branch?

inb4 dupe sape ni

Hi

Cyberjaya branch at Shaftberry.

Took a photo from h-phone
Will try to upload, newbie here





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discussed last 2 days. check the posts earlier.

Much obliged

FD promo by Affin Bank
T&C http://www.affinbank.com.my/AFFINBANK/medi...nza-TNC-ENG.pdf



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This one seems to be a new one....but must place 20% in saving account

previous one 13m 4.3% 5k in casa. this one 20% in casa!

This post has been edited by sandkoh: Jun 23 2016, 03:18 PM

Hi Wil-i-am,

Yes this is a different one.
The 4.5% is pure FD and for fresh fund only and not need joint "investment" into something else.

I think this would be the better deal.

the main difference this one likely all affin branch carry. the 4.5% only some branch.

Not 5% but 5k


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Why so ?
This one interest is lower and have to place 20% in casa....
May anybody advise what will be the effective interest inclusive of 20% in casa ?

This one less 0.02 but get Microfibre mop.

5k. still ng and worst, new promo.

I know u prefer straightforward deal

me straight guy.

It's OTC, Highly doubt that it can be doing over the internet unless you call a representative RM.
But those special rates are still available, can get slightly more if you have a larger fund at your disposal.

I noticed interest credited for the 4.5% GIA from last October's offer was short from Jan2016 onwards.

When I asked the officer she said because this year leap year - so use 366 days as a base. If you do the math, straightaway, you'll know that interest will be less than if use 365 days as a base for per annum.

I believe they have now gone back to 365 days & that's why you're all getting that small credit in your accounts. I haven't checked mine yet. I guess/hope I'll be same. But for kacang puteh like me no point getting all fussed to argue with them lah. Especially now that I think they realise their mistake

Bro, for the GIA-i issue that few of us encountered, it is NOT due to the 366/365 days issue. We know how to calculate based on 366 days. Maybank is using 366 days for this year.

Your GIA issue could be it did not changed from 4% to 4.5% from 7th month on.

MBB did NOT change from using 366 days to 365 days.

This post has been edited by bbgoat: Jun 23 2016, 05:49 PM

must be due to excitement on affin's 4.5%. today intoxicated.

post edited

This post has been edited by sandkoh: Jun 23 2016, 06:05 PM