Just to share my story.

I will say method 2 clearly it is a fund from another bank.
Sometime back over heard a uncle want to renew his FD but given a lower promo rate, he ask why not the fresh fund rate. The officer clearly said to him unless your fund from another Banks cheque only consider fresh fund.

As for my case I uplifted eFD (samebank)and transfer in additional fund/topup, the teller say its ok as for my case can consider fresh fund due to top up.

Definition might variable from person to person.

This post has been edited by dreign: Sep 6 2016, 02:43 PM

mind to share which bank and what's the amount uplift and top up please ?

it was Harimau 20k +10k topup

Then have to wait till next month lo

Hope next month rate can maintain 2.8% or higher.

made placement at Affin for 15mth@4.05%. Does anyone know when the interest will be credited to my acct ? i

they know 4% is among the best now.. so take the opportunity to attract some new placements

Bank Negara seen keeping key rate at 3% as the country's economy is seen to be coping with global market volatility in the wake of Britain's June Brexit vote.

Brian Tan, Singapore-based economist for Nomura says a cut is more likely at BNM's next policy meeting on Nov. 23, when there could be a greater need to prop up growth as the government may tighten spending to keep this year's budget deficit close to the targeted 3.1 percent.

http://www.thestar.com.my/business/busines...y-rate-at-3pct/

fd maturity date

They will credit both principal plus int into CASA

Just park at 3.8% 6month hlb.i feel will hv better promo within the matured period.lolx

RHB Solid returns with RHB Term Deposit [ Terms & Conditions ]
Promotion ends 31 October 2016, or upon reaching the campaign target, whichever comes first.

Can I placed FD with RHB if I don have CASA with RHB?

answer in the T&C.

before placement, ask the officer again whether can do without CASA.

https://www.hlb.com.my/main/promotion/20160...0deposit-092016

hongleong online fd 3.95% also not bad mah.
easy to manage doing it online.

In fact, u can placed FD anytime with RM1k

Know that but prefer combine to the current 9K FD

Going to try the online E-FD hong leong tonight, hope it is still not too late.

Opts for 6 months @3.80%.

somehow FPX is not working for me today

e-fd promo rate still not available on MACH HL

and some expert predicting further OPR cut in November

made some placement at Affin for 15mth @ 4.05%
good service by the staff. No many people too