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> PayPal discussion thread, No PayPal fund sales allowed!

bearubibi
post Nov 20 2009, 10:33 PM

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@jpysh2004 > I successfully withdraw funds from my paypal and mine's a personal account.Am using Public Bank,saving accounts. Never have any problems under Public Bank.


@dwin95 > You still can buy stuff but there will be limits as some seller/online paypal shopping checkout cart strictly needs your paypal account to be verified before completing the purchasing process.


@lala01 > Yes you can have more than one Credit Card under one paypal account but both cannot be link to the same bank account if you decide to keep both. There are no minimum withdrawal but there will be fees apply if your withdrawal is less than $400RM and the fees is $3RM. If is more than $400RM there are not fees apply. The exchange rate is very much based on Paypal's own exchange rate which is always and will be always less favorable than the normal exchange you see locally or over at xe.com. So be prepare with the unfavorable exchange rate.


@underzoom > You need to add in funds into your debit card as by doing the verification over Paypal, there are a small amount of fees apply to it. So insufficient funds in your debit card (not your bank account) will causes Paypal unable to complete this verification process. So do top in at least $100RM ~$80RM into your debit card to be save, which is the case for me previously back then.


@kazzynx > Very most likely unable although am not 100% sure about this......


@BelowAverage > You will have to ask your payer to bear the 4% paypal fees or adding in the 4% paypal fees to the total purchasing.

This post has been edited by bearubibi: Nov 20 2009, 10:37 PM
bearubibi
post Nov 21 2009, 03:34 AM

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QUOTE(qwer312 @ Nov 21 2009, 02:22 AM)
anyone use tune money visa card to withdraw before? The exchange rate lower or higher than other method? And for the withdraw with bank account, can i use other people bank account like my friend bank account to add into my paypal account and withdraw from paypal?
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Unfortunately you can't as the bank account name has to be the exact same as your name registered in Paypal so does for credit card/debit card.
As for the exchange rate from Paypal, it will always be lower than the local bank rate / market rate as Paypal set their own exchange rate.
So there is no other method on regards of this matter. Aside on this the Paypal exchange rate varies from day to day so there might be at a certain
day the rate are still alright but it will still always be lower.
bearubibi
post Nov 22 2009, 04:20 AM

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@qwer312 > no problem~! icon_rolleyes.gif Yep 100% sure about this.If you read through all the info stated over at the Paypal Help section it said
"The name registered on your PayPal account must match the name registered on your bank account.
Each time you make a transfer request, PayPal automatically includes your registered name with your bank information."


Most likely that particular person/people who offered such services will required the seeker to paypal his/her funds into the helper's paypal account
in order to help them withdraw the money. Sort of like the online trading Paypal funds services (buy/sell Paypal funds) if you get what I mean?

Paypal Help section pretty much has most of the answers to your questions there, so do spend sometimes read it through when you have the time
else you can always email them or call in their customer service line. They are pretty helpful smile.gif






@raysiew > erm...so sorry am not very sure what you mean here? unsure.gif
QUOTE
"to send money via credit card (on paypal) without any credit/debit cards?"

Mine to explain? For MOL, that am not sure as I have not use that method before.....
Probably the best would be giving them a call and check it out?

You can try look up Moneybookers, Liberty Reserve & AlertPay. Else the last option always
comes down to Western Union. Sorry am not much of help here sweat.gif


This post has been edited by bearubibi: Nov 22 2009, 04:21 AM
bearubibi
post Nov 23 2009, 02:04 AM

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@Asus > For your question. Is best to have B verified his Paypal account before the transaction took place because unverified account
has funds acceptance limit. And yes at times when the transaction amount is high, Paypal will do a security routine checking by asking
A and B to provide proof of identity verification to prevent funds laundering. Choose Personal Payments as it charges the lowest fees
and A can either choose to bear or not to bear the fees as compare to Online Purchase, it charges a 4% fees in regardless.



@lala01 > Yes you definitely can remove your CC and add in your M2U debit card. The process is imediate but Paypal will need
you to go over the verification process once again whenever you add in new CC/Debit Card. Usually to get the verification code,
you can call in your CC/Debit Card customer service to request it instead of waiting for the statement although I am not sure about
Maybank, as am using Public Bank cards all the while as back then Maybank cards is not supported for Paypal sweat.gif
As for withdrawal, you still can withdraw the funds as it will transfer directly to your bank account not your CC/Debit Card anymore.
Hope this helps.

bearubibi
post Nov 24 2009, 06:11 PM

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@ Asus> Yep, it will be deducted at the receivers'end.


@ lala01 > It will be the same as credit card, will require account holder to key in the newly generated verification code from Paypal which will appear in your debit card statement.
It will be in your bank saving account provided you already add in your bank saving account information into your paypal account before doing any funds withdrawal smile.gif


bearubibi
post Nov 29 2009, 07:44 AM

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QUOTE(lala01 @ Nov 24 2009, 09:19 PM)
Hmm, sorry for my noobness in this.

My current Paypal is verified using Maybank Visa Credit Card (since last time). Can I add my Maybank saving account details in Paypal to withdraw fund into my bank?

I dont have to put in Maybank Debit card to withdraw money in my bank account right? Correct me if I am wrong.

Thanks
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@ lala01 > sorry for my late reply. Yes you can and yes you don't need Maybank Debit card in order to withdraw your funds from paypal as the funds will transfer directly to your bank account just like US/Singapore Paypal account:)




@ George > Personal accounts are the only accounts where user unable to accept payments in forms of credit card, in other words,
Personal accounts user only able to accept direct fundings/ direct Paypal balance funds from sender. And it purposes are mostly only for buying and will have funds acceptance limit.
Whereas for both Premier and Business accounts there are no funds acceptance limit and they are the same but one using your personal name (Premier) and the other using your business/corporate name.
More information can be found at the official site > LINK




 

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