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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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CyberKewl
post Jun 15 2016, 10:15 PM

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QUOTE(hurtedheart @ Jun 15 2016, 08:35 PM)
Anybody placed maybank's 4.27% p.a? I have placed it according to the steps in order to be entitled for the 4.27% however when I check its detail, I noticed the interest appeared as 3.40% for the 12 months period. So, is it 3.40% or 4.27%? Kinda worried of this. Rather stick to the eGia for 4% if want to play safe?
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its step up interest. 3.4 for first 6 months. 4.6 for 7-9 months and 5.68 for 10-12 months. If calculate.. effective rate is ~4.27

This post has been edited by CyberKewl: Jun 15 2016, 10:19 PM
CyberKewl
post Jul 6 2016, 05:22 PM

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anyone got less than 4% on mbb e-gia so far?
CyberKewl
post Jul 6 2016, 10:00 PM

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QUOTE(hurtedheart @ Jul 6 2016, 05:27 PM)
I am still getting 4% based on 366days calculation. You are asking this question, is it you got yours less than 4%?
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nope just wondering cos i just started with e-gia after one of my longstanding efd just completed its tenure. Since mbb e-fd promo rates are no longer there, thought i move my funds to GIA instead of board rates which is around 3.3 for 12 months..pretty sucky..

dont want to go through the hassle of normal FD on other banks unless they have easy e-fd (call me lazy - i know)

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