Aug 12 2018, 01:38 PM
QUOTE(zipp @ Aug 9 2018, 10:24 PM)
No point getting this card guys, just got charged with Annual Fees which is not waive-able amounting to RM250.
First off, to qualify for cashback minimum spending needs to be at RM2k while cashback is capped at RM100 which effectively makes it 5% cashback only.
While not every time that you would get a cashback due to minimum spending amount, to add salt to wound they're not waiving annual fees at RM250.
Screw this i'd rather go for cards for points collection.
use gold card - annual fee is at rm160 in this case cause mine approved before 2016First off, to qualify for cashback minimum spending needs to be at RM2k while cashback is capped at RM100 which effectively makes it 5% cashback only.
While not every time that you would get a cashback due to minimum spending amount, to add salt to wound they're not waiving annual fees at RM250.
Screw this i'd rather go for cards for points collection.
minimum spending - if cannot spend until 2k, just top up the remaining amount to bigpay and withdraw out.
in this case, you will still enjoy the max cap rm100 per month
best scenario
1. spend 1k on your selected category
2. topup 1k to bigpay and withdraw out
you will still enjoy 10% cashback minus the withdrawal rm6 from BP per time
with this per annual you can still earn rm 968(12*100[max cashback] - 160[annual fee] - 6*12[withdrawal fee per month])
This post has been edited by cashie: Aug 12 2018, 01:51 PM
Quote
0.0268sec
1.03
7 queries
GZIP Disabled