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 APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!

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driftmeister
post Jul 4 2021, 08:32 PM

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QUOTE(wjleong15 @ Jul 4 2021, 06:13 PM)
Anything to share with us from your this statement?
Can see you still active in lyn
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this is genuine news. expect public launch Q4. More than 1 bank will participate.
driftmeister
post Dec 7 2021, 07:08 PM

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QUOTE(lowkelvin @ Dec 1 2021, 08:25 AM)
Today marked the final month for 2021 Q4.
Hope this is true and no more wolf story
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Delay to Q1 next year. Some B*M ppl kakacaucau...

Like what creep said, testing is on going and there will pilot testing in one of the coffee chain also. No more wolf story.

This post has been edited by driftmeister: Dec 7 2021, 07:11 PM
driftmeister
post Dec 8 2021, 09:50 AM

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QUOTE(The1stHumanBeing @ Dec 7 2021, 10:58 PM)
This must be legit if you're saying it's no more wolf story.
Pilot testing in what coffee chain?  hmm.gif
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QUOTE(PoisonSoul @ Dec 7 2021, 11:11 PM)
Coffee chain that is big enough for Apple's attention:
1) Starbucks (Should be this as their network is quite huge in MY)
2) Coffee Bean
3) San Francisco

So, go kacau those working in these chains.  tongue.gif  maybe they will know something.
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One of the coffee chain stated above.
the project team is meeting up every week and the project guy is sending out test progress & result everyday.
driftmeister
post Dec 10 2021, 07:11 PM

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QUOTE(PoisonSoul @ Dec 8 2021, 12:51 PM)
Only one outlet or they are asking all/most outlet to try? Abit makes no sense to ask only 1 outlet to try right?
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We wanted the entire chain but the feedback from them wasn’t positive. So maybe 1 outlet at the building only lor..

QUOTE(PoisonSoul @ Dec 9 2021, 11:18 AM)
Anything can happen now. From Q4 2021, now to Q1 2022. Soon Q2 2022, then Q3 2022 etc etc. haha
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The showstopper is actually at b*m. We are treating it like a card but they treat it like an e-wallet with transaction limit, so a lot of back and forth emails.
driftmeister
post Dec 14 2021, 10:46 AM

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QUOTE(creep @ Dec 13 2021, 10:27 PM)
I’m on long leave already, 20th only coming back …email also lazy to open since going for holiday …maybe during 2moro virtual event i’ll ask the dev side
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today got meeting with b*m again arrrrr
driftmeister
post Jan 11 2022, 06:14 PM

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QUOTE(PoisonSoul @ Jan 6 2022, 09:50 PM)
driftmeister creep Xaphier pls pass this msg to your project manager or representative to BxM. Maybe it's one of you guy's Project Manager/Representative that is causing AP launch to be slowed.
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QUOTE(The1stHumanBeing @ Jan 7 2022, 01:07 AM)
The fact that BNM are asking these questions makes me really question the competence of the person/people in charge of spearheading the Apple Pay project. Do they even understand the basics of the project they are working on. Like have they even used Apple Pay (either in the testing phase or just asking their international friends for their cards to try it out?).  Their lack of knowledge really shows their lack of enthusiasm for Apple Pay.
As well explained by Mavik in order to use Apple Pay, the user has to authentic (unless Express Travel Mode) with Face/Touch ID or with their passcode before authorising a payment. I would argue it’s more secure than your physical wallet because once a thief has your physical wallet in their possession; they can use the banknotes and your bank cards’ wave function to make payments. The only institution that allows you to manually disable contactless transactions in app is Wise. So in terms of theft, Apple Pay is more secure.

Merchants and card issuers would definitely have agreements on how much the transaction limit would be on contactless payments to prevent fraud. If they are unsure if the transaction is authorised, they can request the user to enter their PIN, sign a receipt or even request a different payment method.

As I always though, Apple Pay works like your bank card. However, it exists virtually. It’s  having two different bank cards (physical and virtual) linked to the same account. It’s s like having two keys that unlock the same door lock. Like my door lock example, both keys (cards in our case) should have similar characteristics and limitations.
Agree with PoisonSoul, if you’re still bothered reading our messages driftmeister creep Xaphier, please contact the person/people in charge. Their lack of knowledge about Apple Pay is sabotaging it’s release date and it has made most people give up on Apple Pay’s release. I hope these issues would be resolved soon; as many hope one day they could just use their phone for contactless payments.
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z3 is spot on on the question by BxM on AP, that's exactly the questioned by them and answered to them verbally late last year and a written response was given last friday.
Necessary justification was given like the likelihood a PIN is compromised (000000 until 999999) vs face ID (1 in 1mio probability) and regarding tranx limit also everything is stated in emvco standard and followed through. Up to BxM to accept the justification now.

This post has been edited by driftmeister: Jan 11 2022, 06:14 PM
driftmeister
post Jan 11 2022, 07:43 PM

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QUOTE(PoisonSoul @ Jan 11 2022, 06:37 PM)
Last Friday was the "bluetick" from BxM to you guys lah? I wonder how long would they take to make assessment again and then give the green light.  hmm.gif So if they reject this justification, can your bank just be like "ah you know what, BxM so mafan, scrap off this project lah. fk this shxt" or you guys will continue to push and push until BxM is satisfied?
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dont think it will be scrap as many banks are pursuing, and money being spent. the project is almost at the last kick. Just matter of testing and sign off.

driftmeister
post Feb 15 2022, 10:54 AM

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QUOTE(@POTUS @ Feb 14 2022, 09:24 PM)
U guys should tag driftmeister, who do the main conversation with central bank la
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bxm belum reply us as we speak now.
took them forever to reply. sad.gif
but the project is still ongoing.
driftmeister
post Feb 15 2022, 05:24 PM

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QUOTE(The1stHumanBeing @ Feb 15 2022, 12:55 PM)
driftmeister when did you and/or a team delivered the explanation to BNM. I remember saying they should respond within 21 days or something. Is it usual for them to take that long to respond or the response was only sent recently?
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Early Jan. On the TaT, bank must follow but they may ehem hem (not follow) ?
driftmeister
post Feb 21 2022, 09:04 PM

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QUOTE(PoisonSoul @ Feb 18 2022, 09:52 PM)
Thanks creep for this detailed update. What do you mean by the status on 5th Jan? What does implementation date means? Does it mean that the "code" to use AP is already in the production side just that, for now, if user tries to add your bank's card, it will just deny? Just waiting for Business Team to say ok, and IT side will "flip the switch" to allow us to add the cards?
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not as simple as flip the switch but apple side need like 2 weeks to get it enable from their side.

QUOTE(@POTUS @ Feb 21 2022, 04:45 PM)
Hi, any news from them? Under such circumstances when they no reply, how long would you guys chase/shoot them?😂
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wacko.gif no news from them yet. initial target early march now kena differed liao....
driftmeister
post Mar 9 2022, 09:45 AM

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QUOTE(@POTUS @ Mar 7 2022, 12:20 PM)
Hi, still no reply from the central bank?

Can just ask them about the status? Or they are like god mode which cannot be ask or challenge?😂
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they just throw us another requirement innocent.gif doh.gif
driftmeister
post Mar 14 2022, 06:08 PM

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QUOTE(The1stHumanBeing @ Mar 9 2022, 01:26 PM)
Another requirement is a step forward from another question. Judging by their tone, hopefully it’s reaching the final stages before public release.

If you can driftmeister, what requirement or any other hinderance is still there to overcome?
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some requirement in their risk management policy to conduct and comply
driftmeister
post Apr 4 2022, 06:19 PM

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QUOTE(@POTUS @ Apr 2 2022, 11:26 AM)
Then need 21 days to get reply from bnm given if no more further questions, then another 2 weeks to inform apple. So expecting end May can use?
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Expect somewhere around August/September based on the project deferment.

QUOTE(PoisonSoul @ Apr 4 2022, 02:40 PM)
Samsung Pay I believe went thru similar bureaucracy as AP. On why then BNM is so "pushy" wanting requirement A, B, C for AP, that's something we might never know.
Also, who knows, maybe SP and banks also took them few years doing it at the back without our knowledge (SP was first intro in SK @ 20th Aug 2015 while locally is launched in 24th February 2017).
Maybe SP and AP's backend (disaster recovery etc etc) works different and because of the ever changing and advancement of tech and scams, BNM probably getting stricter and stricter.
And maybe who knows, this AP project by the local banks has only started maybe exactly 1 year ago only. SP took 2 years. So, chill lo. Can those insiders confirm this? hahaha
Btw, Genting has a vending machine in First World Plaza that takes GP, SP and AP.
user posted image
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They have been upping their game and requirement recently. Not so easy to get their OK recently.
driftmeister
post Apr 14 2022, 10:00 AM

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QUOTE(wjleong15 @ Apr 14 2022, 09:50 AM)
[attachmentid=11135295]
saw the maybank reply on apple pay
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sabar bro sabar
5 tahun already tunggu takkan 5 bulan tak boleh
XD
driftmeister
post May 9 2022, 09:19 AM

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QUOTE(wjleong15 @ May 5 2022, 11:59 AM)
Any most recent update bro?
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I am quite optimistic, within this few months.
driftmeister
post Jul 22 2022, 02:23 PM

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QUOTE(jacktooandroid @ Jul 21 2022, 07:19 PM)
Did some further analysis on the Week Of The Month (first day of the month as Week 1) of the past release dates and the results are as follows:
Week 1: 6.8% (3)
Week 2: 22.7% (10)
Week 3: 18.2% (8)
Week 4: 34.1% (15)
Week 5: 18.2% (8)

So I guess past data is pointing towards 9 Aug 2022 more than 2 Aug 2022 (if any of these are correct). With that said, this is based on probability from past data.
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I can only say you are great tongue.gif
Mark it in the calendar

This post has been edited by driftmeister: Jul 22 2022, 02:28 PM

 

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