QUOTE( r u g a @ Dec 4 2009, 03:13 AM)
Can anyone here guide me with payment regarding paypal-ebay?
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Is abit hard for me to go thru the whole tread and I'm very new to buying stuff online. The only thing I know is you have to use Credit Card to buy stuffs Online.
I've buy albums from yesasia before and it was some very direct credit card payment.
But few days ago I bought something thru eBay which I'm totally fresh about it because it only pays using PayPal which I don't get how they actually works.
Paypal seems to be abit complicated to me and I really need help from experience regular member to help me understand abit about them.
1st:
I don't have a paypal account, I paid the item using my Visa Debit Card option instead of from existing account. I can't quite understand the statement(the process that involve) on my account for the purchase. I need someone to analyze this transaction for me please.

2nd:
What is the benefit of having a paypal account vs just pay them thru credit/debit card option?
3rd:
Why people buy paypal(money?) from another person? I know maybe somehow theres process fee involve thru currency exchange from our bank/cash to paypal, (withdrawing is another case) or something but I just can't really figure out the whole case.
Thank you in advance first

for 2nd question, the only benefit of paypal i think is most ppl in the world accept it. User friendly? no...because they can hold your money inside paypal anytime although they act like an online bank.
for 3rd question, the currency exchange rate always lower than the market rate if you direct withdraw from paypal...and if you withdraw your own money with large amount in short time, they may treat you like a suspect and worst hold your money from withdraw.