Where is the replace platform to pay the unifi bill by achieve higher cash rebate like WISE since sam groceries no longer accept credit card payment?
Normally spend about RM450 for Unifi per month..
Lose about RM45 cash rebate every month.

Thanks for your advice. But im not qualify for PB Visa Signature.
The next choice is ?

Im successful to "waived" my second year AF for WISE cc.
They use word of "extend" instead of "waive" for WIse AF.
MY anniversary year fall on OCT'16 which is this month and i called up sc in advance to request to waive my AF.
It took 5 days to process and SC informed me to call back to check the status.
Today i managed to call sc and confirmed that my WISE AF charge has been seccussfully "extend" to OCT'17.
Meaning that, there is no AF charge from OCT'16 to SEP'17.

It's time to show your negotiation skill with HlB SC.
They are aware mass of ppl started to cancel WISE cc.
Hope my a little contribution help u guys to save a single penny !
Good luck !

This post has been edited by Prop.Observer: Oct 17 2016, 11:22 AM

Wise annual fee waive almost imposible.
However i got annual fee waived for first and second year.
Dont think 3rd year can be waive even spend 10k per month.

Gold. Why go for platinum while the benefit are similar ?

And paid premium annual fee for status different if die die want to hold platinum wise card.

But he/she still enjoy first year annual fees

Same. Received nothing.
Perform 2x rm30 jompay on digital day

R u tried before and under mobile category? Sure or not ?
If yes. Too late to inform here.

Too late to inform then.
Most important was the statement tagged with "mobile" category.


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Got charge of annual fee(RM160) + SST(RM25) in this month statement. Possible to waive?

Suggest call CS to find out the reason. My petrol cashback never missing.

Not related to spending requirement.
Still need to spend > RM2000 per month.

Just a quick silly question, hope can get answer from here.
Refer to below WISE card tnc

3. Terms and Conditions of the Programme
(a) The term “Eligible Retail Transaction” shall refer to any retail purchase transaction made locally and overseas, including online transactions which are charged to the WISE Card (both Principal and supplementary WISE Cards) but EXCLUDES the following transactions:
(i) cash-type transactions including but not limited to Cash Advances, Cash-On-Call and Balance Transfers;
(ii) Cash-On-Call transactions;
(iii) fees and charges including but not limited to charges for cash withdrawals and cash payments, annual fees, interest and/or finance charges, disputed transactions, government charges and any other kind of charges and penalties;

Is the government charges equal to government tax ?
But in tnc paragraph 4. proper word "Government tax" being used instead of government charges.

4. Change of Enrolment
(a) Principal Cardholders are given the option to change the Enrolments by selecting different Spend Categories (excluding Bonus Category) (“Revised Enrolment”). For each change of Spend Category , a one-time maintenance service fee (the “Fee”) of Ringgit Malaysia Ten (RM10.00) will be charged at the point of revision of Enrolment (subject to Government Tax, if applicable).

I'm thinking to file a dispute with HLB due to SST being charged last month but SST excluded as a part of RM2,000 spending.

last month spent about RM1,985 in total excluded annual fee and SST. So zero CB.

Hope some sifu can help.

This post has been edited by Prop.Observer: Dec 6 2018, 02:33 PM

Yes. Im totally agreed with govt. related transactions was part of RM2,000 spent in wise card.
From my understanding government charges is not equal to government tax ? am i correct?
would like to use this point to argue with HLB in order redeem back RM100 CB.

Thanks for head up and shed some light.

Required to spend 2k/month and above.
No more 10x swipes.

NO. Paid both annual fee and service tax.