I just called to cancel. My annual fee was charged on 3rd September. CS told me can waive for me. And I lost my Aug cash back, I guess. Never bother to ask already since he said can waived my annual fee which charged on me on 3rd September.

Just terminated my card. When asked for the reason, I replied 'You should know the reason why'. CS just laughed.

prorated of what? AF?

i just paid my AF 2 months ago.

It became useless to me now

yea of cause AF la

then still acceptable.

based on other's feedback, you can transfer the earned cashback to other card's account (e.g. Mach). not sure about CASA though.

Too bad that I don't have other card and bank accounts with hl. And I decided too fast, cancelled my essential too. Else I can consider that. It's OK. Have enjoyed the max cash back of the card for 2 full years. Thanks for sharing with me.

just got my WISE card 2 weeks back, but with the new terms, definitely going to give it up

So maintain same habit.. but need to get the card to 2k expenses.. add a new headache ... tough.. sigh.. they are kinda smart.. eventually it becomes a 5% cash back card.. in a dilemma to cancel and look for replacements..

its good while it lasted. time to keep this card in the drawer and cancel the card next year

lol 2k spend, cash back max rm100. 5% CB card. annual fee maintain? will cancel card next month.

Can anyone verify if the AF is prorated if we cancel the card? Damn paid last month damn putih...

i just called.. the cs told me this.. u can call to confirm..

how to calculate the prorated AF,
i just paid mine last month.

aiyooooooo..... same fate like ocbc.... bye byeee......

just paid my AF last month too .. sigh ..

any alternatives now?

Any other CB credit card can replace this WISE?....gonna cancel it soon....

i normally spend more in petrol n groceries n mobile.......

my AF will charge in october soon.....

This post has been edited by ironman16: Sep 7 2016, 08:17 PM

Good bye wise card. Good bye uob vox.
No choice but will go for 1.
PBB VS,
2. then MBB Ikhwan Islamic (for me using u mobile, i can buy reload voucher at Tesco by mbb ikhwan card, and then use the code to top up to pay for my postpaid account.)
3. Going to apply alliance younique rebates card
4. Then the rest use ocbc Titanium (online 1%)

How about CIMB Cash Rebate Platinum MasterCard? ok or not?

This post has been edited by ironman16: Sep 7 2016, 08:20 PM

but the new terms not attractive d, last time you can pump petrol mobile dining = RM800, get RM80cb, now you these three spend 1500, also could be ZERO cb...

2000 a month is RM24000 a year, if a lot peoples manage to spend 24000 a year on credit card, i don think they need cb since they are rich AND the average income peoples is A LOT more than rich in Malaysia, wise card no longer wise choice...