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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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XweienX
post Aug 10 2021, 11:22 PM

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QUOTE(rojakwhacker @ Aug 6 2021, 11:11 AM)
Bank charge? So far, no. I do not think there is a bank charge for scheduled (do it yourself) recurring fund transfer from OCBC 360 saving account to other bank accounts/credit cards.
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I don't think bank charges exists anymore in terms of local transfer, whether it's Interbank GIRO or Instant Transfer (DuitNow). confused.gif
rojakwhacker
post Aug 11 2021, 09:09 AM

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QUOTE(XweienX @ Aug 10 2021, 11:22 PM)
I don't think bank charges exists anymore in terms of local transfer, whether it's Interbank GIRO or Instant Transfer (DuitNow).  confused.gif
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Yes, no charge.
Human Nature
post Aug 11 2021, 01:34 PM

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I am able to log in to my 360 acc and transfer money without the one token prompt today. Done everything online (not using apps) Anyone face same issue?
mamamia
post Aug 11 2021, 01:43 PM

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QUOTE(Human Nature @ Aug 11 2021, 01:34 PM)
I am able to log in to my 360 acc and transfer money without the one token prompt today. Done everything online (not using apps) Anyone face same issue?
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me too..
Human Nature
post Aug 11 2021, 01:47 PM

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QUOTE(mamamia @ Aug 11 2021, 01:43 PM)
me too..
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Alright thanks. Got worried it is only my problem. Hope they fix that soon.
tiramisu83
post Aug 12 2021, 12:30 AM

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QUOTE(mamamia @ Jul 10 2021, 03:02 PM)
I also try to call, but there is no way to speak to customer service, only can use IVR to request waiver.. n it mentioned need 3-5 working days
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hi, there is an option to request to waive for SST RM25?
avinlim
post Aug 12 2021, 09:24 AM

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QUOTE(Human Nature @ Aug 11 2021, 01:34 PM)
I am able to log in to my 360 acc and transfer money without the one token prompt today. Done everything online (not using apps) Anyone face same issue?
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QUOTE(mamamia @ Aug 11 2021, 01:43 PM)
me too..
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I received their notification saying that for the ease of using and convenience, they will remove the OTP on login.
Human Nature
post Aug 12 2021, 09:44 AM

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QUOTE(avinlim @ Aug 12 2021, 09:24 AM)
I received their notification saying that for the ease of using and convenience, they will remove the OTP on login.
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Hmm, but no otp on Duitnow too. Maybe none for favourable account
mamamia
post Aug 12 2021, 04:35 PM

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QUOTE(tiramisu83 @ Aug 12 2021, 12:30 AM)
hi, there is an option to request to waive for SST RM25?
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Just call up n request..

QUOTE(avinlim @ Aug 12 2021, 09:24 AM)
I received their notification saying that for the ease of using and convenience, they will remove the OTP on login.
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Ya, even today login also without OTP... so, it seem that they r removing this security function... bangwall.gif
anonymous552235
post Aug 13 2021, 02:30 AM

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yeah they removed otp for login claiming for ease of usage ....the otp will be needed for new transactions, and randomly for favourite acc after few usage or inactive usage
Human Nature
post Aug 13 2021, 12:52 PM

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^Thanks for info. Just made another duitnow to another favourite account and no otp too.
tiramisu83
post Sep 2 2021, 08:24 PM

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i just realized RHB smart account can give up to 2.85% with similar condition..thinking to change over..
anonymous552235
post Sep 4 2021, 02:02 AM

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QUOTE(tiramisu83 @ Sep 2 2021, 08:24 PM)
i just realized RHB smart account can give up to 2.85% with similar condition..thinking to change over..
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rhb online user interface is such a pain ....one of the worst online platform to use ...
been too used to ocbc online, really liked it despite lower rates...

the interface shouldnt bother u too much if you have a really large sum .... brows.gif
gildan2020
post Sep 4 2021, 02:06 AM

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QUOTE(anonymous552235 @ Sep 4 2021, 02:02 AM)
rhb online user interface is such a pain ....one of the worst online platform to use ...
been too used to ocbc online, really liked it despite lower rates...

the interface shouldnt bother u too much if you have a really large sum ....  brows.gif
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yeah, RHB online banking is not very friendly.
but the 2.85% is too irresistible...

where can you find a bank that provides that interest rate for savings acct?
MGM
post Sep 4 2021, 05:53 AM

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QUOTE(tiramisu83 @ Sep 2 2021, 08:24 PM)
i just realized RHB smart account can give up to 2.85% with similar condition..thinking to change over..
*
QUOTE(anonymous552235 @ Sep 4 2021, 02:02 AM)
rhb online user interface is such a pain ....one of the worst online platform to use ...
been too used to ocbc online, really liked it despite lower rates...

the interface shouldnt bother u too much if you have a really large sum ....  brows.gif
*
QUOTE(gildan2020 @ Sep 4 2021, 02:06 AM)
yeah, RHB online banking is not very friendly.
but the 2.85% is too irresistible...

where can you find a bank that provides that interest rate for savings acct?
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So now top is RHB 2.85, then PSA 2.35.
LostAndFound
post Sep 4 2021, 07:36 AM

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Does RHB account have any thread to discuss? 2.85 is good, but their credit card seems to be not as rewarding.
MGM
post Sep 4 2021, 07:38 AM

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QUOTE(LostAndFound @ Sep 4 2021, 07:36 AM)
Does RHB account have any thread to discuss? 2.85 is good, but their credit card seems to be not as rewarding.
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I think recently they have launched a very hot Shell CC.

This post has been edited by MGM: Sep 4 2021, 07:40 AM
c64
post Sep 4 2021, 12:16 PM

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QUOTE(anonymous552235 @ Sep 4 2021, 02:02 AM)
rhb online user interface is such a pain ....one of the worst online platform to use ...
been too used to ocbc online, really liked it despite lower rates...

the interface shouldnt bother u too much if you have a really large sum ....  brows.gif
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RHB is cacat one, your money cannot get out via FPX. Supposely need the mobile app to verfiy and approve, but the shitty mobile app don't work. I need to transfer money out to other bank to do FPX to another bank.
tiramisu83
post Sep 4 2021, 02:56 PM

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QUOTE(LostAndFound @ Sep 4 2021, 07:36 AM)
Does RHB account have any thread to discuss? 2.85 is good, but their credit card seems to be not as rewarding.
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I dont think there is a thread on it.
Try to apply account opening online, but it says i have another existing account with RHB (housing loan)..hmm..CS also no one pickup..no one call back...guess need to go branch to apply..

Not a good impression for this bank quality or service already..
tiramisu83
post Sep 4 2021, 02:59 PM

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QUOTE(anonymous552235 @ Sep 4 2021, 02:02 AM)
rhb online user interface is such a pain ....one of the worst online platform to use ...
been too used to ocbc online, really liked it despite lower rates...

the interface shouldnt bother u too much if you have a really large sum ....  brows.gif
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I also use OCBC as my main account to schedule all the bill payment especially credit cards payment.
Thinking to move most of my amount from OCBC to RHB just for the sake of 2.85%.

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