Yah I won't risk it since the staff also say autodebit cannot claim (initially thought she gave wrong info). Will try out the UOB Payonline but will first need to pay RM10.60 to change my category. Thanks for the info.

If there is any amendment to the card's T&C, then you will need to cancel the auto debit and need to find another card to register with, which is more troublesome, to me at least.

Those are the reasons why I'm not a big fan of auto debit. Only my insurance is since I have no other channel to pay it. Even that I find it troublesome to change my card.

Hey guys,
I just got my new wise CC.. after activation, i received a sms with temp pin..must change the pin at HLB ATM? or over HLConnect?
I do not have online banking with HLConnect yet..i was trying to register and create one with this new CC but the system said cannot process..
Could it because i havent change my pin at ATM causing the system cant recognized and proceed?

I had the sample problem before, but in my case, i have a debit card and credit card.
And since I have a debit card, I had to use the first choice in https://s.hongleongconnect.my/rib/app/fo/sec/reg to register.

if you don't have any saving/deposit/current/debit card, then just use the 2nd option for credit card and the temp PIN.

If all still fails, call CS to help you create PIN, then try again.

Alright, Thanks for the info.
I shall go ATM and hv a try 1st..Hopefully it works..

Anyone receive from their HLB Telemarketier about their CreditShield Premier or credit shield premium? What is it about?

Revision on Hong Leong WISE Platinum and Gold Credit Card Terms and Conditions



Questions and Answers

Q: What is the change made to the WISE Credit Card spend condition?
A: The minimum 10x swipes with RM50 spend condition will be replaced by minimum RM2,000 posted retail spend in a calendar month effective 1 Oct 2016. All other existing features and conditions remain unchanged.

Q: Why did Hong Leong Bank make the spend condition change?
A: HLB made the spend condition change to improve simplicity and convenience. The WISE Credit Card is one of the most competitive programmes locally and this change is vital to allow us to continue to offer this programme.

Q: Does it mean that, regardless the number of swipes/transactions I perform, as long as I meet minimum posted spend of RM2,000, I will enjoy 10% cash back on chosen categories?
A: Yes, you are right. Please see illustrations below for better a understanding:-




Q: RM100 cash back over Total Spend of RM2,000 is up to 5% cash back, not 10%?
A: 10% cash back is calculated based on amount spent on your WISE chosen categories, not on Total Spend, for the month. It has always been WISE Credit Card product feature since it was launched. This feature remains unchanged effective 1 Oct 2016.

Q: With the 10% cash back, will I still enjoy up to RM100/month?
A: You will still enjoy up to RM100 cash back on your chosen categories. This feature remains unchanged effective 1 Oct 2016.

Q: What will happen to the categories I have chosen?
A: Your chosen categories remain unchanged effective 1 Oct 2016. You will continue to enjoy 10% cash back, up to RM100 if you meet the RM2,000 qualifying spend condition.

Q: My average spend per month on WISE Credit Card is RM1,000. How could I meet the minimum RM2,000 requirement?
A: WISE Credit Card gives out one of the highest cash backs. One way to meet the minimum RM2000 requirement is to consolidate all your purchases on your WISE credit card, for instance, pay for daily shopping, dining, groceries, insurance premiums, utility bills as well as enrol for auto-billing service.

Q: If I decided not to keep my WISE Credit Card, what option do I have?
A: If you find that the changed WISE Credit Card does not suit your needs, you are welcome to switch your WISE Credit Card to another credit card. No switching cost involved. Just give us a call at +603 7626 8899. We will be happy to assist you.


For a copy of WISE Credit Card new T&C, please click here.

If you wish to contact our Customer Relationship Officers, kindly drop us an e-mail at hlonline@hlbb.hongleong.com.my (no P&C information please) or you can call us at +603 7626 8899.

This post has been edited by cybpsych: Sep 10 2016, 06:56 PM

Wow. Major blow to me. Will cancel this card before my December annual fee kicks in. The RM2,000 requirement is very high, especially since there are other cashback cards out there which I will utilise first.

Wise card.

Finally it's here!

It is effective 1st October 2016, so are we still getting the CB for September (based on 10 swipes) on 29th October?

Damn UOB n now Wise

RM0.00HLB: Effective 1-OCT-16, earn WISE Card cashback with a min spend of RM2000/month instead of min 10 swipes. More info @ www.hlb.com.my/WISE

Will online transactions be considered as retail? Just paid AF last month grrrrrrr

crap just received min. CB is 2k MYR... and UOB vox sms discontinue cb also. zzzzzzzzzz

(a) The term “Eligible Retail Transaction” shall refer to any retail purchase transaction made locally
and overseas, including online transactions which are charged to the WISE Card (both Principal and
supplementary WISE Cards) but EXCLUDES the following transactions:

should get.

they just revised the minimum spending requirements, not stopping crediting cashback.

i just paid for the annual fee last month and it chg now.....

I just shoot them an email about this. Will share the outcome. Better be clear, else spend 1000 for nothing.

i just called hlb cs.. and told them i just pay 1 month ago and now u revised the benefit... wan to cancel can waive AF.. she told me she proceed to cancel but af cannot waive.. just i need to pay prorated.. any1 else can try aso

just applied for the card today and bam this news.damn