Expected sooner or later, guess it's not sustainable in the long run.

i know the revised requirements are not attractive.

i was answering to the cashback earned in Sep, whether we will get cashback in October.

Crazy RM2000 minimum spend.
Already paid for the AF last month.
Any advice whether keep in drawer first?
Or direct cancel?

how about UOB Yolo as replacement?

my main expenses are:

1) Petrol
2) TNB
3) Astro
4) Unifi

the problem is whether YOLO's "online" transaction identification is identical to VOX's "online".

if same, then should be ok; else if it's as picky as CIMB CR (e.g. uobpayonline not eligible), then a bit tough to hit the 6% cb tier (min rm800 spending)

p/s: u get cb from astro using wise? also, yolo dont give cb for petrol wor.

This post has been edited by cybpsych: Sep 7 2016, 08:39 PM

i wonder why uobpayonline will not be eligible for uob card, if happened to be the case

p/s: I don't get cash back for astro and unifi payment .. but if I include these + dining .. i think im able to reach RM800 minimum threshold

for petrol i think finally it's time to convert my M2C to Ikhwan now

This post has been edited by tzxsean: Sep 7 2016, 08:42 PM

My AF was charged 1-sept, Call CS yesterday for waiver but disallowed, so ask regarding any changes to T&C but said no memo on that yet, ask whether if I paid the AF n t&c changes can I get the AF refunded prorated ans is no. Full of lies.

Simple. UOBPayOnline is some sorts like a "loop hole" to UOB VOX. It may be fixed in YOLO. Nobody knows yet.

So here it comes, Wise now. Luckily it will be gone soon from me.

I am still considering. I can move my insurance to WISE (just hassle on my agent side) and lose CB earned under essential. The advantage of this new feature is, no need to split TNB anymore.

wise card get 10% cb to pay insurance?

I have to say this. The requirement for wise gold is 2k/m. So one would have to spend all his income to get the CB !! This is so insane!

Guys...Any good Card in the market can be considered to replace WISE...any suggestion?

Post in pinned Recommendation thread and fill in the template.

Ok got it

looks like most of my expenses will not be eligible for cash back under UOB YOLO

Previously spent 1K no complain. Now spent 2k a lot complain. Malaysian haihhh... all the while collecting RM100 monthly for the past 3 years, totally no complain.

Blame yourself that the benefits are gone. Swipe 985 to maximize cashback bla bla bla... banks are the most stingy. I have always said since they so generous give RM100 per month, just swipe few hundreds more for them. No need say effective cb lower because when it's gone, it's gone. You need sweetener, they also need sweetener.

For my case, even before this was out I already mentioned I'm cancelling mine within these few days.

Well, why blame ourselves? Gone ma gone lo. Not like will die. Spent extra to please them? Oh please.

Nowadays banks are facing hardship, cant be so generous like those days, have to cut down cost. Eventually all benefits will be taken away lah. Enjoy while it last.

Thank you very much BNM and your wonderful Card Payment Reform Framework.

Enjoy the best and expect the worst.

Yes, it is worse now.