received rm 25 sst waiver as well

How long it take since u submitted via ivr?

submitted on 9th july , reflected in my (monthly-day 12) statement received on today
but transaction and posting date = 2July (not sure why?)
i guess 1 business day or immediate ? since 10 and 11 are weekends . didn't really monitor closely in my ocbc app after submitted in IVR

This post has been edited by syaaron: Jul 13 2021, 06:49 PM

Just realised that Daily Transaction limit for Funds Transfer is only rm30k. SCB PSA is rm50k.

But why quote the above calculation post? Was it because of not able to fulfill one of the condition due to the daily transfer limit today? Is it urgent? How about do it tomorrow?

This post has been edited by rojakwhacker: Jul 24 2021, 10:34 AM

Sorry for the confusion. 1st post was edited to include IBFT & IBG which were not mentioned on page1-post1. Tried to avoid double posts.
As for the daily limit, I transfered in 60k so that I can transfer out on 28-July for epf self-contribution via MBB to get 7 days interest.

Interest been getting really low now for this 360 account, should I just transfer my money into flexi mortgage account ah with interest of 3%

Full flexi or semi flexi housing loan?

Got difference ah between the two? I have both of them...

If I am not mistaken, one is not so flexi as money in, not flexi to take out.
Since you hv both, try to compare its T&C.
But if tou hv alot of surplus money that you will not touch, then it does not matter, for paying loans is always better than putting in fd or 360

This post has been edited by MUM: Jul 26 2021, 09:48 AM

I only got credit for 2 bonus pillars. I spent more than rm500 on debit card, so should be getting credit for 3 bonus pillars, no?

Been always getting the save and pay bonus pillars, so no issue there I think.

This post has been edited by contestchris: Aug 2 2021, 09:23 AM

Just some highlights,

1) Are you OCBC 360 saving account a joint account?

2) Pay 3 different bills
Do you use OCBC 360 saving account to pay 3 different bills/ fund transfer? I read you past comment, you paid include Standing instructions for loan repayment and OCBC Credit card payment. So it is counted as 2 payments, what are the thrid payment? (FPX not counted).

3) Deposit minimum RM500
I guess you already did deposit in July 2021.

4) Spend minimum RM500 with OCBC Credit card or Debit card.
When is the posting date of your spending?

Yes I consistently use the deposit and spend, and always get 2x bonus for those. This time I used Mastercard Debit on 15 July rm515, but I still get 2x bonus, not 3x bonus as I had expected.

Checked with OCBC. It is because FPX not counted for the payment pillar. I used FPX to pay Syabas bill via the app. Damn

You can also make fund transfer to 3 other bank saving accounts (not OCBC).

What I do is I just set up recurring trasfer of RM1 to my other 3 bank accounts every month for as many months as possible. Never had to worry about that portion of the interest since day 1.

Recurring transfer worked too.

Isn't the recurring transfer charging you an amount every month though?

Bank charge? So far, no. I do not think there is a bank charge for scheduled (do it yourself) recurring fund transfer from OCBC 360 saving account to other bank accounts/credit cards.

Guys how long does it take for a transaction to be recorded in "view e-statement" (not the PDF)?
My expenditure on my debit card (from Friday) is not reflected on the account list of transactions. Nor are my instant transfer transactions performed today.