You keep following up on MBB Gia rates ehh..

Sorry, what do u mean "going for CB"? cashback?

normally, ppl maintain a few Credit Cards... So what is switching 1 of your credit cards from other banks to OCBC....
Also, even if you don't achieve this criteria, you just lose out on 1.2%... so still get 2.9% for normal savings account...

the calculation is 0.5% for normal savings + 1.2% for each SAVE, PAY, SPEND criteria...

Cheers!

It goes by bills...
Lets say you have 3 great eastern policy, it is still 3 bills... Btw, paying OCBC CC using online transfer, is also consider 1 transaction...

But it doesn't go by IPP... in case 1 bill is split into 12 months, it is only calculated as 1 bill in the first month...

But for my own convenience... i make it auto-billing RM5 for each month, for my tel bills, my utility bills, etc... just set it auto-billing in the online web, so that it will auto make payment a fixed amount on the 1st of every month... Don't need to go remember to pay online on every month.

Ya, the FD due on 1/10. Got to ask AmBank for extra interest since it fell on Sat and Monday replacement holiday. 3 days interests.

But still cannot all go to FP, still bigger amt to FD. Just a matter of RHB or UOB. Unless some other FD promo comes up.

This post has been edited by bbgoat: Sep 20 2016, 05:37 PM

Anyone received call from Maybank regarding a cashback campaign for saving account? They told me i will get rm50 cashback if i save rm3000 for 6 months..

effective rate 3.2%p.a, not to mention savings account interest, thats a good deal

well who know next week have new promo by any of the banks. we never know

u wait & see.. sure have some fellow forummers post here one..

that's why I love lyn.. all info in 1 thread

Thanks for the calculation. Maybank eGIA-i better deal.

This post has been edited by Ramjade: Sep 20 2016, 06:58 PM

well, should you use m2u savers to lock that rm3k, you will get 3.2%pa+2%p.a=5.2%pa
I wonder will they ever call me, I am willing to put more than 3k

This post has been edited by cklimm: Sep 20 2016, 08:10 PM

That is amazing.

still don;t understand what is this mean?
Is it during above time frame, if we choose to deposit via internet banking to eFD with GIA option, we wil get 3.60%
??

How come I am not receiving this call?

Can we approach the bank , we want this.....

The eGIA-i interest changes monthly. So the amount you get won't be fix.

I will consider RHB as I have a/c with them
The ony setback is parking problem at my area

Timing is not rite
Having said tat, hope for new promo in Oct 16

How to go about that fd/ asnb?

Possible to apply via maybank2u? I have only m2usavers-I.

Close m2u savers and migrate to eGIA-i. Yup. Can be applied via m2u. I already close my m2u savers ling time ago.

For RHB, do you know if interest is paid out every month or only at maturity which is after 12 months?

👌🏽

This one I've no idea as I didn't place with them b4. But I heard RHB allow online withdrawal