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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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Deal Hunter
post Jul 6 2016, 04:05 PM

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QUOTE(Bonescythe @ Jul 6 2016, 03:40 PM)
Place FD and take free sweet ? Want like this mer ?

If got HLBank diary, pen, water tumbler will look classy a bit.

Looks like i need to try bank rakyat soon. Havent try it before.
*
Got 100 k or not? Don't simply jalan and get nothing. Actually I don't know their minimum for gifts. They give, not nice to refuse, so take. Never ask them how come or how much to qualify. So don't ask me. Maybe different branch also different and depends whether got stock left.

HLB - got gifts for children most times now (subject to stock left). tongue.gif

This post has been edited by Deal Hunter: Jul 6 2016, 04:08 PM
TSAh SiAnG
post Jul 6 2016, 04:31 PM

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In future please use multi-quote for 2 or more posts at one go, to avoid from being considered spamming.

Please read this Forum's FAQ and adhere to it --> https://forum.lowyat.net/index.php?act=faq&article=10
ftan
post Jul 6 2016, 04:39 PM

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QUOTE(David3700 @ Jul 6 2016, 10:35 AM)
Seems like the principal will credit to SA or CA upon maturity.....
So have to open a CASA also.
*
Maybe the terms will be different.

QUOTE(aeiou228 @ Jul 6 2016, 01:24 PM)
First time I come across such withdrawal policy. It is extremely unreasonable and downright stupid unless the offer rate is 5% or higher.
Sir,
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No, it's just pure fd. No casa. 4.1% for 12 months.

This post has been edited by ftan: Jul 6 2016, 04:39 PM
wjchay
post Jul 6 2016, 05:13 PM

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QUOTE(poor man @ Jul 6 2016, 09:55 AM)
THE KFH INTERNATIONAL COMMODITY MURABAHAH DEPOSIT-i (“ICM”)
6 mth 4.25% min 10k
12 mth 4.35% min 10k
The Campaign offers payment of profits in advance, int will bank in acc after dep 2+1 day
The Campaign shall run from 4 July 2016 until 4 October 2016
T&C http://www.kfh.com.my/kfhmb/ep/images/v2/d...1072016_eng.pdf
*
Thanks for the info. Bye bye affin.
CyberKewl
post Jul 6 2016, 05:22 PM

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anyone got less than 4% on mbb e-gia so far?
hurtedheart
post Jul 6 2016, 05:27 PM

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QUOTE(CyberKewl @ Jul 6 2016, 05:22 PM)
anyone got less than 4% on mbb e-gia so far?
*
I am still getting 4% based on 366days calculation. You are asking this question, is it you got yours less than 4%?
wil-i-am
post Jul 6 2016, 05:34 PM

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QUOTE(wjchay @ Jul 6 2016, 05:13 PM)
Thanks for the info. Bye bye affin.
*
I tot Affin 4.50% is better?
poor man
post Jul 6 2016, 05:38 PM

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Get proof kfh fd cert 6 mth 4.25%


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poor man
post Jul 6 2016, 05:45 PM

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QUOTE(wjchay @ Jul 6 2016, 05:13 PM)
Thanks for the info. Bye bye affin.
*
affin bank open sa will get lucky draw free gift towel , umbella , note book ...... from 01 jul - 31 jul 2016
affin islam 12 mth min rm30k will spin fd rate 3.85%-4.5%
affin many promo......... biggrin.gif
can't say bye bye......

This post has been edited by poor man: Jul 6 2016, 05:52 PM
wil-i-am
post Jul 6 2016, 05:45 PM

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QUOTE(poor man @ Jul 6 2016, 05:38 PM)
Get proof kfh fd cert 6 mth 4.25%
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U took d upfront int via cash or reinvest into casa?
poor man
post Jul 6 2016, 05:49 PM

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QUOTE(wil-i-am @ Jul 6 2016, 05:45 PM)
U took d upfront int via cash or reinvest into casa?
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i say already on my post
deposit today int after 3 day in account....
Bonescythe
post Jul 6 2016, 06:06 PM

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QUOTE(Deal Hunter @ Jul 6 2016, 04:05 PM)
Got 100 k or not? Don't simply jalan and get nothing. Actually I don't know their minimum for gifts. They give, not nice to refuse, so take. Never ask them how come or how much to qualify. So don't ask me. Maybe different branch also different and depends whether got stock left.

HLB - got gifts for children most times now (subject to stock left). tongue.gif
*
I am PB with them oo.. that time was 3.85 per year.. consider very high tat time..
So the 3.85% that i placed, i ask for free gift.. they say sudah promo, u mau gift lagi? No gift ror promo rate....

Tat time i see many member here, got hamper la, got pen la, got all kind of stuff..

Sigh... PB customer... get ntg...

Then a few mth later, hlb offer new pB customer golden abascus as souvenir. I am so dam xxxx speecless.. !!

So my question is.. for gift, do we ask or they automatic inform u that u entitle for gift when placing FD... especially promo fd ?

This post has been edited by Bonescythe: Jul 6 2016, 06:07 PM
ftan
post Jul 6 2016, 06:12 PM

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I actually got free gift from affin. It's not part of the fd promo but more of a good will on their part. Probably coz I'm new customer to them.
poor man
post Jul 6 2016, 06:14 PM

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QUOTE(Bonescythe @ Jul 6 2016, 06:06 PM)
I am PB with them oo.. that time was 3.85 per year.. consider very high tat time..
So the 3.85% that i placed, i ask for free gift.. they say sudah promo, u mau gift lagi? No gift ror promo rate....

Tat time i see many member here, got hamper la, got pen la, got all kind of stuff..

Sigh... PB customer... get ntg...

Then a few mth later, hlb offer new pB customer golden abascus as souvenir. I am so dam xxxx speecless.. !!

So my question is.. for gift, do we ask or they automatic inform u that u entitle for gift when placing FD... especially promo fd ?
*
wo..! pb customer
i no pb customer also can get gift...
my gift is small gift only....

This post has been edited by poor man: Jul 8 2016, 08:30 PM
guy3288
post Jul 6 2016, 06:30 PM

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QUOTE(poor man @ Jul 6 2016, 08:55 AM)
THE KFH INTERNATIONAL COMMODITY MURABAHAH DEPOSIT-i (“ICM”)
6 mth 4.25% min 10k
12 mth 4.35% min 10k
The Campaign offers payment of profits in advance, int will bank in acc after dep 2+1 day
The Campaign shall run from 4 July 2016 until 4 October 2016
T&C http://www.kfh.com.my/kfhmb/ep/images/v2/d...1072016_eng.pdf
*
I should have checked with KFH before sending my chqs to BR 4.7.16,
wasted my chance for early bird gift.
Hopefully the RM300 gift is still available on Monday.
okuribito
post Jul 6 2016, 07:17 PM

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QUOTE(poor man @ Jul 6 2016, 05:38 PM)
Get proof kfh fd cert 6 mth 4.25%
*
hahahaha u actually take the trouble to cut little pieces of paper to protect privacy rclxms.gif rclxms.gif rclxms.gif Because they give the interest upfront, so the harga belian & jualan will be the same lah, is it?

KFH under PIDM or not?

QUOTE(Bonescythe @ Jul 6 2016, 06:06 PM)
I am PB with them oo.. that time was 3.85 per year.. consider very high tat time..
So the 3.85% that i placed, i ask for free gift.. they say sudah promo, u mau gift lagi[B]? No gift ror promo rate....

Tat time i see many member here, got hamper la, got pen la, got all kind of stuff..

Sigh... PB customer... get ntg...

*
if i were u, i tell them go fly kite oredi mad.gif how can they treat PB customer like dat???

QUOTE(poor man @ Jul 6 2016, 06:14 PM)
wo..! pb customer
i no pb customer also can get gift...
my gift....
*
poor man? can get so many ipad air??? change lah to hnwman. hahaha why u rub bonescythe like that

This post has been edited by okuribito: Jul 6 2016, 07:18 PM
poor man
post Jul 6 2016, 07:18 PM

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QUOTE(guy3288 @ Jul 6 2016, 06:30 PM)
I should have checked with KFH before sending my chqs to BR 4.7.16,
wasted my chance for early bird gift.
Hopefully the RM300 gift is still available on Monday.
*
kfh this week friday have open can dep
Deal Hunter
post Jul 6 2016, 07:41 PM

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QUOTE(Bonescythe @ Jul 6 2016, 06:06 PM)
I am PB with them oo.. that time was 3.85 per year.. consider very high tat time..
So the 3.85% that i placed, i ask for free gift.. they say sudah promo, u mau gift lagi? No gift ror promo rate....

Tat time i see many member here, got hamper la, got pen la, got all kind of stuff..

Sigh... PB customer... get ntg...

Then a few mth later, hlb offer new pB customer golden abascus as souvenir. I am so dam xxxx speecless.. !!

So my question is.. for gift, do we ask or they automatic inform u that u entitle for gift when placing FD... especially promo fd ?
*
Oh PB already big fish sudah tangkap - no need to give gifts like newcomer welcome gift. Actually, even worse than no gift also happens. If read the small print in terms and conditions, PB senior cannot get the recently finished HLB Harvest promo for seniors. Anyway PB already loaded and got all sorts of things bought themselves, so how to attract or impress them? console.gif
I got a series of gifts but that time no promo war yet - just went to BR because higher board rate than other places. Suggest you ask first when you go there - definitely not call their centralised call centre. Myself never ask, they simply give. biggrin.gif
Try your gift luck at Bank Rakyat new HQ at Sentral, if big FD amount qualify for Xclusif you can also go see the facilities they offer. I am at a branch before the new HQ built.

This post has been edited by Deal Hunter: Jul 6 2016, 10:31 PM
wjchay
post Jul 6 2016, 07:48 PM

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QUOTE(wil-i-am @ Jul 6 2016, 06:34 PM)
I tot Affin 4.50% is better?
*
QUOTE(poor man @ Jul 6 2016, 06:45 PM)
affin bank open sa will get lucky draw  free gift towel , umbella , note book ...... from 01 jul - 31 jul 2016
affin islam 12 mth min rm30k will spin fd rate 3.85%-4.5%
affin many promo......... biggrin.gif
can't say bye bye......
*
Affin sri petaling demanded rm300k for 4.5%, so I'm pissed. Furthermore, kfh interest up front reinvested into new fd will tied effectively more than 4.5%.

Kfh sentral opens 7 days a week, according to their website. I will call on Friday to confirm.



Deal Hunter
post Jul 6 2016, 08:05 PM

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QUOTE(wjchay @ Jul 6 2016, 07:48 PM)
Affin sri petaling demanded rm300k for 4.5%, so I'm pissed. Furthermore, kfh interest up front reinvested into new fd will tied effectively more than 4.5%.

Kfh sentral opens 7 days a week, according to their website. I will call on Friday to confirm.
*
Maybe you look like RM5 million dollar man, so kena ketuk by the branch. One time, a bank manager suggest RM 1 million deposit at special rate - after that I never dress nice to go to bank. If go Sentral, you may want to check whether Affin Bank Bangsar Baru is still on with minimum 10 k. Telephone number is in their branch location webpage. Can telephone direct and not get any wrong reply. biggrin.gif

This post has been edited by Deal Hunter: Jul 6 2016, 08:15 PM

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