Outline ·
[ Standard ] ·
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Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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cclim2011
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Sep 5 2016, 05:16 PM
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QUOTE(sl3ge @ Sep 4 2016, 11:44 AM) mean the interest every month receive will not credit to my saving account, i need it credit to my Gia acc to earn more interest Then I believe you need to choose Credit to Principal
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bbgoat
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Sep 5 2016, 05:35 PM
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Prior going to Affin this morning, called to OCBC and UOB. OCBC FD promo 9 mths 3.75% conventional, islamic one 3.8% UOB FD promo 7 mths 3.85%, 12 mths 3.95% So UOB FD promo better than OCBC.
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wil-i-am
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Sep 5 2016, 05:35 PM
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wil-i-am
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Sep 5 2016, 05:37 PM
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QUOTE(bbgoat @ Sep 5 2016, 03:56 PM) Affin 4.33% FD matured today. Renewed to 4.05% 15 mth FD by topping up amt. Their requirement: <100k, 10%. >100k 20% of matured FD amt. Earlier one of my relative has >100k FD matured, refused to top up the 20%. Affin called to HQ to waive it, just top up 5k. Nego, yeh !  My branch dun allow to top up 'additional' n insist fresh funds
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bbgoat
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Sep 5 2016, 05:39 PM
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QUOTE(wil-i-am @ Sep 5 2016, 05:37 PM) My branch dun allow to top up 'additional' n insist fresh funds  U can ask them if it is true other branch talking about 10%/20% top up's.
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wil-i-am
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Sep 5 2016, 05:42 PM
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QUOTE(bbgoat @ Sep 5 2016, 05:39 PM) U can ask them if it is true other branch talking about 10%/20% top up's.  I will ask them next week as 1 of my 4.33% FD will expire on 10/9
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bbgoat
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Sep 5 2016, 05:49 PM
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QUOTE(wil-i-am @ Sep 5 2016, 05:35 PM) Please hold/stay the rate ...................... QUOTE(wil-i-am @ Sep 5 2016, 05:42 PM) I will ask them next week as 1 of my 4.33% FD will expire on 10/9 Mine also 4.33%, today renewed to the 4.05%. Funny thing is if want the package 2, have to wait till debit card approved before can get the 4.15% rate. So let it go.
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wil-i-am
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Sep 5 2016, 05:52 PM
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QUOTE(bbgoat @ Sep 5 2016, 05:49 PM) Please hold/stay the rate ...................... Mine also 4.33%, today renewed to the 4.05%. Wat a coincidence I just placed today too plus TT out existing funds
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nexona88
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Sep 5 2016, 06:39 PM
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OPR stay this wed but cut on Nov
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Human Nature
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Sep 5 2016, 07:55 PM
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I performed instant transfer from my UOB CASA to my CIMB CASA, and on the same day, transferred back to UOB CASA. Will UOB recognize this as a fresh fund? Any confirmation will be appreciated. Thanks
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HTCFTW
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Sep 5 2016, 08:17 PM
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Getting Started

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hi guru's in the fixed deposit universe. Can anyone please tell me which bank gives the best package at the moment. Have 50-100 k funds available, thanks in advance.
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David3700
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Sep 5 2016, 10:04 PM
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QUOTE(HTCFTW @ Sep 5 2016, 08:17 PM) hi guru's in the fixed deposit universe. Can anyone please tell me which bank gives the best package at the moment. Have 50-100 k funds available, thanks in advance. As far as known... Bangkok Bank 4.1 Affin 4.05 HLB 3.95 UOB 3.95
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nomen
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Sep 5 2016, 11:15 PM
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Getting Started

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QUOTE(David3700 @ Sep 3 2016, 08:57 PM) RHB website..... [attachmentid=7455634] I just received this new promo from RHB bank .
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David3700
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Sep 5 2016, 11:49 PM
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QUOTE(nomen @ Sep 5 2016, 11:15 PM) I just received this new promo from RHB bank .
That's perfect to see another 4%
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wil-i-am
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Sep 6 2016, 08:34 AM
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QUOTE(nomen @ Sep 5 2016, 11:15 PM) I just received this new promo from RHB bank .
Glad to c 4% right now
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wil-i-am
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Sep 6 2016, 08:34 AM
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David3700
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Sep 6 2016, 09:26 AM
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QUOTE(wil-i-am @ Sep 6 2016, 08:34 AM) OMG, it's terrible if true
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nexona88
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Sep 6 2016, 09:32 AM
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QUOTE(nomen @ Sep 5 2016, 11:15 PM) I just received this new promo from RHB bank .
Glad to have another 4% FD rate.. Only few have it currently
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familyfirst
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Sep 6 2016, 09:39 AM
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QUOTE(nomen @ Sep 5 2016, 11:15 PM) I just received this new promo from RHB bank .
I have FDs maturing in Oct but I feel like withdrawing now in Sept and put it into RHB and lock it at 4% for another 12 mths. Does it make sense to do this?
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sandkoh
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Sep 6 2016, 10:17 AM
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QUOTE(familyfirst @ Sep 6 2016, 09:39 AM) I have FDs maturing in Oct but I feel like withdrawing now in Sept and put it into RHB and lock it at 4% for another 12 mths. Does it make sense to do this? depends on amount, how much loss of interest, fd duration placed?
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