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OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
datolee32
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Jul 13 2020, 11:44 PM
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Hi, i have ocbc 360 and 360-i account. Can I get the interest from both account, understand 1 account capped RM 100k to get 2.45%, if 2 accounts capped RM 200k?
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datolee32
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Jul 14 2020, 12:07 AM
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QUOTE(!@#$%^ @ Jul 13 2020, 11:48 PM) Just to confirm, in order to get maximum interest for RM 100k x 2 for both 360 account, i need to do: Fresh fund RM 500 into each account Pay 3 bills online instead of 6 bills Spend RM 500 on credit card instead of RM 1,000 Am I correct?
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datolee32
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Jul 14 2020, 09:44 AM
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QUOTE(zenquix @ Jul 14 2020, 01:31 AM) no.. the credit card spend can only associate to one account. most tie the debit card fast cash account to the ocbc 360-i and spend RM500 on the debit card. bill payments must be from the account in question so 3 bills via ocbc360 and 3 bills via ocbc360i. there was a post that said you cannot repeat account numbers between this 6 bills ie. cannot pay the same bill with ocbc360 and ocbc360i I see, thanks for clear explanation, credit card spend can only associate to the one account. If i have 2 OCBC credit cards, also can be linked into one account only? QUOTE(GrumpyNooby @ Jul 14 2020, 06:09 AM) HNWI spotted. RM 100k in PSA + RM 200k in OCBC 360 + 360i Haha, just curious to ask only
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datolee32
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Jul 15 2020, 08:40 AM
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QUOTE(zenquix @ Jul 15 2020, 12:36 AM) no idea.. but i suspect so since you only have 1 credit limit (unlike local banks that give diff credit limit for conventional and islamic cards). have to ask others since i don't have experience in your situation Ok, thank you.
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datolee32
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Apr 2 2021, 06:38 PM
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Hi, may I know if split house loan payment into 3 different transactions, will entitle 0.7% under pay catergory?
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datolee32
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Apr 2 2021, 06:51 PM
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QUOTE(DragonReine @ Apr 2 2021, 06:45 PM) No, won't be eligible. Because it's same loan account it'll be counted as one bill payment even though you send money multiple times. They're quite specific about needing 3 different bills. Your idea is even listed as an example of "will be deemed as one Bill Payment" Multiple payments within the calendar month to the same merchant/payee/account/billing organization shall be deemed as one Bill Payment. For example: (a) multiple payments to the same home loan facility account; or (b) multiple payments to the same participating billing organisation, unless each payment is uniquely identified to a different account; or © multiple payments to the same account with any bank or financing institution. You can read the TnC properly in the attached PDF lol Thank you sifu!!!
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datolee32
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Dec 12 2022, 09:06 PM
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QUOTE(smartfreak @ Dec 12 2022, 05:01 PM) I failed to get it waived this year. Last year still managed to waive 1 of 2 credit cards SST, but this year both also cannot be waived.
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datolee32
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Aug 28 2023, 04:36 AM
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deleted
This post has been edited by datolee32: Aug 28 2023, 04:36 AM
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