Welcome Guest ( Log In | Register )

161 Pages « < 135 136 137 138 139 > » Bottom

Outline · [ Standard ] · Linear+

 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

views
     
~Curious~
post Apr 25 2021, 10:45 PM

Regular
******
Senior Member
1,744 posts

Joined: Nov 2007
QUOTE(DragonReine @ Apr 25 2021, 04:01 PM)
Interest are calculated based on monthly average balance, so the cycle starts every 1st day of the month and ends every last day of the month.

All bonuses are applicable to the WHOLE MONTH as long as your eligible transactions are posted (i.e. reflected in your balance and statement) within that month to fulfill the criteria.

You may check the illustrated examples in the OCBC 360 product information document (attached PDF) to see how it's calculated.
*
wow thts great..theen i can top up still to get my other bonus interests =)

tot i cud oni start next month lol

thanks
Human Nature
post Apr 29 2021, 10:46 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE
Pay minimum 3 bills via OCBC 360 Account using OCBC Online Banking portal (includes Standing Instructions for Loan repayment and OCBC Credit Card payment)


Hi, is paying CC from other banks counted? I was told by a bank staff yes, but just want to double confirm. Thanks
DragonReine
post Apr 29 2021, 10:49 AM

just another dog on the Internet
*******
Senior Member
2,610 posts

Joined: Aug 2011
QUOTE(Human Nature @ Apr 29 2021, 10:46 AM)
Hi, is paying CC from other banks counted? I was told by a bank staff yes, but just want to double confirm. Thanks
*
Yep, use Transfer Funds -> Other Bank -> Credit Card.
rojakwhacker
post Apr 29 2021, 10:50 AM

Look at all my stars!!
*******
Senior Member
2,175 posts

Joined: May 2019
QUOTE(Human Nature @ Apr 29 2021, 10:46 AM)
Hi, is paying CC from other banks counted? I was told by a bank staff yes, but just want to double confirm. Thanks
*
Yes. I always pay 3 differents credit card from other banks or make a bank transfer to other bank account.
Human Nature
post Apr 29 2021, 10:55 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(rojakwhacker @ Apr 29 2021, 10:50 AM)
Yes. I always pay 3 differents credit card from other banks or make a bank transfer to other bank account.
*
Meaning, instant transfer or duitnow to other bank savings account is counted too?
rojakwhacker
post Apr 29 2021, 11:00 AM

Look at all my stars!!
*******
Senior Member
2,175 posts

Joined: May 2019
QUOTE(Human Nature @ Apr 29 2021, 10:55 AM)
Meaning, instant transfer or duitnow to other bank savings account is counted too?
*
For me, instant transfer/duitnow is yes.

I have not tried duitnow although instant transfer is re branded as duitnow. But check the term and condition below.

Term and condition:
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

4.3. Pay Bonus Interest
A minimum of 3 Bill Payments must be made from your OCBC 360 Account within the calendar month to be eligible for the Pay Bonus
Interest. This includes payment via standing instruction to your OCBC home loan facility and/or retail payment channel of OCBC Online
Banking to:
(a) your OCBC/OCBC Al-Amin home loan facility; or
(b) any account with any bank or financing institution other than the Bank and OCBC Al-Amin Bank Berhad (Company No.
200801017151 / 818444-T); or
© any participating billing organisations; or
(d) payment by Interbank GIRO/DuitNow conducted through OCBC Online Banking, but excluding any payment by the
Financial Process Exchange (FPX)/DuitNow QR platforms
.
Multiple payments within the calendar month to the same merchant/payee/account/billing organization shall be deemed as one Bill
Payment. For example:
(a) multiple payments to the same home loan facility account; or
(b) multiple payments to the same participating billing organisation, unless each payment is uniquely identified to a different
account; or
© multiple payments to the same account with any bank or financing institution.

This post has been edited by rojakwhacker: Apr 29 2021, 11:01 AM
Human Nature
post Apr 29 2021, 11:53 AM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
Thank you for the replies above.

Found out that can do multiple instant transfer concurrently. That is pretty neat and convenient.
DragonReine
post Apr 29 2021, 12:26 PM

just another dog on the Internet
*******
Senior Member
2,610 posts

Joined: Aug 2011
QUOTE(Human Nature @ Apr 29 2021, 11:53 AM)
Thank you for  the replies above.

Found out that can do multiple instant transfer concurrently. That is pretty neat and convenient.
*
yeah I like how OCBC if u saved many favourite bills/accounts you can do sekali
avinlim
post Apr 30 2021, 12:47 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(rojakwhacker @ Apr 29 2021, 11:00 AM)
For me, instant transfer/duitnow is yes.

I have not tried duitnow although instant transfer is re branded as duitnow. But check the term and condition below.

» Click to show Spoiler - click again to hide... «


Yes, DUITNOW also counted as payment. But have to be different numbers. IC, HP no. I duitnow every month. No problem.

This post has been edited by avinlim: Apr 30 2021, 12:47 PM
bee993
post May 4 2021, 09:23 PM

Regular
******
Senior Member
1,178 posts

Joined: May 2007
Anyone else had bonus interest missing?

I got 2 instead of 3..

Transfer 3 account, done
Deposit, done

Spend 500 using ocbc card on 29th and also post in my cc.

Anyone can share which number to call regarding this or just the general number will do.?

Thank you in advance
CPURanger
post May 4 2021, 10:02 PM

Enthusiast
*****
Senior Member
889 posts

Joined: Jun 2008


QUOTE(bee993 @ May 4 2021, 09:23 PM)
Anyone else had bonus interest missing?

I got 2 instead of 3..

Transfer 3 account, done
Deposit, done

Spend 500 using ocbc card on 29th and also post in my cc.

Anyone can share which number to call regarding this or just the general number will do.?

Thank you in advance
*
I got all 3.

Spend 500 via OCBC card, maybe transaction bill on later date (after 30th ???). It's better to do spending early or middle of month.

Tel : 03-83175000
OCBC Support
bee993
post May 4 2021, 10:14 PM

Regular
******
Senior Member
1,178 posts

Joined: May 2007
QUOTE(CPURanger @ May 4 2021, 10:02 PM)
I got all 3.

Spend 500 via OCBC card, maybe transaction bill on later date (after 30th ???). It's better to do spending early or middle of month.

Tel : 03-83175000
OCBC Support
*
It is already post at the same day 29th. Which make me wonder is it error or other cause. Thz
DragonReine
post May 5 2021, 01:10 PM

just another dog on the Internet
*******
Senior Member
2,610 posts

Joined: Aug 2011
QUOTE(bee993 @ May 4 2021, 09:23 PM)
Anyone else had bonus interest missing?

I got 2 instead of 3..

Transfer 3 account, done
Deposit, done

Spend 500 using ocbc card on 29th and also post in my cc.

Anyone can share which number to call regarding this or just the general number will do.?

Thank you in advance
*
Might be error, last month got problem with bonus payment also, can call/email CS and see.
~Curious~
post May 7 2021, 03:07 PM

Regular
******
Senior Member
1,744 posts

Joined: Nov 2007
QUOTE(rojakwhacker @ Apr 29 2021, 10:50 AM)
Yes. I always pay 3 differents credit card from other banks or make a bank transfer to other bank account.
*
how long does it take to reflect in your CC acct?I scared terlepas due date for CC.Ive been trying to pay onn time to get interest reduced for CC hehe
when i pay and specify CC payment in OCBC online, then it auto sets "Payment type" as interbank GIRO
is that correct or i can change it to duitnow without affecting payment?

QUOTE(Human Nature @ Apr 29 2021, 11:53 AM)
Thank you for  the replies above.

Found out that can do multiple instant transfer concurrently. That is pretty neat and convenient.
*
owh how?

QUOTE(bee993 @ May 4 2021, 09:23 PM)
Anyone else had bonus interest missing?

I got 2 instead of 3..

Transfer 3 account, done
Deposit, done

Spend 500 using ocbc card on 29th and also post in my cc.

Anyone can share which number to call regarding this or just the general number will do.?

Thank you in advance
*
me too..I topped up my TnG eWallet on 30th April, the balance immediately in my eWallet..but when I checked my OCBC statement,it shows transaction logged on 2/5 n I missed 1 bonus interest..

rojakwhacker
post May 7 2021, 03:12 PM

Look at all my stars!!
*******
Senior Member
2,175 posts

Joined: May 2019
QUOTE(~Curious~ @ May 7 2021, 03:07 PM)
how long does it  take to reflect in your CC acct?I scared terlepas due date for CC.Ive been trying to pay onn time to get interest reduced for CC hehe
when i pay and specify CC payment in OCBC online, then it auto sets "Payment type" as interbank GIRO
is that correct or i can change it to duitnow without affecting payment?
*
It depends on which bank that the credit card belong. Example: RHB, Public bank, Standard chartered reflected next day. For Interbank GIRO, reflected after 3 working days.

You can always change the payment type to Duitnow/ instant transfer.
~Curious~
post May 7 2021, 03:45 PM

Regular
******
Senior Member
1,744 posts

Joined: Nov 2007
QUOTE(rojakwhacker @ May 7 2021, 03:12 PM)
It depends on which bank that the credit card belong. Example: RHB, Public bank,  Standard chartered reflected next day. For Interbank GIRO, reflected after 3 working days.

You can always change the payment type to Duitnow/ instant transfer.
*
ah thanks.I should have done that..
Human Nature
post May 7 2021, 03:52 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(~Curious~ @ May 7 2021, 03:07 PM)
owh how?
*
When you click transfer, you can see they have option for transfer to multiple banks. I am doing it on desktop so not sure if the same for mobile. Try it
bee993
post May 7 2021, 04:04 PM

Regular
******
Senior Member
1,178 posts

Joined: May 2007
QUOTE(~Curious~ @ May 7 2021, 03:07 PM)
how long does it  take to reflect in your CC acct?I scared terlepas due date for CC.Ive been trying to pay onn time to get interest reduced for CC hehe
when i pay and specify CC payment in OCBC online, then it auto sets "Payment type" as interbank GIRO
is that correct or i can change it to duitnow without affecting payment?
owh how?
me too..I topped up my TnG eWallet on 30th April, the balance immediately in my eWallet..but when I checked my OCBC statement,it shows transaction logged on 2/5 n I missed 1 bonus interest..
*
Mine confirm is error.. As 3 transaction 520 is last post on 29 April.. Need to email them n c how
~Curious~
post May 7 2021, 05:56 PM

Regular
******
Senior Member
1,744 posts

Joined: Nov 2007
QUOTE(Human Nature @ May 7 2021, 03:52 PM)
When you click transfer, you can see they have option for transfer to multiple banks. I am doing it on desktop so not sure if the same for mobile. Try it
*
ooh will do..i cant seem to find it on d app,nvm ill try from desktop first.
thanks

QUOTE(bee993 @ May 7 2021, 04:04 PM)
Mine confirm is error.. As 3 transaction 520 is last post on 29 April.. Need to email them n c how
*
ah then yea u shud call CS.


Guys, is there a "progress bar" for me to check how far more I have to unlock d bonus interests?
Human Nature
post May 7 2021, 06:11 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(~Curious~ @ May 7 2021, 05:56 PM)
Guys, is there a "progress bar" for me to check how  far more I have to unlock d bonus interests?
*
Nope, don't think so. Have to track on our own.

161 Pages « < 135 136 137 138 139 > » Top
 

Change to:
| Lo-Fi Version
0.0336sec    0.39    6 queries    GZIP Disabled
Time is now: 14th December 2025 - 03:16 AM