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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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CommodoreAmiga
post Nov 16 2022, 11:24 AM

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QUOTE(MGM @ Nov 16 2022, 10:37 AM)
Isnt ocbc360 better n easier?
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OCBC 360 is like RHB Smart, need to use the card lah etc. But yes, in terms of rates, it's probably better. But for me, i don't want to do all those things...so... laugh.gif
mamamia
post Nov 17 2022, 09:01 AM

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QUOTE(CommodoreAmiga @ Nov 16 2022, 09:47 AM)
So, generally just 2.15% unless u have investment.

Can choose not to take their debit card? N wat is the max deposit to entitle the 2.15%? Like OCBC 360 max only 100k

This post has been edited by mamamia: Nov 17 2022, 09:05 AM
CommodoreAmiga
post Nov 17 2022, 09:06 AM

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QUOTE(mamamia @ Nov 17 2022, 09:01 AM)
So, generally just 2.15% unless u have investment.

Can choose not to take their debit card? N wat is the max deposit to entitle the 2.15%? Like OCBC 360 max only 100k
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I think no max, only min must be 30k. Basically this account my emergency fund and fluid cash purpose.

This post has been edited by CommodoreAmiga: Nov 17 2022, 09:06 AM
weiseang72
post Nov 17 2022, 09:41 AM

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QUOTE(felicious @ Sep 29 2022, 11:31 AM)
So now the rate is 2.75% for 360i.
Anyone here manage to apply 360 credit card recently? 
I was told they do not take credit card application since the pandemic.
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You need pledge FD to get the 365 mastercard, i just get mine with pledge FD inside , i just pledge min 3.5k because banker told me if want use higher amount just do additional top up inside, i plan using this card for my oversea trip only

This post has been edited by weiseang72: Nov 17 2022, 04:10 PM
weiseang72
post Nov 17 2022, 09:45 AM

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the spending 500 and deposit min 500 in 365, i want check with all sifu is it count as calender month or statement month ?
rojakwhacker
post Nov 17 2022, 10:14 AM

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QUOTE(weiseang72 @ Nov 17 2022, 09:45 AM)
the spending 500 and deposit min 500 in 365, i want check with all sifu is it count as calender month or statement month ?
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Calendar month.
weiseang72
post Nov 22 2022, 04:58 PM

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all sifu, want to know this 360 account, any charges for DUITNOW transfer via online banking? because some bank will charge if above 5k
MGM
post Nov 22 2022, 05:57 PM

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QUOTE(weiseang72 @ Nov 22 2022, 04:58 PM)
all sifu, want to know this 360 account, any charges for DUITNOW transfer via online banking? because some bank will charge if above 5k
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Which banks got charges? None for ocbc360.
Human Nature
post Nov 22 2022, 06:51 PM

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QUOTE(MGM @ Nov 22 2022, 05:57 PM)
Which banks got charges? None for ocbc360.
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Bank Rakyat charges 50c above 5k biggrin.gif
weiseang72
post Nov 23 2022, 06:58 PM

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360 ac for 3 bill per month, if i use online banking duitnow to pay my other bank credit card, is it count as 1 bill ? because i saw website indicate "Bills include your credit cards, loans and installments with OCBC or other banks."
tadashi987
post Nov 23 2022, 07:29 PM

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QUOTE(weiseang72 @ Nov 22 2022, 04:58 PM)
all sifu, want to know this 360 account, any charges for DUITNOW transfer via online banking? because some bank will charge if above 5k
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no
Human Nature
post Nov 23 2022, 10:35 PM

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QUOTE(weiseang72 @ Nov 23 2022, 06:58 PM)
360 ac for 3 bill per month, if i use online banking duitnow to pay my other bank credit card, is it count as 1 bill ? because i saw website indicate "Bills include your credit cards, loans and installments with OCBC or other banks."
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Yes
Kings7
post Nov 28 2022, 11:55 PM

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I checked 360 just revised the interest rate. It seems the best saving account so far.
Human Nature
post Nov 29 2022, 12:15 AM

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QUOTE(Kings7 @ Nov 28 2022, 11:55 PM)
I checked 360 just revised the interest rate. It seems the best saving account so far.
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What is the revised rate like?
download88
post Nov 29 2022, 12:28 PM

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Looks better than mbsb wise saver which only give 1.4% so far. Can open this 360 account thru online? Any charge in issuance of debit card & annual fee?
DragonReine
post Nov 29 2022, 03:21 PM

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QUOTE(download88 @ Nov 29 2022, 12:28 PM)
Looks better than mbsb wise saver which only give 1.4% so far. Can open this 360 account thru online? Any charge in issuance of debit card & annual fee?
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Can do pre-approval online but still need to go to branch to officially verify and open account.

The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate.

user posted image

RM8 yearly for ATM debit card annual fee.


blackseed202
post Nov 29 2022, 03:47 PM

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QUOTE(DragonReine @ Nov 29 2022, 03:21 PM)
Can do pre-approval online but still need to go to branch to officially verify and open account.

The savings interest is conditional, not "passive" like MBSB wise saver, if you don't hit all 3 of the spend/save/pay monthly goals you will not get good interest rate.

user posted image

RM8 yearly for ATM debit card annual fee.
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Quite easy to achive. Topup e wallet and pay rm1 bills.
DragonReine
post Nov 30 2022, 08:47 AM

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QUOTE(blackseed202 @ Nov 29 2022, 03:47 PM)
Quite easy to achive. Topup e wallet and pay rm1 bills.
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Yea, but some people want strict savings rather than needing to spend 😂
blackseed202
post Nov 30 2022, 12:13 PM

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QUOTE(DragonReine @ Nov 30 2022, 08:47 AM)
Yea, but some people want strict savings rather than needing to spend 😂
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Yeah some people with millions this one is just pocket money. Too much hassle
smartfreak
post Dec 7 2022, 10:04 AM

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seems like ocbc web/app is down now. cannot login.

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