Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

views
     
ftan
post Jul 1 2016, 08:55 AM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
I went to Affin bank yesterday for the 4.5% fd deal. According to the bank officer, still have limited quota but may not last till Aug 31st.

I'm also looking for short term FD deal. So far, I can see HLB and Alliance have 4% or above.
ftan
post Jul 1 2016, 03:54 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(5p3ak @ Jul 1 2016, 09:27 AM)
which branch did you go to?
*
Cyberjaya Shaftsbury

QUOTE(nexona88 @ Jul 1 2016, 11:27 AM)
well it's expected..

like I said previously, don't be surprise if by next week or so quota finish / target meet  devil.gif
*
I'm predicting end July. Economy not so good and people also need to spend on festive season.

QUOTE(bbgoat @ Jul 1 2016, 11:38 AM)
vmad.gif

Wait for me on Monday ! Have some amt to move there !  bruce.gif  bruce.gif  tongue.gif
*
Should be fine. smile.gif

QUOTE(kochin @ Jul 1 2016, 03:04 PM)
just did the following in cimb:
3 months 4%
6 months 4.1%
12 months 4.2%

the beauty was you can withdraw in multiple of RM1k or RM10k (i forget) and leave the balance of the FD intact to receive the FD interest.

something similar to their unfixed deposit program.

for those who are not sure whether they would be utilising their FD or not, i thought it was a pretty okay deal.

hlb offered 4.25% for 12 months
*
Ok, this would be also a good deal. Will go and check it out next week.

ftan
post Jul 2 2016, 10:00 AM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(mamamia @ Jul 2 2016, 09:52 AM)
Wow, if this is true, it will be good news.. Coz I just called to affin raja Chulan on Thursday, but the staff said only applicable to selected branch.. When they chnsge do to all branch?

Also, may I know affin has any basic account without ATM or without any charges? As I'm not affin bank customer.. If I want to place FD, I must open saving acc first right?
*
I didn't open savings account to place this fd deal.
ftan
post Jul 6 2016, 10:14 AM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
Please check the t&c for al Rahji fd. The last fd I put, they require me to uplift exactly on the same day of maturity. Else there will be a 1% penalty if you plan to uplift few days later. Not a problem if you monitor diligently.

Other than that no issue with this bank as not many ppl and hence service is better.
ftan
post Jul 6 2016, 04:39 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(David3700 @ Jul 6 2016, 10:35 AM)
Seems like the principal will credit to SA or CA upon maturity.....
So have to open a CASA also.
*
Maybe the terms will be different.

QUOTE(aeiou228 @ Jul 6 2016, 01:24 PM)
First time I come across such withdrawal policy. It is extremely unreasonable and downright stupid unless the offer rate is 5% or higher.
Sir,
*
No, it's just pure fd. No casa. 4.1% for 12 months.

This post has been edited by ftan: Jul 6 2016, 04:39 PM
ftan
post Jul 6 2016, 06:12 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
I actually got free gift from affin. It's not part of the fd promo but more of a good will on their part. Probably coz I'm new customer to them.
ftan
post Jul 14 2016, 08:25 AM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
This is sad. I have another FD expiring end of this month and wanted to find >4%.
ftan
post Jul 15 2016, 09:38 AM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(Warfare08 @ Jul 14 2016, 03:15 PM)
Just to share - called my RM in Alrahji branch - PJ new town,

50k - 4.05%
200k - 4.15%

12 months tenure
*
Yes, this is true. I asked them today also at Subang branch.

Will ask other banks if I'm nearby.

This post has been edited by ftan: Jul 15 2016, 09:46 AM
ftan
post Jul 16 2016, 07:46 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
I checked alliance bank today. The bank officer said no promo out yet. It ended yesterday.
ftan
post Jul 21 2016, 04:33 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
I went to KFH Saujana Putra today. My upfront interest should be in Monday.

The promotion is still on until tomorrow 3.30pm. Min should be 10k still. So, do hurry if you still want the 4.35% rate.

The bank manager is nice and helpful. Process is a bit long because had to open new savings account. Received a free "goodwill" gift also. A nice covered mug.
ftan
post Jul 21 2016, 08:04 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(??!! @ Jul 21 2016, 06:56 PM)
Wah...I called yesterday to KFH, they say promo no more liao..quota sudah capai.  I think their branch don't want to do or no "quota" from HQ???

So went to HL "renew" at 4.25% 12 months and CIMB 4.2% 6 months.
BTW the HL one , at first say Islamic FD promo. When FD slip come out it's conventional FD . so tak payah open islamic save acct. Already have a conventional save acct
*
Hmm, I did call first. BM asked the amount so can inform HQ to reserve for me. Probably part of their quota.

Ok, whoever wants for tomorrow, please call up first and speak to the bm directly. Good service.
ftan
post Jul 23 2016, 09:41 AM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
What is the next best deal besides BR?

I have one more fd expiring. Will check then too.
ftan
post Jul 23 2016, 01:11 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(planet@123 @ Jul 23 2016, 12:41 PM)
Bangkok Bank?
*
Too far for me.

QUOTE(TOMEI-R @ Jul 23 2016, 12:45 PM)
Will have to wait till Monday to begin the hunt. Right now, BR's 4.38% seems to be the best. nod.gif
*
Yeah, that's what I thought. I need to go hlb anyway. So let's see.
ftan
post Jul 25 2016, 01:26 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
I was at HLB branch today. As mentioned by a few forumers here,

- HLB Islamic is 4.15% min 10k for 6 months. No further details given. I think better to go to the islamic branch to find out more.
- the current branch offer 3.9% if I top-up fresh fund 20%. I didn't take up the offer.


ftan
post Jul 25 2016, 01:57 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
QUOTE(laymank @ Jul 25 2016, 01:49 PM)
I was at HLB branch last Friday and upon enquiry, was told that the FD promo for FD-i ends last Friday itself.

Is this 4.15% new?
*
They didn't say it's new. Just told us (there was another customer also asking) the rate and said we need to go to the Islamic branch as they are not able to do it here.

ftan
post Aug 7 2016, 12:27 PM

Look at all my stars!!
*******
Senior Member
2,532 posts

Joined: Feb 2009
Alliance bank Islamic fd promo. 3.5% 3 months min 25k.

Ok, adjusted to photo....

» Click to show Spoiler - click again to hide... «


This post has been edited by ftan: Aug 7 2016, 12:33 PM

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0960sec    0.16    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 07:04 AM