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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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fightingdragons
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Sep 4 2016, 09:11 PM
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New Member
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Hi all, I just activated my WISE card. Initially I planned to take Utilities as one of the categories but the sales staff (personal financial planning one) at the bank told me that we only get cashback if we go to the TNB/Syabas counter/office to make payment i.e. we don't get cashback if we make payment via online/auto debit. As a result I switched to Dining instead.
Now, after reading the forums and also the TOC, there is no mention of this. Can any of you confirm if what the sales staff told me is correct?
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fightingdragons
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Sep 5 2016, 05:50 PM
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New Member
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Thanks for the tip about paying for utilities via UOBPayonline.
But how about other means of paying for TNB? E.g. if I use auto-debit with the WISE card? Does it count and do I get cashback?
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fightingdragons
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Sep 5 2016, 08:23 PM
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New Member
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QUOTE(kelvinlzy @ Sep 5 2016, 05:52 PM) If your bill can be separated to multiple payments of RM50, why not take the advantage by paying via UOBPayonline instead of paying 1 shot via auto debit? I don't think I'll have problems with the # of transactions. Prefer the convenience of auto-debit. UOBPayonline is free to register/join?
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fightingdragons
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Sep 5 2016, 08:45 PM
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New Member
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QUOTE(fruitie @ Sep 5 2016, 08:34 PM) Not sure if you will get any cash back with auto-debit. Not sure which MCC and charged from which merchant. Not all convenience will bring you money. Yes, free to register. Yah I won't risk it since the staff also say autodebit cannot claim (initially thought she gave wrong info). Will try out the UOB Payonline but will first need to pay RM10.60 to change my category. Thanks for the info.
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fightingdragons
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Sep 19 2016, 09:43 AM
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New Member
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Personally I prefer the new rules as I typically spend 3k or more on cc. The 10 x RM50 transaction is too mah farn, need to keep track how many times I swipe. With the new rule I just need to make sure I use Wise card for everything.
Some customers are spending RM600 and getting RM100 back so obviously they will lose money on these customers. I think once they managed to get enough medium-big spenders (i.e. 2k and above), then it is time to cull the loss making customers.
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fightingdragons
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Sep 19 2016, 10:03 AM
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New Member
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Btw, still can get TNB cashback if pay via UOBPayOnline?
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