sure cannot find? >> https://forum.lowyat.net/topic/2161445

Should be under mobile category, this is your 1st time paying Celcom bill via uobpayonline?
FYI, my Sep bill Maxis via uobpayonline was under mobile category

yuo 1st time, coz helping relative to pay...
thanks bro good to know

Make sure you fulfill the 2k requirement, or else no CB

o shit, thanks!

For hongleong bank campaign
oversea 10% cashback.
https://www.hlb.com.my/en/personal-banking/...d-campaign.html

is the cap stacked with the current cashback of your card?
I mean to say , let's say I am using WISE card, if my cap is rm100 per month, is the cashback on top of it or share the same rm100 for that month.

I can't find the terms and condition of this campaign. anyone know? going oversea soon.

This post has been edited by cashie: Nov 20 2018, 08:28 PM

this is a separate promo. so separate cash back from your monthly cash back. and first come first served.

Just a quick silly question, hope can get answer from here.
Refer to below WISE card tnc

3. Terms and Conditions of the Programme
(a) The term “Eligible Retail Transaction” shall refer to any retail purchase transaction made locally and overseas, including online transactions which are charged to the WISE Card (both Principal and supplementary WISE Cards) but EXCLUDES the following transactions:
(i) cash-type transactions including but not limited to Cash Advances, Cash-On-Call and Balance Transfers;
(ii) Cash-On-Call transactions;
(iii) fees and charges including but not limited to charges for cash withdrawals and cash payments, annual fees, interest and/or finance charges, disputed transactions, government charges and any other kind of charges and penalties;

Is the government charges equal to government tax ?
But in tnc paragraph 4. proper word "Government tax" being used instead of government charges.

4. Change of Enrolment
(a) Principal Cardholders are given the option to change the Enrolments by selecting different Spend Categories (excluding Bonus Category) (“Revised Enrolment”). For each change of Spend Category , a one-time maintenance service fee (the “Fee”) of Ringgit Malaysia Ten (RM10.00) will be charged at the point of revision of Enrolment (subject to Government Tax, if applicable).

I'm thinking to file a dispute with HLB due to SST being charged last month but SST excluded as a part of RM2,000 spending.

last month spent about RM1,985 in total excluded annual fee and SST. So zero CB.

Hope some sifu can help.

This post has been edited by Prop.Observer: Dec 6 2018, 02:33 PM

all the govt charges and system-related charges are not retail transactions.

retail transactions are payments/purchases transacted by you

since you're sure, then do file dispute with HLB.

Govt-related transactions (eg you pay income tax, govt bills, cukai tanah, cukai pintu etc) is always a part of my monthly spent >RM2000, either offline or online.

But Card Service Tax is not a Govt-related transaction, not offline - not online, but charged by Banks on behalf of Kastam.
Unfortunately Kastam don't give you a ST bill/invoice or a Kastam account then you pay at Kastam's website or counter!

This post has been edited by ClarenceT: Dec 6 2018, 03:46 PM

Yes. Im totally agreed with govt. related transactions was part of RM2,000 spent in wise card.
From my understanding government charges is not equal to government tax ? am i correct?
would like to use this point to argue with HLB in order redeem back RM100 CB.

Tax is one of Government charges.
And, you can't pay the SST to Kastam directly.

Thanks for head up and shed some light.

beside than 2k /month, still need to swipe 10x like old time?

2k spending supersedes the 10x RM50 condition

Required to spend 2k/month and above.
No more 10x swipes.

It shall be Transactions POSTED in a calendar month >=RM2000.
To spend RM2000/month is not always right.

Need to register separately using SMS for this oversea spending promotion?