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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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smartfreak
post Dec 7 2022, 10:21 AM

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QUOTE(smartfreak @ Dec 7 2022, 10:04 AM)
seems like ocbc web/app is down now. cannot login.
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Now can access already.
superahdang P
post Dec 7 2022, 10:33 AM

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QUOTE(DragonReine @ Nov 29 2022, 03:21 PM)
Can do pre-approval online but still need to go to branch to officially verify and open account.

The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate.

user posted image

RM8 yearly for ATM debit card annual fee.
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YEA, Somemore now they are running their OCBC 90th Anniversary Campaign- Offering additional 0.10%p.a. welcome bonus for each deposit, spend and pay pillar, for 3 months if you are new accountholder.

Worth to open and try out this account to enjoy highest interest in saving account among all
contestchris
post Dec 7 2022, 11:53 AM

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QUOTE(DragonReine @ Nov 29 2022, 03:21 PM)
Can do pre-approval online but still need to go to branch to officially verify and open account.

The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate.

user posted image

RM8 yearly for ATM debit card annual fee.
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You can eventually cancel the card, so no AF
DragonReine
post Dec 7 2022, 04:21 PM

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QUOTE(contestchris @ Dec 7 2022, 11:53 AM)
You can eventually cancel the card, so no AF
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Depends if OCBC MY lifted the restriction on new credit card application (they stopped accepting credit card application for new-to-bank customers in 2021), if they haven't lifted that restriction the only way to get the Spend bonus for OCBC 360 if you're new-to-bank is to use the debit card's Mastercard payment function.
gooroojee
post Dec 11 2022, 06:35 PM

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QUOTE(DragonReine @ Nov 29 2022, 03:21 PM)
Can do pre-approval online but still need to go to branch to officially verify and open account.

The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate.

user posted image

RM8 yearly for ATM debit card annual fee.
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With the promotion now the 3.1% goes up to 3.4% for three months... and then up to 3.89% if you invest in unit trusts starting at rm500.
blackseed202
post Dec 11 2022, 10:56 PM

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I applied for 360 online. How long does it take to verify at branch?

Trying to decide wheather to take time off or go there time lunch hour
tshuihow
post Dec 12 2022, 11:53 AM

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Any one get success waive / rebate on OCBC credit card SST?
smartfreak
post Dec 12 2022, 05:01 PM

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QUOTE(tshuihow @ Dec 12 2022, 11:53 AM)
Any one get success waive / rebate on OCBC credit card SST?
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I failed to get it waived this year.
QUOTE
RM0.00 OCBC: We are sorry that we are unable to refund the Service tax of RM 25 charged to your credit card. Please make payment before the due date. Thank you

!@#$%^
post Dec 12 2022, 07:06 PM

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QUOTE(tshuihow @ Dec 12 2022, 11:53 AM)
Any one get success waive / rebate on OCBC credit card SST?
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QUOTE(smartfreak @ Dec 12 2022, 05:01 PM)
I failed to get it waived this year.
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same
datolee32
post Dec 12 2022, 09:06 PM

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QUOTE(smartfreak @ Dec 12 2022, 05:01 PM)
I failed to get it waived this year.
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Last year still managed to waive 1 of 2 credit cards SST, but this year both also cannot be waived.
bokbokchai
post Dec 12 2022, 09:14 PM

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SAME
mamamia
post Dec 12 2022, 09:51 PM

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QUOTE(tshuihow @ Dec 12 2022, 11:53 AM)
Any one get success waive / rebate on OCBC credit card SST?
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QUOTE(smartfreak @ Dec 12 2022, 05:01 PM)
I failed to get it waived this year.
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QUOTE(!@#$%^ @ Dec 12 2022, 07:06 PM)
same
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QUOTE(datolee32 @ Dec 12 2022, 09:06 PM)
Last year still managed to waive 1 of 2 credit cards SST, but this year both also cannot be waived.
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They only offer to waive it after I submit cancellation request
!@#$%^
post Dec 12 2022, 10:02 PM

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QUOTE(mamamia @ Dec 12 2022, 09:51 PM)
They only offer to waive it after I submit cancellation request
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hmmm, also subject to their management i guess. saw somewhere they will still insist u to pay sst eventhough no usage after the charge. and quite a hassle to raise to bnm etc.
mamamia
post Dec 12 2022, 10:05 PM

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QUOTE(!@#$%^ @ Dec 12 2022, 10:02 PM)
hmmm, also subject to their management i guess. saw somewhere they will still insist u to pay sst eventhough no usage after the charge. and quite a hassle to raise to bnm etc.
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I normally call b4 SST charged on my card and get their confirmation if no sst waiver, I can still cancel without paying.
!@#$%^
post Dec 12 2022, 10:08 PM

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QUOTE(mamamia @ Dec 12 2022, 10:05 PM)
I normally call b4 SST charged on my card and get their confirmation if no sst waiver, I can still cancel without paying.
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ohh, interesting. some of the other banks will only submit for waiver after being charged. damn.
MGM
post Dec 12 2022, 11:40 PM

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QUOTE(smartfreak @ Dec 12 2022, 05:01 PM)
I failed to get it waived this year.
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I got sst waiver for my 3 titanium cards few months ago, credited as Annual Usage Bonus

mamamia
post Dec 13 2022, 09:14 AM

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QUOTE(!@#$%^ @ Dec 12 2022, 10:08 PM)
ohh, interesting. some of the other banks will only submit for waiver after being charged. damn.
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Yes, they told me wait sst charged first n call them to ask for waiver subject to mgmt approval. But, I get their confirmation if no waiver, I can still cancel without paying the sst.

When sst charged, they said can't waive, so I asked to proceed for cancellation n the retention unit call me n offer sst waiver.
leo_kiatez
post Dec 13 2022, 11:51 AM

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QUOTE(superahdang @ Dec 7 2022, 10:33 AM)
YEA, Somemore now they are running their OCBC 90th Anniversary Campaign- Offering additional 0.10%p.a. welcome bonus for each deposit, spend and pay pillar, for 3 months if you are new accountholder.

Worth to open and try out this account to enjoy highest interest in saving account among all
*
How to purchase rm500 unit trust online to get the extra 0.49% interest for 360acount?
xander2k8
post Dec 13 2022, 03:49 PM

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QUOTE(leo_kiatez @ Dec 13 2022, 11:51 AM)
How to purchase rm500 unit trust online to get the extra 0.49% interest for 360acount?
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OCBC app got function to buy unit trust but very selected to choose from and most of it are underperforming 🤦‍♀️ so forget about it just go for the 3 pillars is more than enough
gooroojee
post Dec 13 2022, 05:48 PM

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QUOTE(leo_kiatez @ Dec 13 2022, 11:51 AM)
How to purchase rm500 unit trust online to get the extra 0.49% interest for 360acount?
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QUOTE(xander2k8 @ Dec 13 2022, 03:49 PM)
OCBC app got function to buy unit trust but very selected to choose from and most of it are underperforming 🤦‍♀️ so forget about it just go for the 3 pillars is more than enough
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If you had RM100k in the bank and you can increase it's interest rate by 0.49% by buying a tiny amount of UT, the performance of the UT becomes rather inconsequential ... unless it's a total loss.

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