Nevertheless, it is still the best e-fd in town

TrIed twice to place eGIA today but failed. Reason : account unauthorised. Didn't face this problem before ... Anyone can enlighten?

Maybe today is holiday?

I placed my efd today without issue, takkan using different system?

i just added a new GIA, no issues

No. I was able to place conventional FD today prior to GIA-i. I have know why I couldn't open haha, see below.

Thanks guys for the update. I have called the CS on this issue. Accordingly, it was due to m2u savers need to maintain a min amount of rm250. I am able to open the GIA-I successfully after maintaining the said sum in my m2u savers. Thought of fully utilising the GIA-I that's why I almost all in to it haha

I would recommed that you close M2Savers. Ultilise eGIA-i to the max.

well, i did mention about this "problem" with m2usavers' min holding balance of rm250

i'd ensure to maintain rm250.00, and before dumping all remaining to eGIA-i.

p/s: i prefer not to close m2usavers, since i've my gaji paid into it and other scheduled SI transfers.

You can set your gaji to be paid to normal account. That's what I am doing. Before this, any excess money from 1 month eFD sure transfer directly into m2savers. But after closing m2savers, I transfer all to normal SA > eGIA-i

i know i can change, but i prefer to keep my m2usavers active.

Besides BR, any Banks offer 4.2% for 24 mths?

Why take the 4.2% when Affin is offering 4.5% for 12 months?

To hedge against lower rates upon maturity

the Affin 4.5% FD offer still available? I thought already fulfill target something

Certain branches still got. Check posts above.

I understand what u mean by "To hedge against lower rates upon maturity". But if I could get 4.5% vs 4.2% for 12 mth vs 24 mth, I will still go for the 4.5%. I already have 2 and 3 yrs FD at 4.6% and 4.5% rate in AmBank (BR 2 yrs 4.55%, AmBank 5 yrs 4.55% also).

Then why don't u get the BR 5 yrs 4.5%, to hedge even for a longer term ?

Anyway each has their own way of "hedging".

This post has been edited by bbgoat: Jun 23 2016, 08:40 AM

Guys,

Today only I notice there is the transaction history in my Saving on 21-Jun-2016 EFD INT ADJUSTMENT RM0.93

Anyone have this? I'm quite sure is about the eFD Campaign that I place in last 2 months. But why is 'Adjustment'?

Another point is the 24 mth 4.2% is not attractive not only against Affin's 4.5%, but also the other promo's of 12 mth 4.25%/4.27%. Of course the other consideration is after 12 mths how much lower will the rate be. That is an unknown and unsure as well.

This post has been edited by bbgoat: Jun 23 2016, 08:57 AM

I have same shit here, but in different amount. Apparently its Maybank calculated our interest wrongly, and deposit the correction into the account.

ss2 ada?