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OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
CommodoreAmiga
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Nov 16 2022, 11:24 AM
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QUOTE(MGM @ Nov 16 2022, 10:37 AM) Isnt ocbc360 better n easier? OCBC 360 is like RHB Smart, need to use the card lah etc. But yes, in terms of rates, it's probably better. But for me, i don't want to do all those things...so...
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mamamia
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Nov 17 2022, 09:01 AM
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QUOTE(CommodoreAmiga @ Nov 16 2022, 09:47 AM) So, generally just 2.15% unless u have investment. Can choose not to take their debit card? N wat is the max deposit to entitle the 2.15%? Like OCBC 360 max only 100k This post has been edited by mamamia: Nov 17 2022, 09:05 AM
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CommodoreAmiga
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Nov 17 2022, 09:06 AM
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QUOTE(mamamia @ Nov 17 2022, 09:01 AM) So, generally just 2.15% unless u have investment. Can choose not to take their debit card? N wat is the max deposit to entitle the 2.15%? Like OCBC 360 max only 100k I think no max, only min must be 30k. Basically this account my emergency fund and fluid cash purpose. This post has been edited by CommodoreAmiga: Nov 17 2022, 09:06 AM
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weiseang72
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Nov 17 2022, 09:41 AM
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QUOTE(felicious @ Sep 29 2022, 11:31 AM) So now the rate is 2.75% for 360i. Anyone here manage to apply 360 credit card recently? I was told they do not take credit card application since the pandemic. You need pledge FD to get the 365 mastercard, i just get mine with pledge FD inside , i just pledge min 3.5k because banker told me if want use higher amount just do additional top up inside, i plan using this card for my oversea trip only This post has been edited by weiseang72: Nov 17 2022, 04:10 PM
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weiseang72
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Nov 17 2022, 09:45 AM
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the spending 500 and deposit min 500 in 365, i want check with all sifu is it count as calender month or statement month ?
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rojakwhacker
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Nov 17 2022, 10:14 AM
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QUOTE(weiseang72 @ Nov 17 2022, 09:45 AM) the spending 500 and deposit min 500 in 365, i want check with all sifu is it count as calender month or statement month ? Calendar month.
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weiseang72
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Nov 22 2022, 04:58 PM
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all sifu, want to know this 360 account, any charges for DUITNOW transfer via online banking? because some bank will charge if above 5k
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MGM
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Nov 22 2022, 05:57 PM
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QUOTE(weiseang72 @ Nov 22 2022, 04:58 PM) all sifu, want to know this 360 account, any charges for DUITNOW transfer via online banking? because some bank will charge if above 5k Which banks got charges? None for ocbc360.
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Human Nature
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Nov 22 2022, 06:51 PM
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QUOTE(MGM @ Nov 22 2022, 05:57 PM) Which banks got charges? None for ocbc360. Bank Rakyat charges 50c above 5k
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weiseang72
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Nov 23 2022, 06:58 PM
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360 ac for 3 bill per month, if i use online banking duitnow to pay my other bank credit card, is it count as 1 bill ? because i saw website indicate "Bills include your credit cards, loans and installments with OCBC or other banks."
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tadashi987
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Nov 23 2022, 07:29 PM
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QUOTE(weiseang72 @ Nov 22 2022, 04:58 PM) all sifu, want to know this 360 account, any charges for DUITNOW transfer via online banking? because some bank will charge if above 5k no
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Human Nature
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Nov 23 2022, 10:35 PM
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QUOTE(weiseang72 @ Nov 23 2022, 06:58 PM) 360 ac for 3 bill per month, if i use online banking duitnow to pay my other bank credit card, is it count as 1 bill ? because i saw website indicate "Bills include your credit cards, loans and installments with OCBC or other banks." Yes
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Kings7
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Nov 28 2022, 11:55 PM
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Getting Started
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I checked 360 just revised the interest rate. It seems the best saving account so far.
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Human Nature
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Nov 29 2022, 12:15 AM
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QUOTE(Kings7 @ Nov 28 2022, 11:55 PM) I checked 360 just revised the interest rate. It seems the best saving account so far. What is the revised rate like?
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download88
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Nov 29 2022, 12:28 PM
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Getting Started
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Looks better than mbsb wise saver which only give 1.4% so far. Can open this 360 account thru online? Any charge in issuance of debit card & annual fee?
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DragonReine
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Nov 29 2022, 03:21 PM
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QUOTE(download88 @ Nov 29 2022, 12:28 PM) Looks better than mbsb wise saver which only give 1.4% so far. Can open this 360 account thru online? Any charge in issuance of debit card & annual fee? Can do pre-approval online but still need to go to branch to officially verify and open account. The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate. RM8 yearly for ATM debit card annual fee.
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blackseed202
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Nov 29 2022, 03:47 PM
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Getting Started
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QUOTE(DragonReine @ Nov 29 2022, 03:21 PM) Can do pre-approval online but still need to go to branch to officially verify and open account. The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate. RM8 yearly for ATM debit card annual fee. Quite easy to achive. Topup e wallet and pay rm1 bills.
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DragonReine
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Nov 30 2022, 08:47 AM
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QUOTE(blackseed202 @ Nov 29 2022, 03:47 PM) Quite easy to achive. Topup e wallet and pay rm1 bills. Yea, but some people want strict savings rather than needing to spend 😂
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blackseed202
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Nov 30 2022, 12:13 PM
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Getting Started
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QUOTE(DragonReine @ Nov 30 2022, 08:47 AM) Yea, but some people want strict savings rather than needing to spend 😂 Yeah some people with millions this one is just pocket money. Too much hassle
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smartfreak
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Dec 7 2022, 10:04 AM
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seems like ocbc web/app is down now. cannot login.
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