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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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lilsunflower
post Mar 16 2017, 07:22 PM

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QUOTE(drbone @ Mar 15 2017, 10:56 PM)
Tried once using Shopee but in a day, there was a max of 2 transactions allowed, but I need to clarify whether this has happened to anyone else.
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QUOTE(MGM @ Mar 16 2017, 06:54 PM)
sms2u, is it true?
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I will experiment on Monday and let you know. I haven't used Shopee much, except for 1-2 bills when sellers have promotions. But will try if got nothing else to spend on this coming Monday. Think got some TNB to pay.
Ricky300
post Mar 16 2017, 07:24 PM

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QUOTE(ytan053 @ Mar 16 2017, 06:22 PM)

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drbone
post Mar 16 2017, 07:28 PM

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QUOTE(MGM @ Mar 16 2017, 06:54 PM)
sms2u, is it true?
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QUOTE(lilsunflower @ Mar 16 2017, 07:22 PM)
I will experiment on Monday and let you know. I haven't used Shopee much, except for 1-2 bills when sellers have promotions. But will try if got nothing else to spend on this coming Monday.  Think got some TNB to pay.
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Need someone else to confirm.
sms2u
post Mar 16 2017, 11:11 PM

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QUOTE(MGM @ Mar 16 2017, 06:54 PM)
sms2u, is it true?
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QUOTE(lilsunflower @ Mar 16 2017, 07:22 PM)
I will experiment on Monday and let you know. I haven't used Shopee much, except for 1-2 bills when sellers have promotions. But will try if got nothing else to spend on this coming Monday.  Think got some TNB to pay.
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yes, some of my customer told me that.

U may buy from more than 1 seller if cannot buy from same seller.

lilsunflower
post Mar 16 2017, 11:21 PM

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QUOTE(sms2u @ Mar 16 2017, 11:11 PM)
yes, some of my customer told me that.

U may buy from more than 1 seller if cannot buy from same seller.
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OK I'll try and report. My TNB bill should be coming in the next few days and usually more than 400.
mojo86
post Mar 17 2017, 01:29 AM

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Hi may I ask..

1) For the travel insurance, do I automatically get it or do I have to buy my plane ticket with this card?

2) Do I really get 6% back paying for my insurance?

Thanks!
lilsunflower
post Mar 17 2017, 03:43 AM

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QUOTE(mojo86 @ Mar 17 2017, 01:29 AM)
Hi may I ask..

1) For the travel insurance, do I automatically get it or do I have to buy my plane ticket with this card?

2) Do I really get 6% back paying for my insurance?

Thanks!
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1. Must buy plane tickets

2. Yes if paid online
Dividend Magic
post Mar 17 2017, 11:31 AM

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QUOTE(lilsunflower @ Mar 17 2017, 03:43 AM)
2. Yes if paid online
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Do the automatic payments made count as online? Or do we have to do it manually every month?

Thanks notworthy.gif

This post has been edited by Dividend Magic: Mar 17 2017, 11:32 AM
lilsunflower
post Mar 17 2017, 11:36 AM

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QUOTE(Dividend Magic @ Mar 17 2017, 11:31 AM)
Do the automatic payments made count as online? Or do we have to do it manually every month?

Thanks  notworthy.gif
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Manual
sysy
post Mar 17 2017, 02:55 PM

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QUOTE(sms2u @ Mar 16 2017, 11:11 PM)
yes, some of my customer told me that.

U may buy from more than 1 seller if cannot buy from same seller.
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You guys are referring to DBKL bill have restriction of 2 transaction?

For Tnb i did 3x last week in a day.
sms2u
post Mar 17 2017, 03:10 PM

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QUOTE(sysy @ Mar 17 2017, 02:55 PM)
You guys are referring to DBKL bill have restriction of 2 transaction?

For Tnb i did 3x last week in a day.
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same shop in shopee? use same credit card / debit card?
sysy
post Mar 17 2017, 03:55 PM

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QUOTE(sms2u @ Mar 17 2017, 03:10 PM)
same shop in shopee? use same credit card / debit card?
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sorry, i have recheck. actually i use different card for my 3rd transaction.

No wonder i didnt get any fail msg for 3rd transaction.
ytan053
post Mar 17 2017, 05:48 PM

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QUOTE(drbone @ Mar 15 2017, 10:56 PM)
Tried once using Shopee but in a day, there was a max of 2 transactions allowed, but I need to clarify whether this has happened to anyone else.
*
Let me clarify this as I have experienced it and confirmed it myself on 2 days. You can only use the same credit card and pay the same seller maximum twice a a day.

When I want to continue buying from the same seller, I need to use another credit cad (i.e. supp card) to buy another 2 items from the same seller.
MGM
post Mar 17 2017, 07:21 PM

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QUOTE(ytan053 @ Mar 17 2017, 05:48 PM)
Let me clarify this as I have experienced it and confirmed it myself on 2 days. You can only use the same credit card and pay the same seller maximum twice a a day.

When I want to continue buying from the same seller, I need to use another credit cad (i.e. supp card) to buy another 2 items from the same seller.
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Which seller/s n for what bills u are happy with?
ytan053
post Mar 18 2017, 04:00 PM

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QUOTE(MGM @ Mar 17 2017, 07:21 PM)
Which seller/s n for what bills u are happy with?
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depends on my need, i.e. do i want big discount (1.6% vs 1%) or do i have certain/ specific amount to spend.

For e.g. the 5x swipe, i nd to forgo the big discount coz usually high discount is given when you buy the bill in a large amount, i.e. RM500. So i go for those can give me value for money but still within 1 swipe of Rm50. The problem with RM50 swipe is i can only buy from one seller 2 bills with one cc, so if i wanna continue buying from the same seller for another 2 bills, i nd to use another cc.

So far have dealt with many seller and am happy with all of them, e.g. markjs94, sms2u, lsloke (i think, cnt rmb exactly), kuching1, chinleong etc. My bills (excluding assessment) are only TM, TNB, and Maxis. Hence it is easy to find deal that suits my need.
drbone
post Mar 18 2017, 04:45 PM

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QUOTE(ytan053 @ Mar 17 2017, 05:48 PM)
Let me clarify this as I have experienced it and confirmed it myself on 2 days. You can only use the same credit card and pay the same seller maximum twice a a day.

When I want to continue buying from the same seller, I need to use another credit cad (i.e. supp card) to buy another 2 items from the same seller.
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Surprisingly when I wanted to change the credit card details , I was unable to proceed , so I'm not sure they track it using the account id...
LordReaper
post Mar 19 2017, 10:11 PM

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hi, the swipes of 12 times per year for annual fees waiver is not auto? Have to call them for waiver?
Btw, is online transaction (one off purchase eg movie ticket/lazada) considered 1 swipe?

I am asking this cause the bank charged me annual fees but in dec 2016 alone I already swiped for like 10 times in the month..
cybpsych
post Mar 19 2017, 10:19 PM

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QUOTE(LordReaper @ Mar 19 2017, 10:11 PM)
hi, the swipes of 12 times per year for annual fees waiver is not auto? Have to call them for waiver?
Btw, is online transaction (one off purchase eg movie ticket/lazada) considered 1 swipe?

I am asking this cause the bank charged me annual fees but in dec 2016 alone I already swiped for like 10 times in the month..
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auto waiver.

12 swipes per anniversary year, not calendar year.

else, ask CS to give the reason. we wouldn't know why your particular card gotten charged AF.
Human Nature
post Mar 19 2017, 10:50 PM

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QUOTE(LordReaper @ Mar 19 2017, 10:11 PM)
Btw, is online transaction (one off purchase eg movie ticket/lazada) considered 1 swipe?
Yes
tbheng
post Mar 20 2017, 08:26 AM

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QUOTE(drbone @ Mar 15 2017, 10:56 PM)
Tried once using Shopee but in a day, there was a max of 2 transactions allowed, but I need to clarify whether this has happened to anyone else.
*
QUOTE(lilsunflower @ Mar 16 2017, 07:22 PM)
I will experiment on Monday and let you know. I haven't used Shopee much, except for 1-2 bills when sellers have promotions. But will try if got nothing else to spend on this coming Monday.  Think got some TNB to pay.
*
Yes, I can confirmed that. For the same seller can use same cc twice only. I switched to use supp card, also twice per cc. So 1 main and 1 supp can swipe max 4x for the same seller. There is an error msg from the platform say to prevent this.

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