I find it hassle need to do FPX for the online placement.

Affin fd need to put some money in casa, so not my preference, rather place rhb or hlb, but prefer every month got interest credit in

One more point a difference of 0.05% not so significant, so 3.95%=4.00% more or less for amount less than 50k

Go to bank counter easier

I'm having bad experience with HLB eFD for the FPX transaction. I made FPX from SCB to HLB, SCB deducted my fund n FPX shown successful, but HLB claimed they didn't receive the fund.. N my money gone missing, the HLB staff even asked me to wait 7-10 working days, I asked to log case for urgent basis, but she told me urgent basis still need 3 working days.. I checked with SCB, SCB told me the fund was successfully posted and settle, n I need to find all the proof to HLB and pressure them only they do back end refund to me at night.. it is such a terrible experience when u dunno where ur money went to.. So I will not go for eFD that required FPX.. Just cannot understand y they want to do like that while last time we will not have issue with HLB MACH eFD that offered 4.5%, now i rather go to OTC placement with RHB which offer better rate..

going to the bank is more of hassle.

I transfered AFFIN to HLB. FPX need do few times.

http://www.thestar.com.my/business/busines...-maintains-opr/

OPR maintained..

why recently there's is no any promo at ringgitplus 1? last time used to have free gift or special rate . btw do you think bsn ssp is good tho?

Oh.. that's a bit scary. Especially when nobody is claiming responsibility and kicking the ball at each other. So did you need to make a police report or something like that to get the matter resolved?

Hi do they have short term one like 3 to 4 months?

Thank you!

didn't ask them.

maybe you can contact Affin for more info.

that's quite scary. now i think i dare not do eFD by fpx

No, I pressure them with all the details I got from SCB.. Then they do back end refund to my SCB.. In fact, they receive my money, but I dunno y they don create the FD for me but do the refund to me at night..

Which online fd has highest offer rate? I search mbb, pbb, Mach and HSBC all dint have any online promotion

Is there any reason u must combine?

Bank Rakyat managing director, chairman charged
http://www.theedgemarkets.com/my/article/b...hairman-charged

Wondering whether existing depositors will withdraw their FD now n keep somewhere else?

All banks rates are like thaat. You just have to accept it or go to counter.

I think is because rather then put rm1k in egia, he collected to make it to rm10k to get higher rates.

we know you have fd in br. how about you?

I will stay put

Maybe the credited the money into some other person's account by mistake and they have no choice but to return the funds first.

They need RM100 to open SA
After open, u can withdraw RM90 via ATM n leave the bal there

think u can try HLB. efd rate 3.95%