total: 44 (some announcements covers >1 countries) Inferring from the past data above and info from @nokia2003, announcement date for Apple Pay in Malaysia could be as follows: 2 Aug 2022 9 Aug 2022 For reference, Apple Pay in these countries/regions were launched in August: Macau - 6 Aug 2019 Qatar - 17 Aug 2021 Hope these help. Looking forward to AP's launch in Malaysia!! Week 1: 6.8% (3) Week 2: 22.7% (10) Week 3: 18.2% (8) Week 4: 34.1% (15) Week 5: 18.2% (8) So I guess past data is pointing towards 9 Aug 2022 more than 2 Aug 2022 (if any of these are correct). With that said, this is based on probability from past data. This post has been edited by jacktooandroid: Jul 21 2022, 07:25 PM kuihkapit and The1stHumanBeing liked this post
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Jul 21 2022, 07:34 PM
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#1477
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Senior Member
1,841 posts Joined: Feb 2018 |
QUOTE(jacktooandroid @ Jul 21 2022, 07:19 PM) Did some further analysis on the Week Of The Month (first day of the month as Week 1) of the past release dates and the results are as follows: Monthly salarymanWeek 1: 6.8% (3) Week 2: 22.7% (10) Week 3: 18.2% (8) Week 4: 34.1% (15) Week 5: 18.2% (8) So I guess past data is pointing towards 9 Aug 2022 more than 2 Aug 2022 (if any of these are correct). With that said, this is based on probability from past data. Week 1: bills bills bills. People will spend lesser Week 2: "recovery mode" Week 3: more geared up to spend as salary is going to be distributed Week 4: Salary distribution week. SPEND SPEND SPEND Biweekly salaryman not much of diff. Week 1: bills bills bills + recovery Week 2: salary week. Can spend more Week 3: bi weekly bills + recovery Week 4: salary week. spend spend spend. |
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Jul 21 2022, 07:55 PM
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Senior Member
2,106 posts Joined: Jul 2018 |
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Jul 21 2022, 10:47 PM
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#1479
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Senior Member
5,786 posts Joined: Nov 2007 From: VIC - The Place To Be |
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Jul 22 2022, 02:23 PM
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Senior Member
4,133 posts Joined: Jan 2003 From: Cameron Highlands Rank: Amateur |
QUOTE(jacktooandroid @ Jul 21 2022, 07:19 PM) Did some further analysis on the Week Of The Month (first day of the month as Week 1) of the past release dates and the results are as follows: I can only say you are great Week 1: 6.8% (3) Week 2: 22.7% (10) Week 3: 18.2% (8) Week 4: 34.1% (15) Week 5: 18.2% (8) So I guess past data is pointing towards 9 Aug 2022 more than 2 Aug 2022 (if any of these are correct). With that said, this is based on probability from past data. Mark it in the calendar This post has been edited by driftmeister: Jul 22 2022, 02:28 PM |
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